Novel Early-Warning Model for Customer Churn of Credit Card Based on GSAIBAS-Cat Boost

As the banking industry gradually steps into the digital era of Bank 4.0,business competition is becoming increasingly fierce,and banks are also facing the problem of massive customer churn.To better maintain their customer resources,it is crucial for banks to accurately predict customers with a tendency to churn.Aiming at the typical binary classification problem like customer churn,this paper establishes an early-warning model for credit card customer churn.That is a dual search algorithm named GSAIBAS by incorporating Golden Sine Algorithm(GSA)and an Improved Beetle Antennae Search(IBAS)is proposed to optimize the parameters of the CatBoost algorithm,which forms the GSAIBAS-CatBoost model.Especially,considering that the BAS algorithm has simple parameters and is easy to fall into local optimum,the Sigmoid nonlinear convergence factor and the lane flight equation are introduced to adjust the fixed step size of beetle.Then this improved BAS algorithm with variable step size is fused with the GSA to form a GSAIBAS algorithm which can achieve dual optimization.Moreover,an empirical analysis is made according to the data set of credit card customers from Analyttica official platform.The empirical results show that the values of Area Under Curve(AUC)and recall of the proposedmodel in this paper reach 96.15%and 95.56%,respectively,which are significantly better than the other 9 common machine learning models.Compared with several existing optimization algorithms,GSAIBAS algorithm has higher precision in the parameter optimization for CatBoost.Combined with two other customer churn data sets on Kaggle data platform,it is further verified that the model proposed in this paper is also valid and feasible.

Deformation early-warning index for heightened gravity dam during impoundment period

The mechanical parameters of materials in a dam body and dam foundation tend to change when dams are reinforced in aging processes.It is important to use an early-warning index to reflect the safety status of dams,particularly of heightened projects in the impoundment period.Herein,a new method for monitoring the safety status of heightened dams is proposed based on the deformation monitoring data of a dam structure,a statistical model,and finite-element numerical simulation.First,a fast optimization inversion method for estimation of dam mechanical parameters was developed,which used the water pressure component extracted from a statistical model,an improved inversion objective function,and a genetic optimization iterative algorithm.Then,a finite element model of a heightened concrete gravity dam was established,and the deformation behavior of the dam with rising water levels in the impoundment period was simulated.Subsequently,mechanical parameters of aged dam parts were calculated using the fast optimization inversion method with simulated deformation and the water pressure deformation component obtained by the statistical model under the same conditions of water pressure change.Finally,a new earlywarning index of dam deformation was constructed by means of the forward-simulated deformation and other components of the statistical model.The early-warning index is useful for forecasting dam deformation under different water levels,especially high water levels.

A new early-warning prediction system for monitoring shear force of fault plane in the active fault

The most common method used to describe earthquake activity is based on the changes in physical parameters of the earth＇s surface such as displacement of active fault and seismic wave.However,such approach is not successful in forecasting the movement behaviors of faults.In the present study,a new mechanical model of fault activity,considering the shear strength on the fault plane and the influence of the resistance force,is established based on the occurrence condition of earthquake.A remote real-time monitoring system is correspondingly developed to obtain the changes in mechanical components within fault.Taking into consideration the local geological conditions and the history of fault activity in Zhangjiakou of China,an active fault exposed in the region of Zhangjiakou is selected to be directly monitored by the real-time monitoring technique.A thorough investigation on local fault structures results in the selection of two suitable sites for monitoring potential active tectonic movements of Zhangjiakou fault.Two monitoring curves of shear strength,recorded during a monitoring period of 6 months,turn out to be steady,which indicates that the potential seismic activities hardly occur in the adjacent region in the near future.This monitoring technique can be used for early-warning prediction of the movement of active fault,and can help to further gain an insight into the interaction between fault activity and relevant mechanisms.

Risk Early-Warning Method for Natural Disasters Based on Integration of Entropy and DEA Model

Risk early-warning of natural disasters is a very intricate non-deterministic prediction, and it was difficult to resolve the conflicts and incompatibility of the risk structure. Risk early-warning factors of natural disasters were differentiated into essential attributes and external characters, and its workflow mode was established on risk early-warning structure with integrated Entropy and DEA model, whose steps were put forward. On the basis of standard risk early-warning DEA model of natural disasters, weight coefficient of risk early-warning factors was determined with Information Entropy method, which improved standard risk early-warning DEA model with non-Archimedean infinitesimal, and established risk early-warning preference DEA model based on integrated entropy weight and DEA Model. Finally, model was applied into landslide risk early-warning case in earthquake-damaged emergency process on slope engineering, which exemplified the outcome could reflect more risk information than the method of standard DEA model, and reflected the rationality, feasibility, and impersonality, revealing its better ability on comprehensive safety and structure risk.

The Innovation Research of Financial Early-Warning Index Measurement

The period economic fluctuation is vital for an enterprise to exist and further develop, it directly affect the enterprise financial health. So, it is significant to build up financial early-warning index and measure the warning condition that the enterprise faces and take the effective measures to eliminate. We criticize Altman’sZ calculating model and build up some new indexes for enterprise financial early-warning condition measuring and making sound decision.

Early-warning signals for an outbreak of the influenza pandemic

Over the course of human history, influenza pandemics have been seen as major disasters, so studies on the influenza virus have become an important issue for many experts and scholars. Comprehensive research has been performed over the years on the biological properties, chemical characteristics, external environmental factors and other aspects of the virus, and some results have been achieved. Based on the chaos game representation walk model, this paper uses the time series analysis method to study the DNA sequences of the influenza virus from 1913 to 2010, and works out the early-warning signals indicator value for the outbreak of an influenza pandemic. The variances in the CCR wall〈 sequences for the pandemic years （or ＋ -1 to 2 years） are significantly higher than those for the adjacent years, while those in the non-pandemic years are usually smaller. In this way we can provide an influenza early-warning mechanism so that people can take precautions and be well prepared prior to a pandemic.

China agricultural outlook for 2015–2024 based on China Agricultural Monitoring and Early-warning System(CAMES)

The primary goal of Chinese agricultural development is to guarantee national food security and supply of major agricultural products. Hence, the scientiifc work on agricultural monitoring and early warning as wel as agricultural outlook must be strengthened. In this study, we develop the China Agricultural Monitoring and Early-warning System (CAMES) on the basis of a comparative study of domestic and international agricultural outlook models. The system is a dynamic and multi-market partial equilibrium model that integrates biological mechanisms with economic mechanisms. This system, which includes 11 categories of 953 kinds of agricultural products, could dynamical y project agricultural market supply and demand, assess food security, and conduct scenario analysis at different spatial levels, time scale levels, and macro-micro levels. Based on the CAMES, the production, consumption, and trade of the major agricultural products in China over the next decade are projected. The fol owing conclusions are drawn:i) The production of major agricultural products wil continue to grow steadily, mainly because of the increase in yield. i ) The growth of agricultural consumption wil be slightly higher than that of agricultural production. Meanwhile, a high self-sufifciency rate is expected for cereals such as rice, wheat, and maize, with the rate being stable at around 97%. i i) Agricultural trade wil continue to thrive. The growth of soybean and milk im-ports wil slow down, but the growth of traditional agricultural exports such as vegetables and fruits is expected to continue.

A study on the early-warning technique concerning debris flow disasters

According to the principle of the eruption of debris flows, the new torrent classification techniques are brought forward. The torrent there can be divided into 4 types such as the debris flow torrent with high destructive strength, the debris flow torrent, high sand-carrying capacity flush flood torrent and common flush flood by the techniques. In this paper, the classification indices system and the quantitative rating methods are presented. Based on torrent classification, debris flow torrent hazard zone mapping techniques by which the debris flow disaster early-warning object can be ascertained accurately are identified. The key techniques of building the debris flow disaster neural network (NN) real time forecasting model are given detailed explanations in this paper, including the determination of neural node at the input layer, the output layer and the implicit layer, the construction of knowledge source and the initial weight value and so on. With this technique, the debris flow disaster real-time forecasting neural network model is built according to the rainfall features of the historical debris flow disasters, which includes multiple rain factors such as rainfall of the disaster day, the rainfall of 15 days before the disaster day, the maximal rate of rainfall in one hour and ten minutes. It can forecast the probability, critical rainfall of eruption of the debris flows, through the real-time rainfall monitoring or weather forecasting. Based on the torrent classification and hazard zone mapping, combined with rainfall monitoring in the rainy season and real-time forecasting models, the debris flow disaster early-warning system is built. In this system, the GIS technique, the advanced international software and hardware are applied, which makes the system’s performance steady with good expansibility. The system is a visual information system that serves management and decision-making, which can facilitate timely inspect of the variation of the torrent type and hazardous zone, the torrent management, the early-warning of disasters and the disaster reduction and prevention.

The Management Platform for Online Rate of Meteorological Early-warning Loudspeakers

The meteorological early-warning loudspeaker is a specific initiative for the meteorological departments to address the issues concerning issues concerning agriculture,countryside and farmers.Its significance is that it can promptly deliver the early-warning information concerning some meteorological disasters(such as torrential rains,typhoons,cold wave,hail)to the areas affected,so as to provide reference and protection for agricultural production and effectively reduce the loss of agricultural producers.Up to now,the meteorological early-warning loudspeakers in Benxi have covered the villages.However,due to irregular occurrence of meteorological disasters,the listeners will turn off the information receivers of meteorological early-warning loudspeakers when they fail to receive meteorological information for a long time,so that the users can not promptly know the early-warning information regarding some sudden meteorological disasters.In view of this,the meteorological departments have introduced a series of management measures,such as the daily use of loudspeakers to publish weather forecast information,aimed at improving the online rate and usage rate of meteorological loudspeakers.And the management platform for online rate of meteorological early-warning loudspeakers is an important part of the management system.

Research on Technology Early-Warning System Based on Dynamic Information Monitoring

Relying on the advanced information technologies, such as information monitoring, data mining, natural language processing etc., the dynamic technology early-warning system is constructed. The system consists of technology information automatic retrieval, technology information monitoring, technology threat evaluation, and crisis response and management subsystem, which implements uninterrupted dynamic monitoring, trace and crisis early-warning to the specific technology. Empirical study testifies that the system improves the accuracy, timeliness and reliability of technology early-warning.

Financial crisis early-warning model of listed companies based on predicted value

To establish a financial early-warning model with high accuracy of discrimination and achieve the aim of long-term prediction, principal component analysis (PCA), Fisher discriminant, together with grey forecasting models are used at the same time. 110 A-share companies listed on the Shanghai and Shenzhen stock exchange are selected as research samples. And 10 extractive factors with 89.746% of all the original information are determined by applying PCA, which obtains the goal of dimension reduction without information loss. Based on the index system, the early-warning model is constructed according to the Fisher rules. And then the GM(1,1) is adopted to predict financial ratios in 2004, according to 40 testing samples from 2000 to 2003. Finally, two different methods, a self-validated and a forecasting-validated, are used to test the validity of the financial crisis warning model. The empirical results show that the model has better predictability and feasibility, and GM(1,1) contributes to the ability to make long-term predictions.

Studies on Early-warning System for Social Stability: Vital to China

As a large country in the world, it is both necessary and possible to develop and operate a pre-warning system for social stability, says Prof. Niu Wenyuan, chief scientist for strate-

Seasonal Characteristics of Forecasting Uncertainties in Surface PM_(2.5)Concentration Associated with Forecast Lead Time over the Beijing-Tianjin-Hebei Region

Forecasting uncertainties among meteorological fields have long been recognized as the main limitation on the accuracy and predictability of air quality forecasts.However,the particular impact of meteorological forecasting uncertainties on air quality forecasts specific to different seasons is still not well known.In this study,a series of forecasts with different forecast lead times for January,April,July,and October of 2018 are conducted over the Beijing-Tianjin-Hebei(BTH)region and the impacts of meteorological forecasting uncertainties on surface PM_(2.5)concentration forecasts with each lead time are investigated.With increased lead time,the forecasted PM_(2.5)concentrations significantly change and demonstrate obvious seasonal variations.In general,the forecasting uncertainties in monthly mean surface PM_(2.5)concentrations in the BTH region due to lead time are the largest(80%)in spring,followed by autumn(~50%),summer(~40%),and winter(20%).In winter,the forecasting uncertainties in total surface PM_(2.5)mass due to lead time are mainly due to the uncertainties in PBL heights and hence the PBL mixing of anthropogenic primary particles.In spring,the forecasting uncertainties are mainly from the impacts of lead time on lower-tropospheric northwesterly winds,thereby further enhancing the condensation production of anthropogenic secondary particles by the long-range transport of natural dust.In summer,the forecasting uncertainties result mainly from the decrease in dry and wet deposition rates,which are associated with the reduction of near-surface wind speed and precipitation rate.In autumn,the forecasting uncertainties arise mainly from the change in the transport of remote natural dust and anthropogenic particles,which is associated with changes in the large-scale circulation.

Scientific Advances and Weather Services of the China Meteorological Administration’s National Forecasting Systems during the Beijing 2022 Winter Olympics

Since the Beijing 2022 Winter Olympics was the first Winter Olympics in history held in continental winter monsoon climate conditions across complex terrain areas,there is a deficiency of relevant research,operational techniques,and experience.This made providing meteorological services for this event particularly challenging.The China Meteorological Administration(CMA)Earth System Modeling and Prediction Centre,achieved breakthroughs in research on short-and medium-term deterministic and ensemble numerical predictions.Several key technologies crucial for precise winter weather services during the Winter Olympics were developed.A comprehensive framework,known as the Operational System for High-Precision Weather Forecasting for the Winter Olympics,was established.Some of these advancements represent the highest level of capabilities currently available in China.The meteorological service provided to the Beijing 2022 Games also exceeded previous Winter Olympic Games in both variety and quality.This included achievements such as the“100-meter level,minute level”downscaled spatiotemporal resolution and forecasts spanning 1 to 15 days.Around 30 new technologies and over 60 kinds of products that align with the requirements of the Winter Olympics Organizing Committee were developed,and many of these techniques have since been integrated into the CMA’s operational national forecasting systems.These accomplishments were facilitated by a dedicated weather forecasting and research initiative,in conjunction with the preexisting real-time operational forecasting systems of the CMA.This program represents one of the five subprograms of the WMO’s high-impact weather forecasting demonstration project(SMART2022),and continues to play an important role in their Regional Association(RA)II Research Development Project(Hangzhou RDP).Therefore,the research accomplishments and meteorological service experiences from this program will be carried forward into forthcoming highimpact weather forecasting activities.This article provides an overview and assessment of this program and the operational national forecasting systems.

Better use of experience from other reservoirs for accurate production forecasting by learn-to-learn method

To assess whether a development strategy will be profitable enough,production forecasting is a crucial and difficult step in the process.The development history of other reservoirs in the same class tends to be studied to make predictions accurate.However,the permeability field,well patterns,and development regime must all be similar for two reservoirs to be considered in the same class.This results in very few available experiences from other reservoirs even though there is a lot of historical information on numerous reservoirs because it is difficult to find such similar reservoirs.This paper proposes a learn-to-learn method,which can better utilize a vast amount of historical data from various reservoirs.Intuitively,the proposed method first learns how to learn samples before directly learning rules in samples.Technically,by utilizing gradients from networks with independent parameters and copied structure in each class of reservoirs,the proposed network obtains the optimal shared initial parameters which are regarded as transferable information across different classes.Based on that,the network is able to predict future production indices for the target reservoir by only training with very limited samples collected from reservoirs in the same class.Two cases further demonstrate its superiority in accuracy to other widely-used network methods.

Generalized load graphical forecasting method based on modal decomposition

In a“low-carbon”context,the power load is affected by the coupling of multiple factors,which gradually evolves from the traditional“pure load”to the generalized load with the dual characteristics of“load+power supply.”Traditional time-series forecasting methods are no longer suitable owing to the complexity and uncertainty associated with generalized loads.From the perspective of image processing,this study proposes a graphical short-term prediction method for generalized loads based on modal decomposition.First,the datasets are normalized and feature-filtered by comparing the results of Xtreme gradient boosting,gradient boosted decision tree,and random forest algorithms.Subsequently,the generalized load data are decomposed into three sets of modalities by modal decomposition,and red,green,and blue(RGB)images are generated using them as the pixel values of the R,G,and B channels.The generated images are diversified,and an optimized DenseNet neural network was used for training and prediction.Finally,the base load,wind power,and photovoltaic power generation data are selected,and the characteristic curves of the generalized load scenarios under different permeabilities of wind power and photovoltaic power generation are obtained using the density-based spatial clustering of applications with noise algorithm.Based on the proposed graphical forecasting method,the feasibility of the generalized load graphical forecasting method is verified by comparing it with the traditional time-series forecasting method.

Comparison among the UECM Model, and the Composite Model in Forecasting Malaysian Imports

For more than a century, forecasting models have been crucial in a variety of fields. Models can offer the most accurate forecasting outcomes if error terms are normally distributed. Finding a good statistical model for time series predicting imports in Malaysia is the main target of this study. The decision made during this study mostly addresses the unrestricted error correction model (UECM), and composite model (Combined regression—ARIMA). The imports of Malaysia from the first quarter of 1991 to the third quarter of 2022 are employed in this study’s quarterly time series data. The forecasting outcomes of the current study demonstrated that the composite model offered more probabilistic data, which improved forecasting the volume of Malaysia’s imports. The composite model, and the UECM model in this study are linear models based on responses to Malaysia’s imports. Future studies might compare the performance of linear and nonlinear models in forecasting.

CALTM:A Context-Aware Long-Term Time-Series Forecasting Model

Time series data plays a crucial role in intelligent transportation systems.Traffic flow forecasting represents a precise estimation of future traffic flow within a specific region and time interval.Existing approaches,including sequence periodic,regression,and deep learning models,have shown promising results in short-term series forecasting.However,forecasting scenarios specifically focused on holiday traffic flow present unique challenges,such as distinct traffic patterns during vacations and the increased demand for long-term forecastings.Consequently,the effectiveness of existing methods diminishes in such scenarios.Therefore,we propose a novel longterm forecasting model based on scene matching and embedding fusion representation to forecast long-term holiday traffic flow.Our model comprises three components:the similar scene matching module,responsible for extracting Similar Scene Features;the long-short term representation fusion module,which integrates scenario embeddings;and a simple fully connected layer at the head for making the final forecasting.Experimental results on real datasets demonstrate that our model outperforms other methods,particularly in medium and long-term forecasting scenarios.

Weather-Driven Solar Power Forecasting Using D-Informer:Enhancing Predictions with Climate Variables

Precise forecasting of solar power is crucial for the development of sustainable energy systems.Contemporary forecasting approaches often fail to adequately consider the crucial role of weather factors in photovoltaic(PV)power generation and encounter issues such as gradient explosion or disappearance when dealing with extensive time-series data.To overcome these challenges,this research presents a cutting-edge,multi-stage forecasting method called D-Informer.This method skillfully merges the differential transformation algorithm with the Informer model,leveraging a detailed array of meteorological variables and historical PV power generation records.The D-Informer model exhibits remarkable superiority over competing models across multiple performance metrics,achieving on average a 67.64%reduction in mean squared error(MSE),a 49.58%decrease in mean absolute error(MAE),and a 43.43%reduction in root mean square error(RMSE).Moreover,it attained an R2 value as high as 0.9917 during the winter season,highlighting its precision and dependability.This significant advancement can be primarily attributed to the incorporation of a multi-head self-attention mechanism,which greatly enhances the model’s ability to identify complex interactions among diverse input variables,and the inclusion of weather variables,enriching the model’s input data and strengthening its predictive accuracy in time series analysis.Additionally,the experimental results confirm the effectiveness of the proposed approach.