中小企业融资问题研究——基于开发性金融的中小企业战略联盟融资模式的研究

本文以解决中小企业贷款难问题为出发点，在实证研究的基础上，建立了中小企业战略联盟融资模式，研究表明该融资模式可以降低中小企业贷款综合利率、增加贷款数量、扩大中心企业融资的可能性边界、增加了银行对中小企业的信任、减轻信息不对称度、弱化了政府的力量。

Research on the Sustainable Development of Chinese Small and Medium-Sized Enterprises-Con-struction and Application of R&D Strategic Alliance

R ＆D strategic alliance is important for enterprises＇ sustainable development and it is a worth research for us. This paper firstly analyzes the condition and situation of tho small and medium-sized enterprises＇ strategic alliance. Then it points out that the small and medium-sized enterprises should choose a sttieable alliance organization, ally themselves with big enterprises, strive for the support of the government, and develop their technology through technology unions. Finally, it suggests that the government should create better innovation environment for R＆D strategic, alliance. A new way is also put forward for the applicotion and foundation of the small and medium-sized enterprises ＇ R＆D ,strategic alliance in China. It is also helpful for the sustainable development of small and medium-sized enterprises.