The most recent trends in population dynamics have provoked a rigorous debate whether the private or the public pension insurance system should be predominant. The pay-as-you-go system is dominated by the state that g...The most recent trends in population dynamics have provoked a rigorous debate whether the private or the public pension insurance system should be predominant. The pay-as-you-go system is dominated by the state that guarantees its stability. Private pension insurance provides personal retirement accounts and proper ownership of the accumulated funds, but its sustainability during prolonged market crises and inadequate risk sharing are often questioned. In order to address this issue, this paper makes both an assessment and analysis of the arguments put forward in favor of the preservation of the pay-as-you-go system and a comparison of this system with some of the main characteristics of the private accounts system. This is the basis for seeking the objectively defined role of the pay-as-you-go system in the conditions of the market economy. A couple of conclusions that have been formulated might be of interest for the future improvement of the organization and management of pension insurance.展开更多
The social insurance problem of migrant workers is one of the main social problems that need to be solved in the city modernization and industrialization construction in China. The outstanding reflections are that att...The social insurance problem of migrant workers is one of the main social problems that need to be solved in the city modernization and industrialization construction in China. The outstanding reflections are that attaching less importance to social insurance system, too high insurance fee and not perfect security system and other phenomena. This paper focuses on the empirical study and analysis of this type of problems, in order to put forward the feasible solution of social insurance for migrant workers. The migrant workers generally refer to the labor workers of household registration as farmers working in towns for non-agricultural occupation. At present, China＇ s migrant workers has exceeded 2.6 billion, and this group has been long in the city and rural edge, difficult to get the social insurance policy. According to the National Bureau statistics data, the migrant workers of not buying industrial injury insurance, endowment insurance, medical insurance and unemployment insurance are respectively 67.64%, 73.37%, 73.77% and 84.65%. In order to guarantee the interests of vulnerable groups in the marginalized position, the social insurance problems of migrant workers have become the our focus.展开更多
To participate in social insurance is a major social responsibility of enterprises, even it is a mandatory social policy, companies still escaped pay society insurance. The serious consequences of this phenomenon beco...To participate in social insurance is a major social responsibility of enterprises, even it is a mandatory social policy, companies still escaped pay society insurance. The serious consequences of this phenomenon become increasingly prominent.it not only damaged the justice of labor market, but also violated the staffs interest. Various factors influence enterprise to participate in social insurance behavior .Human capital is the impact of insurance companies. This paper is mainly focusing on the theory analysis of different human capital participating behavior of enterprises. From the perspective of human capital, using the cost-benefit theory and rational choice theory in economics to explore participating behavior, enterprise employees of different human capital differences in attitude to attend social insurance. No matter enterprises with higher or lower human capital, enterprises and employees choose to participate in social insurance act consistently. But, it can improve participate of low human capital enterprise behavior when payment rate reduced. So, it is suggested that establishing a lower level of social insurance system is helpful to expand coverage, it can through e^tahllgh the sunnlementarv insurance system meet the needs of more people.展开更多
It is the responsibility of governments to supervise and regulateproduct quality to protect consumers and prevent failures in the product qualityguarantee system.Appropriate supervision will help safeguard the interes...It is the responsibility of governments to supervise and regulateproduct quality to protect consumers and prevent failures in the product qualityguarantee system.Appropriate supervision will help safeguard the interests ofconsumers,promote product quality,and resolve disputes.The extent of supervisionshould be guided by the principle of need for state intervention andneeds to be highly diversified.展开更多
文摘The most recent trends in population dynamics have provoked a rigorous debate whether the private or the public pension insurance system should be predominant. The pay-as-you-go system is dominated by the state that guarantees its stability. Private pension insurance provides personal retirement accounts and proper ownership of the accumulated funds, but its sustainability during prolonged market crises and inadequate risk sharing are often questioned. In order to address this issue, this paper makes both an assessment and analysis of the arguments put forward in favor of the preservation of the pay-as-you-go system and a comparison of this system with some of the main characteristics of the private accounts system. This is the basis for seeking the objectively defined role of the pay-as-you-go system in the conditions of the market economy. A couple of conclusions that have been formulated might be of interest for the future improvement of the organization and management of pension insurance.
文摘The social insurance problem of migrant workers is one of the main social problems that need to be solved in the city modernization and industrialization construction in China. The outstanding reflections are that attaching less importance to social insurance system, too high insurance fee and not perfect security system and other phenomena. This paper focuses on the empirical study and analysis of this type of problems, in order to put forward the feasible solution of social insurance for migrant workers. The migrant workers generally refer to the labor workers of household registration as farmers working in towns for non-agricultural occupation. At present, China＇ s migrant workers has exceeded 2.6 billion, and this group has been long in the city and rural edge, difficult to get the social insurance policy. According to the National Bureau statistics data, the migrant workers of not buying industrial injury insurance, endowment insurance, medical insurance and unemployment insurance are respectively 67.64%, 73.37%, 73.77% and 84.65%. In order to guarantee the interests of vulnerable groups in the marginalized position, the social insurance problems of migrant workers have become the our focus.
文摘To participate in social insurance is a major social responsibility of enterprises, even it is a mandatory social policy, companies still escaped pay society insurance. The serious consequences of this phenomenon become increasingly prominent.it not only damaged the justice of labor market, but also violated the staffs interest. Various factors influence enterprise to participate in social insurance behavior .Human capital is the impact of insurance companies. This paper is mainly focusing on the theory analysis of different human capital participating behavior of enterprises. From the perspective of human capital, using the cost-benefit theory and rational choice theory in economics to explore participating behavior, enterprise employees of different human capital differences in attitude to attend social insurance. No matter enterprises with higher or lower human capital, enterprises and employees choose to participate in social insurance act consistently. But, it can improve participate of low human capital enterprise behavior when payment rate reduced. So, it is suggested that establishing a lower level of social insurance system is helpful to expand coverage, it can through e^tahllgh the sunnlementarv insurance system meet the needs of more people.
文摘It is the responsibility of governments to supervise and regulateproduct quality to protect consumers and prevent failures in the product qualityguarantee system.Appropriate supervision will help safeguard the interests ofconsumers,promote product quality,and resolve disputes.The extent of supervisionshould be guided by the principle of need for state intervention andneeds to be highly diversified.
