我国失信联合惩戒制度的发展现状与问题——以现有信用法规为切入点

近几年,我国已建立失信联合惩戒制度,限制了一大批失信者,使失信行为得到一定程度的遏制,但在个别领域时有失信行为发生。本课题从失信联合惩戒相关信用法规中对失信行为、失信被执行人的相关规定入手,探讨失信联合惩戒制度的构建路径和方式,从尚未健全的相关法律依据起,研讨失信联合惩戒机制的制度规范问题,以完善联合惩戒方式、方法、手段来解决失信的蔓延问题,从而提高社会信用度,践行社会主义核心价值观,保证社会信用体系建设稳步推进。

中小茶企互助性信用担保的民法规制的具体建议

中小茶企在我国的中小企业当中所占比例相当之大,我国的中小企业大部分属于民营企业,对于我国的经济具有突出的贡献。中小茶作为当中的一部分也有相当突出的贡献。但是,从目前中小茶企的融资来看,存在着很大的资金缺口。大部分中小茶企选择的方式是间接融资,少部分的会通过股权或者债券进行直接融资,因此,会经常发生中小茶企的资金不到位,企业无法运行的情况。所以,必须在中小茶企当中建立信用担保机制。本文将对中小茶企的互助性信用担保做出具体解释,并且为中小茶企互助性的信用担保机制的民法规制提出具体的建议。

个人信用体系建设的制约因素与对策研究

个人信用体系建设是社会信用体系的重要组成部分,是构建和谐社会的基础工程。我国的个人信用体系建设起步较晚,虽已初见成效。但是,个人信用缺失在诸多领域程度各异地存在着。失信成本过低,是信用缺失的重要原因,信用法规的不健全和信用监管的不健全也难辞其咎。因此,要进一步提高个人的信用意识;完善个人信用法规;建立健全守信激励和失信惩戒机制;整合信用信息资源、健全信用信息共享机制;建立健全个人信用监管制度。

区域性信用体系的建设与完善研究

信用体系建设是市场经济体制建设的核心内容。本文立足于区域性信用体系的建设现状,分析建设与完善区域性信用体系的必要性,关注在信用体系建设中出现的主要问题,对应提出完善区域性信用体系的对策建议,最后提出如何与未来全国性信用体系的构建进行衔接。

江苏、浙江社会信用体系建设经验对福建的启示

社会信用体系建设是完善市场经济体制、加强和创新社会治理的内在要求,是政府加强事中事后监管、提升服务水平的关键手段。因国家立法和顶层设计不足,地方社会信用体系建设存在诸多困难。江苏、浙江在健全信用法律法规、建立信用标准体系、建设信用共享平台、应用公共信用信息、培育信用服务市场等方面积极探索,取得显著成效,积累了丰富的可借鉴的实践经验。结合福建社会信用体系建设现状,本文提出健全信用联动工作机制、建立信用为核心的监管和服务体系、推行"市民诚信卡"、加快信用试点示范等一揽子启示性对策建议。

重塑信用:银企“双赢”的必由之路

文章指出了商业银行强化信用建设的必要性 ,并从 5个方面论述了加强信用建设的具体措施。

吉林省农村信用体系建设研究

农村信用体系建设是缓解农村融资瓶颈、推动"三农"发展的基础环节。本文以吉林省为例,总结了近年来吉林省信用管理法规及农村地区信用文化建设的主要问题,并结合国内信用体系建设的研究,从吉林省征信法律制度建设、吉林省失信惩戒机制建设和吉林省农村信用文化建设三个角度提出了相关意见,强调在法律法规建设中明确征信数据的开放与使用的限制,在失信惩戒机制建设中从设计法律制度,明确政府主管部门和发展信用机构三方面建立社会联防,在信用文化建设方面对企业和个人加以宣传,使守信者路路畅通、失信者寸步难行,形成良好的信用文化氛围。

Mining association rules in incomplete information systems

Based on the rough set theory which is a powerful tool in dealing with vagueness and uncertainty, an algorithm to mine association rules in incomplete information systems was presented and the support and confidence were redefined. The algorithm can mine the association rules with decision attributes directly without processing missing values. Using the incomplete dataset Mushroom from UCI machine learning repository, the new algorithm was compared with the classical association rules mining algorithm based on Apriori from the number of rules extracted, testing accuracy and execution time. The experiment results show that the new algorithm has advantages of short execution time and high accuracy.

The Research and Analysis to the Financing Dilemma and Countermeasures of China＇s Medium and Small Sized High-tech Enterprises

The Financing problem of Medium and small Sized High-tech Enterprises is the key point to enterprises＇ survival and development. Firstly it is pointed out that the difficulty in financing is due to without enough emphasis on Medium and Small Sized High-tech Enterprises, without sound targeted laws and regulations, the imperfect credit guarantee system, and corporate governance structure problem of the enterprise Then, according to the problems existing in the financing of China＇s Medium and Small Sized High-tech Enterprises, the assay put forward several countermeasures which have referential value.

On Modern Censorship in Public Service Broadcasting

The paper focuses on the manifestations, causes, and consequences of the failure of so-called public service media, especially in the field of news and journalism. Those media that, unlike private media, are funded from public sources. The public service, which citizens are obliged to pay through taxes or direct fees, is supposed to provide quality information, to produce and to disseminate content that satisfies the democratic, cultural, and social needs of the society, with a task at hand to preserve media pluralism. The major obligation of public service media is usually for them to provide objective, validated, and balanced information for people, so they can choose freely where they stand on any given issue. However, examples of the failures of two public service media operating in the Central European Czech Republic, Czech Radio （？Ro）, and Czech Television （？T）, as well as the failures of the statutory control boards of these media, show that the required high quality public service prescribed by law, especially in the field of news and journalism and other programs, is not always kept. Public service media may be partisan and apply elements of modern censorship. This is a censorship that the law of the public service media does not impose and does not allow to carry out. Such censorship, which is a result of unilateral subordination of the influence of specific political parties, interest groups, and opinion streams, is reflected in information manipulation, purposeful agenda development, selection of information and information sources, spiral of silence, in the preference of some political parties, partisan, interest interpretation, and adaptation of reality in broadcasting.

我国企业信用现状及治理

信用是社会化大生产的必然产物,是市场经济运行的基本要素之一,体现着人们经济交往的实质。企业信用是社会信用的重要组成部分,直接影响着我国经济发展的进程。当前,失信行为广泛存在于企业的经济活动之中,治理企业失信已成为政府、企业及国人共同应对的经济攻坚战。本文从信用道德、法律制度、产权改革、风险控制、保障系统、信用环境等方面提出了治理对策,以期矫治企业失信行为,优化信用发展空间,加速中国经济融入世界经济的步伐,并促进其持续、快速、健康、有序地向前发展。

其他地区信用监管实践经验对厦门的启示

信用监管体系建设是创新社会治理模式的一项举措,是推进国家治理能力现代化、打造良好营商环境的内在要求。江苏、浙江、上海、北京等地在健全信用监管制度体系、推广信用承诺、完善信用评价、打造智慧监管等方面积极探索,形成可供借鉴的经验做法。结合厦门市信用监管体系建设现状,提出完善配套制度、强化数据治理、完善风险预警机制、创新应用场景、优化信息系统支撑等一揽子对策建议。

创新社保诚信治理的思考

深化社保诚信治理,既是社保经办管理能力现代化的本质要求,也是防范和化解风险、维护基金安全完整的重要抓手。当前,由于社保诚信治理尚处于起步探索阶段,信用法规制度相对缺失,信息平台支撑能力不足.