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商业银行信用卡市场竞争策略研究 被引量:3
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作者 胥莉 陈宏民 潘小军 《系统工程学报》 CSCD 北大核心 2007年第1期88-92,共5页
考虑信用卡市场普遍存在的消费者偏好差异和资信差异问题,将借贷模型与Hotelling模型相结合,分析了两种差异对商业银行信用卡市场竞争的影响.分析表明:在全国统一的征信体系尚未建立,各商业银行缺乏信用卡运作经验的情况下,我国商业银... 考虑信用卡市场普遍存在的消费者偏好差异和资信差异问题,将借贷模型与Hotelling模型相结合,分析了两种差异对商业银行信用卡市场竞争的影响.分析表明:在全国统一的征信体系尚未建立,各商业银行缺乏信用卡运作经验的情况下,我国商业银行信用卡市场的竞争行为是对理性竞争的偏离,管制者应该加强对信用卡市场的监管,有效防范由于信用卡过度竞争造成的信用风险,以防韩国信用卡危机的发生. 展开更多
关键词 信用 信用测试 定位策略
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Context Information and Fragments Based Cross-Domain Word Segmentation 被引量:8
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作者 Huang Degen Tong Deqin 《China Communications》 SCIE CSCD 2012年第3期49-57,共9页
A new joint decoding strategy that combines the character-based and word-based conditional random field model is proposed.In this segmentation framework,fragments are used to generate candidate Out-of-Vocabularies(OOV... A new joint decoding strategy that combines the character-based and word-based conditional random field model is proposed.In this segmentation framework,fragments are used to generate candidate Out-of-Vocabularies(OOVs).After the initial segmentation,the segmentation fragments are divided into two classes as "combination"(combining several fragments as an unknown word) and "segregation"(segregating to some words).So,more OOVs can be recalled.Moreover,for the characteristics of the cross-domain segmentation,context information is reasonably used to guide Chinese Word Segmentation(CWS).This method is proved to be effective through several experiments on the test data from Sighan Bakeoffs 2007 and Bakeoffs 2010.The rates of OOV recall obtain better performance and the overall segmentation performances achieve a good effect. 展开更多
关键词 cross-domain CWS Conditional Ran-dem Fields(CRFs) joint decoding context variables segmentation fragments
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CIRCUIT TESTABLE DESIGN AND UNIVERSAL TEST SETS FOR MULTIPLE-VALUED LOGIC FUNCTIONS
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作者 Pan Zhongliang 《Journal of Electronics(China)》 2007年第1期138-144,共7页
The circuit testable realizations of multiple-valued functions are studied in this letter. First of all,it is shown that one vector detects all skew faults in multiplication modulo circuits or in addi-tion modulo circ... The circuit testable realizations of multiple-valued functions are studied in this letter. First of all,it is shown that one vector detects all skew faults in multiplication modulo circuits or in addi-tion modulo circuits,and n+1 vectors detect all skew faults in the circuit realization of multiple-valued functions with n inputs. Secondly,min(max) bridging fault test sets with n+2 vectors are pre-sented for the circuit realizations of multiple-valued logic functions. Finally,a tree structure is used instead of cascade structure to reduce the delay in the circuit realization,it is shown that three vec-tors are sufficient to detect all single stuck-at faults in the tree structure realization of multiple-valued logic functions. 展开更多
关键词 Multiple-valued logic Testable realization Single faults Bridging faults Skew faults.
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