Banks operate in an environment of considerable risks and uncertainty. Credit risk has always been a vicinity of concern not only to bankers but to all in the business world because the risks of a trading partner not ...Banks operate in an environment of considerable risks and uncertainty. Credit risk has always been a vicinity of concern not only to bankers but to all in the business world because the risks of a trading partner not fulfilling his obligations in full on due date can seriously jeopardize the affairs of the other partner. Credit risk management in banks has become more important not only because of the series of financial crisis that the world has experienced in the recent past, but also the introduction of Basel II Accord. The objective of the study was to establish the relationship between credit risk management and profitability in commercial banks in Kenya, Both qualitative and quantitative methods were used in order to fulfill the main purpose of the study. A regression model was used to do the empirical analysis. The results obtained from the regression model show that there is an effect of credit risk management on profitability at a reasonable level. The findings and analysis reveal that credit risk management has an effect on profitability in all the commercial banks analyzed.展开更多
In the current social, agricultural development is heavily influenced by the level of agricultural information development, so, it is necessary to pay attention to the development of information technology in order to...In the current social, agricultural development is heavily influenced by the level of agricultural information development, so, it is necessary to pay attention to the development of information technology in order to maintain a sustained, steady and rapid development of agriculture, as well as we use information technology in all aspects of agricultural production, so as to make more rapid and stable development of Chinese agriculture. In Agricultural Economics and Management should focus on the help of information technology. The main author makes a brief analysis on the role of information technology in the agricultural economy and the management of specific applications, which is designed to promote the further development of Chinese agriculture.展开更多
This study focuses on the analysis of the application of knowledge management in companies in selected sector of industry in Slovakia after Slovakia entering into Euro area in 2009. Based on relevant experience, main ...This study focuses on the analysis of the application of knowledge management in companies in selected sector of industry in Slovakia after Slovakia entering into Euro area in 2009. Based on relevant experience, main conditions and problems associated with the implementation are analyzed through fundamental empirical survey. The necessity of utilization of information and communication technologies, management information systems innovation and long life education in companies are considered in knowledge-based company in knowledge-based society. Further possibilities of application and expected economic effects and benefits on growth and international competitiveness of companies in European Union, Euro area in many fields are outlined in the end of this article as the main aim of this study展开更多
In order to improve the efficiency of product design and reduce the logistics cost, this paper first analyzes the information integration demand of product design department and logistics service department. Based on ...In order to improve the efficiency of product design and reduce the logistics cost, this paper first analyzes the information integration demand of product design department and logistics service department. Based on Web service technology, this paper builds the product logistics service information model for integration. Furthermore, through a sanitary appliance company application, a solid base is laid for increasing the product R&D speed and logistics service.展开更多
文摘Banks operate in an environment of considerable risks and uncertainty. Credit risk has always been a vicinity of concern not only to bankers but to all in the business world because the risks of a trading partner not fulfilling his obligations in full on due date can seriously jeopardize the affairs of the other partner. Credit risk management in banks has become more important not only because of the series of financial crisis that the world has experienced in the recent past, but also the introduction of Basel II Accord. The objective of the study was to establish the relationship between credit risk management and profitability in commercial banks in Kenya, Both qualitative and quantitative methods were used in order to fulfill the main purpose of the study. A regression model was used to do the empirical analysis. The results obtained from the regression model show that there is an effect of credit risk management on profitability at a reasonable level. The findings and analysis reveal that credit risk management has an effect on profitability in all the commercial banks analyzed.
文摘In the current social, agricultural development is heavily influenced by the level of agricultural information development, so, it is necessary to pay attention to the development of information technology in order to maintain a sustained, steady and rapid development of agriculture, as well as we use information technology in all aspects of agricultural production, so as to make more rapid and stable development of Chinese agriculture. In Agricultural Economics and Management should focus on the help of information technology. The main author makes a brief analysis on the role of information technology in the agricultural economy and the management of specific applications, which is designed to promote the further development of Chinese agriculture.
文摘This study focuses on the analysis of the application of knowledge management in companies in selected sector of industry in Slovakia after Slovakia entering into Euro area in 2009. Based on relevant experience, main conditions and problems associated with the implementation are analyzed through fundamental empirical survey. The necessity of utilization of information and communication technologies, management information systems innovation and long life education in companies are considered in knowledge-based company in knowledge-based society. Further possibilities of application and expected economic effects and benefits on growth and international competitiveness of companies in European Union, Euro area in many fields are outlined in the end of this article as the main aim of this study
文摘In order to improve the efficiency of product design and reduce the logistics cost, this paper first analyzes the information integration demand of product design department and logistics service department. Based on Web service technology, this paper builds the product logistics service information model for integration. Furthermore, through a sanitary appliance company application, a solid base is laid for increasing the product R&D speed and logistics service.