The objective is to explore the foundation of the elderly long-term care insurance system in China, which is to face the problem resulted from aging of the population. Adopting the contrastive analysis to introduce br...The objective is to explore the foundation of the elderly long-term care insurance system in China, which is to face the problem resulted from aging of the population. Adopting the contrastive analysis to introduce briefly the long-term care insurance system in German, Japan and America for our learning. Therefore, China＇s long-term care insurance system could not totally indiscriminately imitate the mandatory long-term care insurance system in German and Japan, it also could not copy the business model of nursing insurance system in America. The conclusion is that long-term care insurance system in China should use the experience of developed countries based on the basic national conditions, doing some relative works, such as establishing policies and regulations, strengthening personnel training, and improving the market specification.展开更多
The most recent trends in population dynamics have provoked a rigorous debate whether the private or the public pension insurance system should be predominant. The pay-as-you-go system is dominated by the state that g...The most recent trends in population dynamics have provoked a rigorous debate whether the private or the public pension insurance system should be predominant. The pay-as-you-go system is dominated by the state that guarantees its stability. Private pension insurance provides personal retirement accounts and proper ownership of the accumulated funds, but its sustainability during prolonged market crises and inadequate risk sharing are often questioned. In order to address this issue, this paper makes both an assessment and analysis of the arguments put forward in favor of the preservation of the pay-as-you-go system and a comparison of this system with some of the main characteristics of the private accounts system. This is the basis for seeking the objectively defined role of the pay-as-you-go system in the conditions of the market economy. A couple of conclusions that have been formulated might be of interest for the future improvement of the organization and management of pension insurance.展开更多
The segmentation of the social protection system in China renders the system not only inequitable but inefficient.Those employed in the public sector,particularly civil servants,are＂overprotected＂,while workers in t...The segmentation of the social protection system in China renders the system not only inequitable but inefficient.Those employed in the public sector,particularly civil servants,are＂overprotected＂,while workers in the non-public sector,especially farmers and rural migrant workers,are＂under-protected＂.The segmented pension system impedes labor mobility while increasing administrative costs.Policies aimed at developing the new rural cooperative medical system and new rural old-age insurance scheme,as well as policies aimed at encouraging migrant workers to participate in urban social insurance programs,help improve the equity of social protection.Howere,competition between different local governments to win the ＂welfae crown＂ and the heavy brden placed on local finance caused by welface overspending has been hurting the sustainability of social protection programs.The following measures are suggested to address these problems;First,cease using social insurance coverage as an indicator of work performance for government officials;second,enhance the responsibility of the central government in social expenditure while increasing public transfers to less-developed regions in order to improve social assistance and merit goods provision;third,integrate or reorganized various sgements into one entity under each insurance program,with the purpose of eventually eliminating the segmentation problem in China＇s social protection system.展开更多
The process of endowment insurance system plan as a whole is an important step of old-age insurance system reform in our country. At present, the process of endowment insurance system plan as a whole＇s process etxcou...The process of endowment insurance system plan as a whole is an important step of old-age insurance system reform in our country. At present, the process of endowment insurance system plan as a whole＇s process etxcountered bottlenecks. Come to the conclusion after analysis, the basic old-age insurance system across the country plan as a whole facing same questions, such as the regional income is different, the regional replacement rate of endowment insurance system is different, the ＂fragmentation＂ phenomenon of regional endowment insurance system, impact both fairness and efficiency of the basic endowment insurance system.展开更多
With the aging problem increasing seriously, how to make older people live with dignity is no longer a personal problem, a family problem, but gradually becomes a hot topic of the society. When institutional care is d...With the aging problem increasing seriously, how to make older people live with dignity is no longer a personal problem, a family problem, but gradually becomes a hot topic of the society. When institutional care is difficult to meet the pension needs, home care and community care are becoming the choices of the elderly. Based on the way of mutual aid pension, eonarnunity members began to enter our lives. With the ＂time bank＂ setting up and the development in China, China＇s pension system has been further improved. In the late 1990s, some cities in China began to try the pension community service pilot which was a supportive, low cost, high efficiency ＂time bank＂ aged This paper will present the development, the necessity and feasibility of ＂time bank＂, and analyze the problems and find strategies to solve the problems, so as to maintain the sustainable development of＂time bank＂ in our country.展开更多
At present, China＇s basic old-age insurance system has been established and develop gradually. To learn advanced endowment service concept and method, meet the demand of higher level of pension services has become th...At present, China＇s basic old-age insurance system has been established and develop gradually. To learn advanced endowment service concept and method, meet the demand of higher level of pension services has become the new target and task of the urban pension service system development. The appearance of Wisdom endowment concept is to resolve the diverse endowment risk of the elderly, and meet a higher level elderly pension service demand. However, wisdom pension in our country is still in its infancy, its further development is facing many difficulties. As to these difficulties, the author of this paper will analyze from four aspects, the system, the object, technology, talent, and put forward some suggestions for promoting the development of the wisdom of endowment respectively, and make wise pension industry in China can better meet the diverse needs of the elderly for pension, and construct a harmonious society of＂sense of security＂.展开更多
In recent years, China＇s aging population continues to accelerate the process, so that our aging population and the pension system is generated between the sustainable development of the serious contradictions, resul...In recent years, China＇s aging population continues to accelerate the process, so that our aging population and the pension system is generated between the sustainable development of the serious contradictions, resulting in a waste of human resources, increasing the operating pressure pensions, working hours inequity the negative impact on the existing retirement system challenges. Recently, the delay of the retirement age controversy sparked widespread concern in the community, the paper is as a starting point, a comprehensive analysis of the social contradictions of the current status of China＇s current retirement system, drawing on the successful adjustment of retirement abroad experience from multiple perspectives demonstrates the urgency of delayed retirement age and feasibility. This paper is divided into four chapters. The first chapter proposes the research background and significance of the age of retirement, as well as domestic and foreign scholars on the issue of research in the retirement age. The second chapter describes the status of China＇s retirement system, the contradiction between the implementation of the background, family problems and the current retirement age and the aging population about three aspects. The third chapter analyzes the feasibility to extend the retirement age. Chapter IV presents a delayed retirement policies and recommendations, with emphasis on ＂flexible retirement system.＂展开更多
文摘The objective is to explore the foundation of the elderly long-term care insurance system in China, which is to face the problem resulted from aging of the population. Adopting the contrastive analysis to introduce briefly the long-term care insurance system in German, Japan and America for our learning. Therefore, China＇s long-term care insurance system could not totally indiscriminately imitate the mandatory long-term care insurance system in German and Japan, it also could not copy the business model of nursing insurance system in America. The conclusion is that long-term care insurance system in China should use the experience of developed countries based on the basic national conditions, doing some relative works, such as establishing policies and regulations, strengthening personnel training, and improving the market specification.
文摘The most recent trends in population dynamics have provoked a rigorous debate whether the private or the public pension insurance system should be predominant. The pay-as-you-go system is dominated by the state that guarantees its stability. Private pension insurance provides personal retirement accounts and proper ownership of the accumulated funds, but its sustainability during prolonged market crises and inadequate risk sharing are often questioned. In order to address this issue, this paper makes both an assessment and analysis of the arguments put forward in favor of the preservation of the pay-as-you-go system and a comparison of this system with some of the main characteristics of the private accounts system. This is the basis for seeking the objectively defined role of the pay-as-you-go system in the conditions of the market economy. A couple of conclusions that have been formulated might be of interest for the future improvement of the organization and management of pension insurance.
文摘The segmentation of the social protection system in China renders the system not only inequitable but inefficient.Those employed in the public sector,particularly civil servants,are＂overprotected＂,while workers in the non-public sector,especially farmers and rural migrant workers,are＂under-protected＂.The segmented pension system impedes labor mobility while increasing administrative costs.Policies aimed at developing the new rural cooperative medical system and new rural old-age insurance scheme,as well as policies aimed at encouraging migrant workers to participate in urban social insurance programs,help improve the equity of social protection.Howere,competition between different local governments to win the ＂welfae crown＂ and the heavy brden placed on local finance caused by welface overspending has been hurting the sustainability of social protection programs.The following measures are suggested to address these problems;First,cease using social insurance coverage as an indicator of work performance for government officials;second,enhance the responsibility of the central government in social expenditure while increasing public transfers to less-developed regions in order to improve social assistance and merit goods provision;third,integrate or reorganized various sgements into one entity under each insurance program,with the purpose of eventually eliminating the segmentation problem in China＇s social protection system.
文摘The process of endowment insurance system plan as a whole is an important step of old-age insurance system reform in our country. At present, the process of endowment insurance system plan as a whole＇s process etxcountered bottlenecks. Come to the conclusion after analysis, the basic old-age insurance system across the country plan as a whole facing same questions, such as the regional income is different, the regional replacement rate of endowment insurance system is different, the ＂fragmentation＂ phenomenon of regional endowment insurance system, impact both fairness and efficiency of the basic endowment insurance system.
文摘With the aging problem increasing seriously, how to make older people live with dignity is no longer a personal problem, a family problem, but gradually becomes a hot topic of the society. When institutional care is difficult to meet the pension needs, home care and community care are becoming the choices of the elderly. Based on the way of mutual aid pension, eonarnunity members began to enter our lives. With the ＂time bank＂ setting up and the development in China, China＇s pension system has been further improved. In the late 1990s, some cities in China began to try the pension community service pilot which was a supportive, low cost, high efficiency ＂time bank＂ aged This paper will present the development, the necessity and feasibility of ＂time bank＂, and analyze the problems and find strategies to solve the problems, so as to maintain the sustainable development of＂time bank＂ in our country.
文摘At present, China＇s basic old-age insurance system has been established and develop gradually. To learn advanced endowment service concept and method, meet the demand of higher level of pension services has become the new target and task of the urban pension service system development. The appearance of Wisdom endowment concept is to resolve the diverse endowment risk of the elderly, and meet a higher level elderly pension service demand. However, wisdom pension in our country is still in its infancy, its further development is facing many difficulties. As to these difficulties, the author of this paper will analyze from four aspects, the system, the object, technology, talent, and put forward some suggestions for promoting the development of the wisdom of endowment respectively, and make wise pension industry in China can better meet the diverse needs of the elderly for pension, and construct a harmonious society of＂sense of security＂.
文摘In recent years, China＇s aging population continues to accelerate the process, so that our aging population and the pension system is generated between the sustainable development of the serious contradictions, resulting in a waste of human resources, increasing the operating pressure pensions, working hours inequity the negative impact on the existing retirement system challenges. Recently, the delay of the retirement age controversy sparked widespread concern in the community, the paper is as a starting point, a comprehensive analysis of the social contradictions of the current status of China＇s current retirement system, drawing on the successful adjustment of retirement abroad experience from multiple perspectives demonstrates the urgency of delayed retirement age and feasibility. This paper is divided into four chapters. The first chapter proposes the research background and significance of the age of retirement, as well as domestic and foreign scholars on the issue of research in the retirement age. The second chapter describes the status of China＇s retirement system, the contradiction between the implementation of the background, family problems and the current retirement age and the aging population about three aspects. The third chapter analyzes the feasibility to extend the retirement age. Chapter IV presents a delayed retirement policies and recommendations, with emphasis on ＂flexible retirement system.＂
