The small- and medium-sized enterprises （SMEs） play a vital role in the development of the Malaysian economy through its contribution of 32% of the country＇s growth domestic product （GDP）. However, the recent glo...The small- and medium-sized enterprises （SMEs） play a vital role in the development of the Malaysian economy through its contribution of 32% of the country＇s growth domestic product （GDP）. However, the recent global financial crisis has exposed these enterprises to plausible risks that have resulted in some businesses being shuttered. Such predicament shows how crucial it is for SMEs to be prepared with some form of protection or Takaful to mitigate impending risks. The purpose of this study is to examine the extent to which micro enterprises are aware of Takaful and the benefits of its products. The study was conducted on respondents who fall into micro enterprise category located in Johor, Malaysia, and the research process involves a case study method which is in-depth interviews. The results of the current study provide an insight into how Takaful is regarded among SMEs and the need for these enterprises to be protected.展开更多
In this paper, ecological footprint methods were used to calculate the ecological footprint of six cities （Nanchang, Jingdezhen, Jiujiang, Xinyu, Yingtan and Fuzhou） in the Poyang Lake Area, Jiangxi, China from 1991...In this paper, ecological footprint methods were used to calculate the ecological footprint of six cities （Nanchang, Jingdezhen, Jiujiang, Xinyu, Yingtan and Fuzhou） in the Poyang Lake Area, Jiangxi, China from 1991 to 2010. Ecological footprint was the input factor for ecological resources and the contribution of this and other factors such as labor and capital to economic growth were analyzed. The results showed that, from 1991 to 2010, ecological footprints in the six cities increased year by year. The amount of land for fossil energy, under cultivation and grassland influenced total ecological footprint in each city. The contribution of ecological resources, labor factors and capital factors to economic growth showed regional differences. Nanchang, Jiujiang, Xinyu, and Yingtan are capital-orientated and capital factor had a great influence on the economic growth rates, whereas, Jingdezhen and Fuzhou were labor-orientated. The contribution of ecological resources to economic growth in the six cities was the lowest of all three factors, meaning that efficiency of ecological resource utilization is low. Total productivity plays a key role in economic development; however, the overall level of total factor productivity for the six cities was low and indicates that the technological content of Poyang Lake Area’s economic growth is low and the utilization of input factors extensive. In summary, we suggest changing the mode of economic growth and developing tertiary industry in the region.展开更多
文摘The small- and medium-sized enterprises （SMEs） play a vital role in the development of the Malaysian economy through its contribution of 32% of the country＇s growth domestic product （GDP）. However, the recent global financial crisis has exposed these enterprises to plausible risks that have resulted in some businesses being shuttered. Such predicament shows how crucial it is for SMEs to be prepared with some form of protection or Takaful to mitigate impending risks. The purpose of this study is to examine the extent to which micro enterprises are aware of Takaful and the benefits of its products. The study was conducted on respondents who fall into micro enterprise category located in Johor, Malaysia, and the research process involves a case study method which is in-depth interviews. The results of the current study provide an insight into how Takaful is regarded among SMEs and the need for these enterprises to be protected.
基金the National Natural Science Foundation of China (No.71063015 and No.71263039)Jiangxi Province’s Social Sciences "11thFive-Year Plan" project (No.10YJ61)Science and Technology Project of the Education Department of Jiangxi Province (No.GJJ11271)
文摘In this paper, ecological footprint methods were used to calculate the ecological footprint of six cities （Nanchang, Jingdezhen, Jiujiang, Xinyu, Yingtan and Fuzhou） in the Poyang Lake Area, Jiangxi, China from 1991 to 2010. Ecological footprint was the input factor for ecological resources and the contribution of this and other factors such as labor and capital to economic growth were analyzed. The results showed that, from 1991 to 2010, ecological footprints in the six cities increased year by year. The amount of land for fossil energy, under cultivation and grassland influenced total ecological footprint in each city. The contribution of ecological resources, labor factors and capital factors to economic growth showed regional differences. Nanchang, Jiujiang, Xinyu, and Yingtan are capital-orientated and capital factor had a great influence on the economic growth rates, whereas, Jingdezhen and Fuzhou were labor-orientated. The contribution of ecological resources to economic growth in the six cities was the lowest of all three factors, meaning that efficiency of ecological resource utilization is low. Total productivity plays a key role in economic development; however, the overall level of total factor productivity for the six cities was low and indicates that the technological content of Poyang Lake Area’s economic growth is low and the utilization of input factors extensive. In summary, we suggest changing the mode of economic growth and developing tertiary industry in the region.
