What rural households think and what kind of strategies they take, the basic driving force in land use activities, contribute greatly to the increase of their own revenues, the development of agricultural yields, and ...What rural households think and what kind of strategies they take, the basic driving force in land use activities, contribute greatly to the increase of their own revenues, the development of agricultural yields, and even the prosperity of rural areas. Differentiation in rural household behaviors and their consciousness in land use activities is widespread in rural China nowadays. It is important to understand the changing characteristics and laws of land use behaviors of rural households driven by their consciousness, so as to regulate their land use activities. In most empirical studies of land use change at rural household level, the land use consciousness, which acts directly on land use behaviors, is often neglected. In our research, the changes of land use behaviors of rural households are analyzed, through identifying how the land use consciousness affect the land use objectives, land management scales and land inputs of all the rural households in Bailin Village of Chongqing Municipality in the western mountainous China. Also, how the land use consciousness of different rural households comes into being under external stimuli is examined and the self-adjustment process of their consciousness according to their own conditions is also discussed. Finally, broad policy instruments are suggested to promote the rationalization of rural households′ land use consciousness and the standardization of their land use behaviors.展开更多
This article aims at characterization and assessment of the financial behaviors of rural dwellers on non-cash payment markets and identification of factors determining the intensity of using individual methods of paym...This article aims at characterization and assessment of the financial behaviors of rural dwellers on non-cash payment markets and identification of factors determining the intensity of using individual methods of payment by the inhabitants of rural areas. The main source of data used for analysis and inference was information originating from the authors＇ own investigations conducted in 2013 on a group of 500 rural households and on a group of 150 trade and service points operating in non-urbanized areas. This work made use of statistical summary measures and Z2 independence test. According to the results of the conducted studies, forms of payment used by rural dwellers depend on many variables, of demographic, economic, and psychological character. Cash payments are more frequently used by persons possessing vocational or secondary education, elderly people, old-age pensioners, annuitants, or households with lower incomes. Also, persons who do not trust financial institutions or do not perceive benefits resulting from the use of non-cash instruments prefer cash. It is a group of households which require urgent educational activities in the area of non-cash payment instruments. A significant barrier to using non-cash payment instruments by rural dwellers was a limited access to non-cash channels. It is connected in the first place with a poorer development of financial infrastructure in rural areas （banks or cash points）, insufficient Internet access conditioning a possibility to use electronic banking points, and also a worse development of credit card acceptance network. As has been demonstrated by the results of conducted studies, the main reason for a lack of point of sale （POS） terminals in retail and service-providing points operating in rural areas, in the opinion of their owners, is the very high interchange fee （50% indications）, which under Polish conditions is one of the highest in the European Union （EU）.展开更多
基金Under the auspices of Fundamental Research Funds for the Central Universities(No.XDJK2013B023)Natural Science Foundation of Zhejiang Province,China(No.LQ13D010003)
文摘What rural households think and what kind of strategies they take, the basic driving force in land use activities, contribute greatly to the increase of their own revenues, the development of agricultural yields, and even the prosperity of rural areas. Differentiation in rural household behaviors and their consciousness in land use activities is widespread in rural China nowadays. It is important to understand the changing characteristics and laws of land use behaviors of rural households driven by their consciousness, so as to regulate their land use activities. In most empirical studies of land use change at rural household level, the land use consciousness, which acts directly on land use behaviors, is often neglected. In our research, the changes of land use behaviors of rural households are analyzed, through identifying how the land use consciousness affect the land use objectives, land management scales and land inputs of all the rural households in Bailin Village of Chongqing Municipality in the western mountainous China. Also, how the land use consciousness of different rural households comes into being under external stimuli is examined and the self-adjustment process of their consciousness according to their own conditions is also discussed. Finally, broad policy instruments are suggested to promote the rationalization of rural households′ land use consciousness and the standardization of their land use behaviors.
文摘This article aims at characterization and assessment of the financial behaviors of rural dwellers on non-cash payment markets and identification of factors determining the intensity of using individual methods of payment by the inhabitants of rural areas. The main source of data used for analysis and inference was information originating from the authors＇ own investigations conducted in 2013 on a group of 500 rural households and on a group of 150 trade and service points operating in non-urbanized areas. This work made use of statistical summary measures and Z2 independence test. According to the results of the conducted studies, forms of payment used by rural dwellers depend on many variables, of demographic, economic, and psychological character. Cash payments are more frequently used by persons possessing vocational or secondary education, elderly people, old-age pensioners, annuitants, or households with lower incomes. Also, persons who do not trust financial institutions or do not perceive benefits resulting from the use of non-cash instruments prefer cash. It is a group of households which require urgent educational activities in the area of non-cash payment instruments. A significant barrier to using non-cash payment instruments by rural dwellers was a limited access to non-cash channels. It is connected in the first place with a poorer development of financial infrastructure in rural areas （banks or cash points）, insufficient Internet access conditioning a possibility to use electronic banking points, and also a worse development of credit card acceptance network. As has been demonstrated by the results of conducted studies, the main reason for a lack of point of sale （POS） terminals in retail and service-providing points operating in rural areas, in the opinion of their owners, is the very high interchange fee （50% indications）, which under Polish conditions is one of the highest in the European Union （EU）.
