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家企混同、保险保障与创业存活
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作者 石晓军 杜宝瑞 秦国庆 《保险研究》 CSSCI 北大核心 2024年第1期3-20,共18页
创业存活比创业涌现更重要,中国小微企业存活水平低是导致“消失的中等企业”问题的重要原因,是阻碍创新型经济发展的关键掣肘。本文从“家企混同”的独特视角出发,构建了“家庭资产-创业企业-家庭保险”的资产组合理论模型,得到了家庭... 创业存活比创业涌现更重要,中国小微企业存活水平低是导致“消失的中等企业”问题的重要原因,是阻碍创新型经济发展的关键掣肘。本文从“家企混同”的独特视角出发,构建了“家庭资产-创业企业-家庭保险”的资产组合理论模型,得到了家庭保险提升创业存活的一系列可检验假设。进一步,使用中国家庭金融调查(CHFS)小微企业主样本并融合创业政策数据、淘宝村数据、数字金融指数进行实证检验。经验证据显示,家庭保险能显著提升创业存活,且该结论具有稳健性,在考虑了内生性问题后依旧成立;提升效应因保险属性、行业要素弹性、所处区域的不同而存在异质性;家庭保险对存活企业资产规模和员工数量具有正向影响,有助于存活企业迈向中等企业之路;家庭保险与国家创业政策及数字金融具有协同效应。从作用机制来看,一方面,家庭保险能够抑制“家产企用”所产生的连带风险,从而提升创业存活;另一方面,家庭保险能够抑制“家事殃企”所引发的风险溢出,从而提升创业存活。 展开更多
关键词 创业存活 小微企业 家庭保险 家企混同
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Comparison of two different kinds of regimens in treatment of advanced non-small cell lung cancer
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作者 Wenwu Wang Xuenong Ouyang 《The Chinese-German Journal of Clinical Oncology》 CAS 2011年第10期563-566,共4页
Objective: The aim of this study was to analyze and compare the recent efficacy and toxicity of a three-drug platinum-based regimen (A regimen): [cisplatin (DDP) + gemcitabine (GEM) + vinorelbine (NVB)] an... Objective: The aim of this study was to analyze and compare the recent efficacy and toxicity of a three-drug platinum-based regimen (A regimen): [cisplatin (DDP) + gemcitabine (GEM) + vinorelbine (NVB)] and a two-drug combination without a platinum drug (B regimen): GEM + NVB, which were used to treat 55 advanced non-small cell lung cancer (NSCLC) patients, in a bid to provide a guidance for clinical treatment. Methods: Twenty-four cases of advanced NSCLC (stage Ill-IV) patients were treated with A regimen (DDP 35 mg/m^2 d1-3; GEM 1250 mg/m^2 d1, 8 ). The other 31 cases were treated with B (GEM 1250 mg/m^2 d1,8; NVB 25 mg/m^2 d1, 8 ). Repeat every 3 weeks for 6 courses. Results: In A regimen group, the overall response rate was 45.8% (CR + PR = 11), median response time was 5.5 months, median survival time was 11 months and 1-year survival rate was 41.7%. In B regimen group, the overall response rate was 48.4% (CR + PR = 15) and median response time, survival time and 1-year survival rate were respectively 6.5 and 10 months and 41.9%. The major toxicities were nausea/vomiting, myelosuppression in A regimen group, myelosuppression and phlebitis in B regimen group, respectively. Conclusion: A regimen and B regimen for advanced NSCLC have similar response rate (P 〉 0.05). B regimen, a two-drug combination without a platinum drug is of less toxicity and more safety than A regimen, a three-drug platinum-based regimen and is recommended to be a regimen in the first-line treatment for advanced NSCLC. 展开更多
关键词 non-small cell lung cancer (NSCLC) gemcitabine (GEM) vinorelbine (NVB) cisplatin (DDP) combined chemotherapy
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