长治市市场利率定价自律机制的实践与思考

市场利率定价自律机制是由金融机构组成的市场利率定价自律和协调机制,在符合国家利率政策和相关管理规定的前提下,对金融机构自主确定的货币市场、信贷市场等金融市场利率进行行业自律管理,维护市场竞争秩序,促进市场规范健康发展。长治市市场利率定价自律机制通过对在辖区传导利率改革政策、规范利率定价竞争、开展行业评估、执行房地产信贷调控等方面的工作实践,认为区域性定价行为的行业自律不适应部分全域性业务、利率定价行业自律的约束力有限、制度性支持不充分等是影响基层市场利率定价自律机制工作开展的重要因素,并有针对性的提出了建立和完善市场利率定价自律机制工作程序、制度和标准,加大工基层市场利率定价自律机制作力度,明确利率定价相关法规的监管职能的工作建议。

Preliminary study on road-region ecosystem stability evaluation

A scientific and rational evaluation on road-region ecosystem stability is the premise to properly deal with the relationship between highway constructing and ecological environment protecting to a sustainable development. Based on the connotative meaning and the procedure of evaluation on road-region ecosystem stability, this paper studied the principles and the method on determining the evaluation index system on road-region ecosystem stability. It put forward an index system for assessing road-region ecosystem stability as a reference. On the basis of detailed analyze of the multidimensional space of road-region ecosystem, a new multi-objective comprehensive evaluation method for road-region ecosystem stability is presented and a calculation tormula for multi-objective comprehensive level of road-region ecosystem stability. This method was used to evaluate road-region ecosystem stability of Lin-Chang highway. This method possessed definite theoretical value and reliability in practice.