公共养老金个人账户制度嬗变的政治经济分析——来自新加坡、智利、瑞典和拉脱维亚的经验

学术界尚乏对公共养老金个人账户制度嬗变的研究。本文通过阐明公共养老金个人账户制度嬗变的逻辑,将其划分为建立、发展、扩展和抉择四个阶段,对每个阶段的典型国家即新加坡、智利、瑞典和拉脱维亚的制度变迁进行政治经济分析,以具体考察制度的整体嬗变过程。研究表明,经济规则和政治规则的互动推动了公共养老金个人账户制度的嬗变,成本和收益的比较是变迁后的制度能否实现可持续发展的主要因素。

The study of China＇s social insurance funds to implement the ＂nominal account＂ Feasibility

The current China＇s social security fund adopts the operation mode of ＂combination of social pooling and individual accounts＂.With the increase of the social security fund, the settlement of these problems is very important. In this paper, the analysis based on the problems of China＇s basic old-age insurance in the current system mode operation, the ＂nominal account system characteristics and operation of overseas advantages and disadvantages on were described in detail, and points out that the＂ nominal account ＂made for a new old-age insurance system mode is conducive to resolving the problems existing in the operation of social security fund, so as to promote the foundation of sustainable development.