P2P网络借贷平台英译为Peer To Peer,即个人对个人,是民间借贷和互联网发展的交织下衍生的一种小额金融理财、融资平台,其主要特点是借贷金额小、速度快、无纸化全网络操作,旨在满足中小型企业及个人对应急资金、流动资金的需求,同时充...P2P网络借贷平台英译为Peer To Peer,即个人对个人,是民间借贷和互联网发展的交织下衍生的一种小额金融理财、融资平台,其主要特点是借贷金额小、速度快、无纸化全网络操作,旨在满足中小型企业及个人对应急资金、流动资金的需求,同时充分利用民间的闲散资金,以本金加利息的偿还方式提高债权人的资金收益率,使借贷双方达到利益共赢。截止到2015年底,我国大致拥有3769家P2P网络借贷平台,其中发展势头较好,口碑上佳的主要是团贷网、陆金所、人人贷、有利网、拍拍贷等,但由于我国目前在网络金融平台方面的法律条款不够完善以及借贷双方信用等级审核监管力度的不够,我国P2P网络借贷平台大多呈"娃娃机模型"。展开更多
Although salamanders have been shown to respond to classical conditioning, spatial learning has been largely unstudied. We tested whether salamanders could learn to locate foraging areas by using landmarks. We trained...Although salamanders have been shown to respond to classical conditioning, spatial learning has been largely unstudied. We tested whether salamanders could learn to locate foraging areas by using landmarks. We trained 10 salamanders Plethodon angusticlavius to use landmarks （small rocks） to locate patches within the arena containing food （blackworms Lumbriculus variegatus）. At the comers of each square testing arena were four plastic dishes, one containing blackworms and the other three empty. A rock was placed in front of the dish containing blackworms, and the location of the food-dish was randomly chosen for each training trial. A control group was also trained to feed on blackworms in the presence of a rock, but the rock was positioned randomly among the four dish locations so that the rock was not a reliable landmark for the worms. Although the length of the training period for individual salamanders varied （22-38 trainings per individual）, the mean number of trainings for salamanders in the control and experimental groups was equal （30 training trials）. During testing, no blackworms were present to eliminate any visual or chemical cues emanating directly from the prey. Individuals trained with the rock landmarks spent sig- nificantly more time in the area of the landmark than did control salamanders [Current Zoology 57 （4）： 485-490, 2011].展开更多
文摘P2P网络借贷平台英译为Peer To Peer,即个人对个人,是民间借贷和互联网发展的交织下衍生的一种小额金融理财、融资平台,其主要特点是借贷金额小、速度快、无纸化全网络操作,旨在满足中小型企业及个人对应急资金、流动资金的需求,同时充分利用民间的闲散资金,以本金加利息的偿还方式提高债权人的资金收益率,使借贷双方达到利益共赢。截止到2015年底,我国大致拥有3769家P2P网络借贷平台,其中发展势头较好,口碑上佳的主要是团贷网、陆金所、人人贷、有利网、拍拍贷等,但由于我国目前在网络金融平台方面的法律条款不够完善以及借贷双方信用等级审核监管力度的不够,我国P2P网络借贷平台大多呈"娃娃机模型"。
文摘Although salamanders have been shown to respond to classical conditioning, spatial learning has been largely unstudied. We tested whether salamanders could learn to locate foraging areas by using landmarks. We trained 10 salamanders Plethodon angusticlavius to use landmarks （small rocks） to locate patches within the arena containing food （blackworms Lumbriculus variegatus）. At the comers of each square testing arena were four plastic dishes, one containing blackworms and the other three empty. A rock was placed in front of the dish containing blackworms, and the location of the food-dish was randomly chosen for each training trial. A control group was also trained to feed on blackworms in the presence of a rock, but the rock was positioned randomly among the four dish locations so that the rock was not a reliable landmark for the worms. Although the length of the training period for individual salamanders varied （22-38 trainings per individual）, the mean number of trainings for salamanders in the control and experimental groups was equal （30 training trials）. During testing, no blackworms were present to eliminate any visual or chemical cues emanating directly from the prey. Individuals trained with the rock landmarks spent sig- nificantly more time in the area of the landmark than did control salamanders [Current Zoology 57 （4）： 485-490, 2011].
