This paper was devoted to analyzing the structure of microfinance in Thailand. The theory of industrial organization (IO) was applied as a guideline to measure the degree of monopoly power in microfinance structure....This paper was devoted to analyzing the structure of microfinance in Thailand. The theory of industrial organization (IO) was applied as a guideline to measure the degree of monopoly power in microfinance structure. The objective-of the study was investigation on Thai microfinance institution marketing structure by using Concentration Ratio (CR) and Herfindahl Hirschman Index (HHI). The data of the study focus on the outstanding loans market share of microfinance institutions (MFIs). The market share of the outstanding loans of MFIs from the largest to the smallest is as follows: Bank for Agriculture and Agricultural Cooperatives (BAAC), Village Fund Cooperatives, Government Saving Bank (GSB), Pawnshop, Self Help group: Saving Group, Commercial Bank, Self Help Group: Sudja Group and Isalamic Bank (IB), respectively. It stated that CR by outstanding loans is as follows: Cr 1, 59.35%; Cr 3, 81.11%; Cr 6, 92.14%; and Cr 9, 94.37%. At the same time HHI is 0.38. Additionally, BAAC remains the majority MFIs even though there are the other MFIs available in the microfinance system. The main role of providing the microfinance services mostly derived from BAAC.展开更多
As a result of 30 years of an internal armed conflict, women and children not only lost male relatives in struggle, but comprised of the displaced. Most of the households in Sri Lanka are now headed exclusively by wom...As a result of 30 years of an internal armed conflict, women and children not only lost male relatives in struggle, but comprised of the displaced. Most of the households in Sri Lanka are now headed exclusively by women. The micro finance institutions help the poor people in effective ways in order to generate income to enhance their standard of living in the rural areas. This study focuses on women entrepreneurship development through micro credit programme under post war development in Jaffna District selecting four rural areas which are Kopay, Chavakachcheri, Varani and Kodikamam. The main objective of this study is to identify the linkage with micro credit programmes and entrepreneurship development. Further it has an objective to identify the impact of micro credit on entrepreneurship development. The information has been gathered by primary data which has been distributed through the close ended questionnaire to the rural women in the above selected areas and seventy seven (77) responded out of 100. The relation between the micro credit programmes and women entrepreneurship development is examined using Statistical Package for Social Sciences (SPSS). It is concluded that the Entrepreneurship development has a significant relationship (p〈0.05) with the microcredit programme and its impact on entrepreneurship development is crucial. It is suggested that the microcredit facilities are essential in women entrepreneurship development under post war development.展开更多
文摘This paper was devoted to analyzing the structure of microfinance in Thailand. The theory of industrial organization (IO) was applied as a guideline to measure the degree of monopoly power in microfinance structure. The objective-of the study was investigation on Thai microfinance institution marketing structure by using Concentration Ratio (CR) and Herfindahl Hirschman Index (HHI). The data of the study focus on the outstanding loans market share of microfinance institutions (MFIs). The market share of the outstanding loans of MFIs from the largest to the smallest is as follows: Bank for Agriculture and Agricultural Cooperatives (BAAC), Village Fund Cooperatives, Government Saving Bank (GSB), Pawnshop, Self Help group: Saving Group, Commercial Bank, Self Help Group: Sudja Group and Isalamic Bank (IB), respectively. It stated that CR by outstanding loans is as follows: Cr 1, 59.35%; Cr 3, 81.11%; Cr 6, 92.14%; and Cr 9, 94.37%. At the same time HHI is 0.38. Additionally, BAAC remains the majority MFIs even though there are the other MFIs available in the microfinance system. The main role of providing the microfinance services mostly derived from BAAC.
文摘As a result of 30 years of an internal armed conflict, women and children not only lost male relatives in struggle, but comprised of the displaced. Most of the households in Sri Lanka are now headed exclusively by women. The micro finance institutions help the poor people in effective ways in order to generate income to enhance their standard of living in the rural areas. This study focuses on women entrepreneurship development through micro credit programme under post war development in Jaffna District selecting four rural areas which are Kopay, Chavakachcheri, Varani and Kodikamam. The main objective of this study is to identify the linkage with micro credit programmes and entrepreneurship development. Further it has an objective to identify the impact of micro credit on entrepreneurship development. The information has been gathered by primary data which has been distributed through the close ended questionnaire to the rural women in the above selected areas and seventy seven (77) responded out of 100. The relation between the micro credit programmes and women entrepreneurship development is examined using Statistical Package for Social Sciences (SPSS). It is concluded that the Entrepreneurship development has a significant relationship (p〈0.05) with the microcredit programme and its impact on entrepreneurship development is crucial. It is suggested that the microcredit facilities are essential in women entrepreneurship development under post war development.