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“双重排斥”下互联网金融在农村地区的普惠效应 被引量:42
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作者 吴本健 毛宁 郭利华 《华南师范大学学报(社会科学版)》 CSSCI 北大核心 2017年第1期94-100,共7页
互联网金融已成为推动金融普惠的重要力量,但在农村地区,互联网金融的发展受到了其所依托条件的限制。互联网金融发展、农民使用互联网金融工具的能力及意愿、普惠金融三者之间具有一定的关系。运用双向固定效应模型对31个省2007—2013... 互联网金融已成为推动金融普惠的重要力量,但在农村地区,互联网金融的发展受到了其所依托条件的限制。互联网金融发展、农民使用互联网金融工具的能力及意愿、普惠金融三者之间具有一定的关系。运用双向固定效应模型对31个省2007—2013年的面板数据进行分析,发现:互联网金融的发展有利于农村金融普惠,也即互联网金融具有普惠效应。但是,农民的"工具排斥"和"自我排斥"会弱化互联网金融的普惠效应。因此,在推动金融普惠的进程中要缓解农户面临的"双重排斥":一方面要推动互联网金融基础设施的建设;另一方面要加强农村金融知识的普及,提高农民的金融素养。 展开更多
关键词 互联网金融 普惠效应 工具排斥 自我排斥
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Low immunogenicity of endothelial derivatives from rat embryonic stem cell-like cells 被引量:1
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作者 Juliane Ladhoff Michael Bader +4 位作者 Sabine Brosel Elke Effenberger Dirk Westermann Hans-Dieter Volk Martina Seifert 《Cell Research》 SCIE CAS CSCD 2009年第4期507-518,共12页
Embryonic stem cells (ESC) are suggested to be immune-privileged, but they carry the risk of uncontrolled expansion and malignancy. Upon differentiation they lose their tumor-forming capacity, but they become immuno... Embryonic stem cells (ESC) are suggested to be immune-privileged, but they carry the risk of uncontrolled expansion and malignancy. Upon differentiation they lose their tumor-forming capacity, but they become immunogenic by the expression of a normal set of MHC molecules. This immunogenicity might trigger rejection after application in regenerative therapies. In this study MHC expression of and immune responses to endothelial derivatives of rat embryonic stem cell-like cells (RESC) under inflammatory conditions were determined in comparison to primary rat aortic endothelial cells (ECs). Cellular as well as humoral allo-recognition was analyzed in vitro. In addition, im- mune reactions in vivo were assessed by allo-antibody production and determination of interferon-y (IFNy)-secreting alio-reactive T cells. RESC derivatives expressed low but significant levels of MHC class I, and no MHC class II. In response to IFNy MHC class I expression was enhanced, while class II transactivator induction failed completely in these cells; MHC class II expression remained consistently absent. Functionally, the RESC derivatives showed a reduced allo-stimulatory capacity, protection against humoral allo-recognition in vitro and a slightly diminished sus- ceptibility to cytotoxic T cell lysis. Furthermore, in vivo experiments demonstrated that these ceils do not trigger host immune reactions, characterized by no allo-antibody production and no induction of allo-reactive memory T cells. Our results show that endothelial derivatives of RESC have a distinctive reduced immunogenic potency even under inflammatory conditions. 展开更多
关键词 stem cells cell differentiation endothelial cells MHC CIITA IMMUNOGENICITY
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