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数字普惠金融对商业银行盈利能力的影响研究分析
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作者 张赞赞 《中文科技期刊数据库(全文版)经济管理》 2023年第6期117-121,共5页
在互联网金融平台与移动支付技术的高速发展下,金融科技的现实应用愈发广泛,其中数字普惠金融作为在金融科技背景下普惠金融的数字化延申,也促进了国内金融机构的转型升级,对居民生活乃至社会发展带来了重要影响。基于此,本文利用我国1... 在互联网金融平台与移动支付技术的高速发展下,金融科技的现实应用愈发广泛,其中数字普惠金融作为在金融科技背景下普惠金融的数字化延申,也促进了国内金融机构的转型升级,对居民生活乃至社会发展带来了重要影响。基于此,本文利用我国18家商业银行2017-2021年的年度数据做为研究样本,对数字普惠金融与商业银行盈利能力间的关联做深入分析,研究结果显示银行数字普惠金融的发展对银行的盈利能力产生了负面影响,且其影响作用存在异质化效应,如数字普惠金融对国有银行较私有银行的负向影响程度较浅。 展开更多
关键词 数字普惠金融 商业银行盈利能力 异质化效应
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Tuning the electronic structure of platinum nanocrystals towards high efficient ethanol oxidation 被引量:1
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作者 Sheng Zhang Hai Liu +4 位作者 Na Zhang Rong Xia Siyu Kuang Geping Yin Xinbin Ma 《Chinese Journal of Catalysis》 SCIE EI CAS CSCD 北大核心 2019年第12期1904-1911,共8页
Direct ethanol fuel cell is a promising low temperature fuel cell,but its development is hindered by sluggish kinetics of anode catalysts for ethanol oxidation.Here a high efficient platinum/tin oxide/Graphene nanocom... Direct ethanol fuel cell is a promising low temperature fuel cell,but its development is hindered by sluggish kinetics of anode catalysts for ethanol oxidation.Here a high efficient platinum/tin oxide/Graphene nanocomposite is synthesized through a facile and environmentally benign method.The structure and morphology are carefully characterized by X-ray diffraction and Transmission electron microscopy,showing a clear platinum/tin oxide heterostructure uniformly dispersed on graphene support.This catalyst demonstrates the highest activity among the reported catalysts and much higher durability towards ethanol oxidation compared to conventional platinum nanocatalysts.The ultrahigh activity originates from promoted removal of poisoning carbon monoxide immediate species on platinum due to a strong electronic donating effect from both tin oxide and graphene,which is fully supported by carbon monoxide stripping and X-ray photoelectron spectroscopy analysis.Our platinum/tin oxide/Graphene appears to be a promising candidate for ethanol oxidation electrocatalysts. 展开更多
关键词 Platinum nanocrystals Ethanol oxidation ELECTROCATALYST Pt/tin oxide heterostructure Electronic effect
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Heterogeneity in supraglacial debris thickness and its role in glacier mass changes of the Mount Gongga 被引量:12
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作者 ZHANG Yong HIRABAYASHI Yukiko +2 位作者 FUJITA Koji LIU Shi Yin LIU Qiao 《Science China Earth Sciences》 SCIE EI CAS CSCD 2016年第1期170-184,共15页
In the Tibetan Plateau, many glaciers have extensive covers of supraglacial debris in their ablation zones, which affects glacier response to climate change by altering ice melting and spatial patterns of mass loss. I... In the Tibetan Plateau, many glaciers have extensive covers of supraglacial debris in their ablation zones, which affects glacier response to climate change by altering ice melting and spatial patterns of mass loss. Insufficient debris thickness data make it difficult to analyze regional debris-cover effects. Maritime glaciers of the Mount Gongga have been characterized by a substantial reduction in glacier area and ice mass in recent decades. The thermal property of the debris layer estimated from remotely sensed data reveals that debris-covered glaciers are dominant in this region, on which the proportion of debris cover to total glacier area varies from 1.74% to 53.0%. Using a physically-based debris-cover effect assessment model, we found that although the presence of supraglacial debris has a significant insulating effect on heavily debris-covered glaciers, il accelerates ice melting on -10.2% of total ablation zone and produces rapid wastage of -25% of the debris-covered glaciers, leading to the similar mass losses between the debris-covered and debris-free glaciers. Widespread debris cover also facilitates the development of active terminus regions. Regional differences in debris-cover effects are apparent, highlighting the im- portance of debris cover for understanding glacier mass changes in the Tibetan Plateau and other mountain ranges around the world. 展开更多
关键词 Debris-cover effect Ice melting Maritime glacier Glacier status Mount Gongga
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Study of doping effect,phase separation and heterojunction in CMR manganites 被引量:2
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作者 YANG Jie SUN YuPing 《Science China(Physics,Mechanics & Astronomy)》 SCIE EI CAS 2013年第1期85-98,共14页
Mixed-valence manganites have attracted considerable research focus in recent years not only because of the potential application of colossal magnetoresistance(CMR) in magnetic devices,but also because of many intrigu... Mixed-valence manganites have attracted considerable research focus in recent years not only because of the potential application of colossal magnetoresistance(CMR) in magnetic devices,but also because of many intriguing physical properties observed in these materials.Doping elements at A-site can alter the filling of 3d Mn band and the tolerance factor.Therefore the hole-and electron-doped CMR manganites exhibit a rich phase diagram.In addition,more theoretical and experimental results suggest that phase separation is a critical factor for the understanding of CMR phenomena.Recently,there is an increasing interest in the fabrication and investigation on manganite-based heterojunction,which demonstrated excellent rectifying property,large MR,and photovoltaic effect. 展开更多
关键词 Colossal magnetoresistance phase separation manganite-based heterojunction
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