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校银合作构建大学生征信系统促进高质量就业创业的探索 被引量:2
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作者 郦文凯 皮晓媛 《征信》 北大核心 2014年第6期33-35,共3页
在全面深化改革的进程中,把大学生诚信管理纳入央行征信系统,是落实十八届三中全会精神,促进大学生高质量就业创业的重要举措。因此,我国高校与人民银行密切合作坚持立德树人,加强大学生诚信意识、诚信品质教育,培养大学生养成良好的诚... 在全面深化改革的进程中,把大学生诚信管理纳入央行征信系统,是落实十八届三中全会精神,促进大学生高质量就业创业的重要举措。因此,我国高校与人民银行密切合作坚持立德树人,加强大学生诚信意识、诚信品质教育,培养大学生养成良好的诚信行为,构建大学生征信系统促进高质量就业创业。 展开更多
关键词 校银合作 大学生 征信系统管理
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银行防范信用卡风险的对策研究 被引量:1
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作者 刘新丽 《辽宁经济职业技术学院学报.辽宁经济管理干部学院》 2016年第4期15-18,共4页
近年来,我国信用卡市场快速发展,但信用卡风险不容忽视。当前,信用卡业务主要存在着持卡人信用风险意识不强、信用卡套现、个人征信系统信息资料不全、发卡行重效益轻管理等问题,应当采取审慎发卡授信、加强收单业务风险管理、建立健全... 近年来,我国信用卡市场快速发展,但信用卡风险不容忽视。当前,信用卡业务主要存在着持卡人信用风险意识不强、信用卡套现、个人征信系统信息资料不全、发卡行重效益轻管理等问题,应当采取审慎发卡授信、加强收单业务风险管理、建立健全考核机制、加强合规文化建设和加强制度及其执行力建设等对策,有效化解信用卡风险。 展开更多
关键词 用卡风险 发卡授 收单业务风险管理 个人征信系统管理 合规文化建设
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Characterization of foreign grain on 6H-SiC facet 被引量:1
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作者 王英民 李娟 +3 位作者 宁丽娜 高玉强 胡小波 徐现刚 《Journal of Central South University》 SCIE EI CAS 2009年第3期344-348,共5页
6H-SiC single crystals were grown by sublimation method. It is found that foreign grains occur frequently on the facets of the crystals. To characterize the foreign grain, a longitudinal and a sectional cut samples we... 6H-SiC single crystals were grown by sublimation method. It is found that foreign grains occur frequently on the facets of the crystals. To characterize the foreign grain, a longitudinal and a sectional cut samples were prepared by standard mechanical processing method. Raman spectrum confirms that the foreign grain is actually a mis-oriented 6H-SiC grain. The surface structure of the foreign grain was studied by chemical etching and optical microscopy. It is shown that etch pits in foreign grain region take the shape of isosceles triangle, which are different from those in mono-crystalline region, and high density stacking faults are observed on the surface of the foreign grain. The orientation of foreign grain surface is determined to be (10]-4) plane by back-scattering X-ray Laue image. The X-ray powder diffraction reveals that the powder is partly graphitized after a long crystal growth rim. Therefore it is believed that the loss of Si results in the formation of C inclusions, which is responsible for the nucleation of foreign grain in the facet region. 展开更多
关键词 6H-SIC surface morphology foreign grain sublimation method
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