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建立‘三位一体’的贷款御险系统
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作者 欧克俊 张能文 《经济问题探索》 CSSCI 北大核心 1993年第9期25-28,共4页
近年来,各家专业银行逾期、风险、呆帐贷款日益增多,贷款安全归流受阻,严重削弱了信贷资金的流动性、安全性和效益性。
关键词 专业银行 中国 商业银行 资金安全 贷款御险系统 信贷管理 防范 经营机制
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关于提高国有商业银行资本御险能力的思考
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作者 马丽娟 《财政研究》 CSSCI 北大核心 1999年第5期43-44,32,共3页
商业银行在经营与竞争中面临着多种风险,其中,银行因没有足够的现金清偿债务和保证客户的提存而造成的流动性风险,是银行破产倒闭的直接原因。当银行出现流动性危机时,银行资本通过提供最后的清偿力保证对外支付的实现,这就是商业... 商业银行在经营与竞争中面临着多种风险,其中,银行因没有足够的现金清偿债务和保证客户的提存而造成的流动性风险,是银行破产倒闭的直接原因。当银行出现流动性危机时,银行资本通过提供最后的清偿力保证对外支付的实现,这就是商业银行资本的御险能力。一、提高国有商... 展开更多
关键词 商业银行 国有银行 银行资本 御险能力
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Optimization and coordination model of information system security investment for interdependent risk
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作者 顾建强 梅姝娥 仲伟俊 《Journal of Southeast University(English Edition)》 EI CAS 2015年第2期288-293,共6页
The impact of risk correlation on firm's investments in information system security is studied by using quantification models combining the ideas of the risk management theory and the game theory. The equilibrium lev... The impact of risk correlation on firm's investments in information system security is studied by using quantification models combining the ideas of the risk management theory and the game theory. The equilibrium levels of self-protection and insurance coverage under the non- cooperative condition are compared with socially optimal solutions, and the associated coordination mechanisms are proposed. The results show that self-protection investment increases in response to an increase in potential loss when the interdependent risk is small; the interdependent risk of security investments often induce firms to underinvest in security relative to the socially efficient level by ignoring marginal external costs or benefits conferred on others. A subsidy on self-protection investment from the government can help coordinate a firm's risk management decision and, thereby, improve individual security level and overall social welfare. 展开更多
关键词 interdependent risk cyber security insurance SELF-PROTECTION COORDINATION
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潘志梅:刀尖上的舞者
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《企业研究》 2019年第2期30-30,共1页
她是典型湘妹子性格吃得苦,霸得蛮,耐得烦,征得难女汉子与软妹子气质在她身上和谐共存韧性而敢于担当在资本时空里起舞她遵循量力而为、顺势而做、御险而行她极重信用、深耕信息、独守信念.
关键词 韧性 汉子 资本 刀尖 典型 信息 湘妹子 御险 舞者
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Alarm cue induces an antipredator morphological defense in juvenile Nicaragua cichlids Hypsophrys nicaraguensis 被引量:2
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作者 Maria E.ABATE Andrew G. ENG Les KAUFMAN 《Current Zoology》 SCIE CAS CSCD 北大核心 2010年第1期36-42,共7页
Olfactory cues that indicate predation risk elicit a number of defensive behaviors in fishes, but whether they are sufficient to also induce morphological defenses has received little attention. Cichlids are character... Olfactory cues that indicate predation risk elicit a number of defensive behaviors in fishes, but whether they are sufficient to also induce morphological defenses has received little attention. Cichlids are characterized by a high level of morphological plasticity during development, and the few species that have been tested do exhibit defensive behaviors when exposed to alarm cues released from the damaged skin of conspecifics. We utilized young juvenile Nicaragua cichlids Hypsophrys nicaraguensis to test if the perception of predation risk from alarm cue (conspecific skin extract) alone induces an increased relative body depth which is a defense against gape-limited predators. After two weeks of exposure, siblings that were exposed to conspecific alarm cue increased their relative body depth nearly double the amount of those exposed to distilled water (control) and zebrafish Danio rerio alarm cue. We repeated our measurements over the last two weeks (12 and 14) of cue exposure when the fish were late-stage juveniles to test if the rate of increase was sustained; there were no differences in final dimensions between the three treatments. Our results show that 1) the Nicaragua cichlid has an innate response to conspecific alarm cue which is not a generalized response to an injured fish, and 2) this innate recognition ultimately results in developing a deeper body at a stage of the life history where predation risk is high [Current Zoology 56 (1): 36-42, 2010]. 展开更多
关键词 Alarm substance Inducible defense Phenotypic plasticity CICHLID Chemical cue ANTIPREDATOR
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