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我国房地产抵押贷款业务发展缓慢的原因及其对策
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作者 唐敏 《财贸研究》 北大核心 1996年第6期55-57,共3页
如何解决房地产商品供给相对于消费者有支付能力的需求所产生的过剩这一矛盾,世界各发达国家的经验表明:采用安全性较高的房地产抵押贷款方式是解决这一矛盾的有效途径。但是,从我国各地开展房地产抵押贷款业务的情况来看,发展极其缓慢... 如何解决房地产商品供给相对于消费者有支付能力的需求所产生的过剩这一矛盾,世界各发达国家的经验表明:采用安全性较高的房地产抵押贷款方式是解决这一矛盾的有效途径。但是,从我国各地开展房地产抵押贷款业务的情况来看,发展极其缓慢,需求不足与供给乏力并存,究其原因,主要有以下几个方面: (一)高房价、低房租,不利于刺激居民住房消费。 展开更多
关键词 房地房抵押贷款 信贷业务 中国 银行
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Berkeley Apartheid: Unfair Housing in a University Town
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作者 Douglas Henry Daniels 《History Research》 2013年第5期321-341,共21页
This essay suggests that in 1962-1963, before Birmingham and the March on Washington, a coalition of Black and White civil rights activists, labor, and religious leaders were in the vanguard of the struggle both on th... This essay suggests that in 1962-1963, before Birmingham and the March on Washington, a coalition of Black and White civil rights activists, labor, and religious leaders were in the vanguard of the struggle both on the Pacific Slope and in the nation. Berkeley's battle for fair housing represented an important phase of the civil rights struggle on the west coast and in cities where racial segregation was not based on law, but part of a conspiracy, silent but quite effective, among realtors, mortgage lenders, and renters, against Blacks and other minorities. Encouraged by state antidiscrimination legislation, Berkeley activists embarked upon a fair housing campaign based on surveys of the problem, efforts to enact legislation, and direct action. The irrationality of racists who defended their right to discriminate was one of the most singular aspects of the fair housing struggle. Though they lost at the local level, the coalition of new political forces succeeded a few months later at the state level and represented an effective force in liberal politics in the city for years to come. Because of the stiff opposition and the limits of reformers' liberal fair housing regulations, however, working class and poor African Americans still faced severe housing problems. 展开更多
关键词 civil rights civil rights movement fair housing racial segregation
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