监管缺失背景下我国担保行业协会的发展

为解决我国中小企业融资难应运而生的中小企业担保机构,由于没有明确监管机关,整个行业处于一种无序竞争、监管缺失的状态。通过分析担保行业协会的作用,并借鉴国外担保业发达国家的成功经验,指出建立和完善我国担保行业协会制度是解决我国目前担保机构发展瓶颈的关键所在。

The research on the operating models of public service platform of the Hubei province key-developing industrial clusters

Public service platform of industrial cluster includes Industry Association, Guarantee Agency, Productivity Center, R＆D Center, Inspection and Test Center, Training Institutions, Product Center and Professional Market, etc. By case study in Hubei province, local government and leading enterprises, they are the major part of public service platform constructing of industrial cluster.