国有大型银行垂直条线化改革问题之思考

近几年,国内银行业以事业部模式为蓝本,进行了垂直条线化的组织结构和管理模式改革探索。本文从国有大型银行垂直条线化改革的存在的问题入手,对国有大型银行垂直条线化改革提出几点建议。

浅议我行条线化改革策略——以公司板块为例

当前,我们所处的社会己经由工业时代向知识经济时代转型,受传统理论束缚的银行经营管理理念必须要有所改变。与传统的高耸型结构形态的组织结构相比,推进扁平化管理模式,并最终建立起高效率、高效益、富有竞争力和活力的新型组织机构,将成为国有商业银行经营管理持续健康发展的组织基础。目前国有商业银行改革在推进内部治理和提升银行竞争力方面取得显著进步,但是与之相适应的组织结构、客户关系、内部运营管理体系尚待建立和完善。国有商业银行条线化管理模式的建立和完善是一个非常复杂的动态系统工程,本文尝试从我行条线化当前情况,浅谈条线化发展成果和问题,并提出一些改革的建议和措施。

Statistical segmentation model on lattices

To reduce the difficulty of implementation and shorten the runtime of the traditional Kim-Fisher model, an entirely discrete Kim-Fisher-like model on lattices is proposed. The discrete model is directly built on the lattices, and the greedy algorithm is used in the implementation to continually decrease the energy function. First, regarding the gray values in images as discrete-valued random variables makes it possible to make a much simpler estimation of conditional entropy. Secondly, a uniform method within the level set framework for two-phase and multiphase segmentations without extension is presented. Finally, a more accurate approximation to the curve length on lattices with multi-labels is proposed. The experimental results show that, compared with the continuous Kim-Fisher model, the proposed model can obtain comparative results, while the implementation is much simpler and the runtime is dramatically reduced.

Optimization of Chromatographic Conditions for Detecting Ellagic Acid in Pomegranate Peels Using HPLC Method

[Objective] This study aimed to optimize the chromatographic conditions for detecting ellagic acid in pomegranate peels using HPLC method. [Method] By using 0.2 mg/ml ellagic acid standard solution, on the basis of single-factor experiment and orthogonal experiment, chromatographic conditions （mobile phase ratio, flow rate, col- umn temperature） for detecting ellagic acid using HPLC were optimized. Based on the optimal chromatographic conditions, the ellagic acid content in experimental pomegranate peels was determined. [Resull] The optimal chromatographic conditions for detecting ellagic acid in pomegranate peels using HPLC method are： 1.2% phos- phoric acid：acetonitrile=85：15, column temperature of 35 ℃, and flow rate of 1.0 ml/min. The linear regression equation of ellagic acid is： y=2.9e＋0.6x＋4.4e＋5 （FF=9 999）. Ac- cording to the standard addition recovery test, the average recovery rate of ellagic acid is 98.20%, and RSD is 0.60%. Under above optimized chromatographic condi- tions, ellagic acid can be well separated from other interfering components in pomegranate peels, with shorter peak time and ideal effect, which is convenient for the detection in production practices. [Conclusion] This study laid the foundation for detecting ellagic acid in pomegranate peels using HPLC method.

Optimization Design of Hydraulic Valve Block and Its Internal Flow Channel Based on Additive Manufacturing

Hydraulic valve block is an important part of the hydraulic system.The traditional hydraulic valve block is made by turning and milling,drilling and boring,which leads to many right-angle bending and closed cavity structure of process holes in its internal flow channel,seriously affecting the flow performance of oil.Based on the new design space provided by additive manufacturing technology,the internal hydraulic flow channel of valve block is optimized by using B-spline curve.Computational fluid dynamics analysis is carried out on the hydraulic flow channel to determine the optimal flow channel structure with the smallest pressure drop.The weight reduction of hydraulic valve block is carried out through topology optimization.According to the results of topology optimization,using the method of selective laser melting(SLM),the printing of the hydraulic valve block is completed.The optimized hydraulic channel reduces the pressure loss by 31.4%compared with the traditional hydraulic channel.Compared with the traditional valve block,the hydraulic valve block manufactured by SLM with topology optimization reduces the weight by 33.9%.Therefore,the proposed flow channel optimization and valve block lightweight method provide a new reference for the performance improvement of the internal flow channel of hydraulic valve block and the overall lightweight design of valve block.

Deprescribing antihypertensive treatment in nursing home patients and the effect on blood pressure

Background It is debatable whether treating multimorbid nursing home patients with antihypertensive drugs produces beneficial effects. Most cardiovascular guidelines promote treatment; few have advice on how to deprescribe when treatment may no longer be necessary. We investigated the effect of medication review on antihypertensive drug use and the association between cognition, blood pressure, and prescribing. Methods From August 2014 to December 2015, 765 patients from 72 units （clusters） in 32 Norwegian nursing homes were included in a 4-month, multicentre, cluster-randomized, controlled trial, with 9-month follow-up. Patients ≥ 65 years old with antihypertensive treatment （n = 295, 39%） were randomized to systematic medication review where the physician received support from peers （collegial mentoring） or were given care as usual （control condition）. Outcome measures were the number of antihypertensive drugs, systolic blood pressure, and pulse. We used hospitalizations and deaths as criteria to assess harm. Results At baseline, each patient used 9.2 ± 3.5 regular drugs, and 1.6 ± 0.7 antihypertensives. Mean blood pressure was 128/71 mmHg and 9% had a systolic pressure ≥ 160 mmHg. Between baseline and month four, antihypertensives were deprescribed to a significantly higher extent in the intervention group （n = 43, 32%） compared to control （n = 11, 10%）; Incidence Rate Ratio = 0.8, 95% CI = 0.7？0.9. In the intervention group, there was an immediate increase in systolic blood pressure when antihypertensives were reduced, from baseline 128 ± 19.5 mmHg to 143 ± 25.5 mmHg at month four. However, at month nine, the blood pressure had reverted to baseline values （mean 134 mmHg）. Deprescription did not affect pulse and systolic pressure. The number of hospitalizations was higher in control patients at month four （P = 0.031） and nine （P = 0.041）. Conclusion A systematic medication review supported by collegial mentoring significantly decreased the use of antihypertensive drugs in nursing home patients without an effect on the systolic blood pressure over time.

Design of Underwater Robot Lines Based on a Hybrid Automatic Optimization Strategy

In this paper, a hybrid automatic optimization strategy is proposed for the design of underwater robot lines. Isight is introduced as an integration platform. The construction of this platform is based on the user programming and several commercial software including UG6.0, GAMBIT2.4.6 and FLUENT12.0. An intelligent parameter optimization method, the particle swarm optimization, is incorporated into the platform. To verify the strategy proposed, a simulation is conducted on the underwater robot model 5470, which originates from the DTRC SUBOFF project. With the automatic optimization platform, the minimal resistance is taken as the optimization goal;the wet surface area as the constraint condition; the length of the fore-body, maximum body radius and after-body＇s minimum radius as the design variables. With the CFD calculation, the RANS equations and the standard turbulence model are used for direct numerical simulation. By analyses of the simulation results, it is concluded that the platform is of high efficiency and feasibility. Through the platform, a variety of schemes for the design of the lines are generated and the optimal solution is achieved. The combination of the intelligent optimization algorithm and the numerical simulation ensures a global optimal solution and improves the efficiency of the searching solutions.

The Impacts of Initial Perturbations on the Computational Stability of Nonlinear Evolution Equations

The impacts of initial perturbations on the computational stability of nonlinear evolution equations for non-conservative difference schemes and non-periodic boundary conditions are studied through theoretical analysis and numerical experiments for the case of onedimensional equations.The sensitivity of the difference scheme to initial values is further analyzed.The results show that the computational stability primarily depends on the form of the initial values if the difference scheme and boundary conditions are determined.Thus,the computational stability is sensitive to the initial perturbations.

Casoratian Solutions to Toda Lattice Via Its Backlund Transformation

Generalized Casoratian condition and Casoratian solutions of the Toda lattice are given in terms of its bilinear Bgcklund transformation. By choosing suitable Casoratian entries and parameter in the bilinear Bgcklund transformation, we can give transformations among many kinds of solutions.

Photocatalytical Inactivation of Enterococcus faecalis from Water Using Functional Materials Based on Natural Zeolite and Titanium Dioxide

The functional materials based on natural zeolite （clinoptilolite）, TiO2-zeolite and Ag-TiO2-zeolite have been successfully synthesized by solid-state reaction in fast-hydrothermal conditions. The obtained functional materials were investigated by X-ray diffraction （XRD）, FT-1R （Fourier transform infrared） spectroscopy, DRUV-VIS （diffuse reflectance ultraviolet-visible） spectroscopy, BET （Brunauer-Emmett-Teller） and SEM/EDX （scanning electron microscope/energy dispersive X-ray spectrometer） analyses. The XRD results indicated that the clinoptilolite structure has a good thermal stabilization after the fast-hydrothermal treatment. Also, the high specific surface area about 92.55 m^2.g^-1 was noticed for Ag-TiO2-zeolite functional material. The presence of dopants was evidenced from EDX spectra. The enhanced bactericidal activity of Ag-TiO2-zeolite catalyst is proved through damaging of Enterococcusfaecalis colonies under visible irradiation, at different material doses and irradiation times.

Influence of NaCl deposition on atmospheric corrosion behavior of AZ91 magnesium alloy

Corrosion behavior of AZ91 magnesium alloy under NaCl particle deposition condition was investigated by gravimetric method and surface analysis technique.It was found that the mass gain increased rapidly at the beginning of exposure and then slowly with time.The corrosion morphologies were observed and the results showed that NaCl deposition resulted in the occurrence of localized corrosion.The composition of corrosion product was analyzed using X-ray photo electron spectroscopy.It was suggested that the corrosion product was a mixture of oxide and hydroxide of magnesium and aluminum.

Experimental study by online measurement of the precipitation of nickel hydroxide: Effects of operating conditions

The objective of this work is using the online measurement method to study the process of precipitation of nickel hydroxide in a single-feed semi-batch stirred reactor with an internal diameter ofD = 240mm. The effects of impeller speed, impeller type, impeller diameter and feed location on the mean particle size d43 and particle size distribution （PSD） were investigated, d43 and PSD were measured online using a Malvern Insitec Liquid Pro- cess Sizer every 20 s. It was found that d43 varied between 13 kwh and 26 lain under different operating conditions, and it decreased with increasing impeller diameter. When feeding at the off-bottom distance of D/2 under lower impeller speeds, d43 was significantly smaller than that at D/3. PSDs were slightly influenced by operating conditions.

The Effect of Simulated Transportation Conditions on the Chemical, Physical and Sensory Profiles of Mailler-Thurgau and Scheurebe Wines

The impact of different phases of shipment （at sea and at port） on two German white wines of two vintages and the lasting effects of the temperature regimes over time was investigated. The wines were subjected to three temperature programs--control （15 ℃）, linear increase （15℃ steadily increasing to 45 ℃）, and diurnal fluctuation （15 ℃/40 ℃）--in both movement and non-movement conditions. The wines were analyzed for chemical, physical and sensorial changes at one and eight months post-treatment. Changes in temperature and pressure were recorded within the bottles, which correlated with the temperature programs： ＋0.04 bar/℃ in the linear increase program and ＋0.08 bar/℃ in the diurnal fluctuation program. The oxygen levels in the headspace and in the wine were monitored during all of the treatments. The oxygen development in the bottles was similar between the diurnal and linear programs, and was found to be distinctive from the control program. The chemical analysis revealed that there were significant differences related to the experimental treatments of the wines for the following parameters： tartaric acid, free sulfur dioxide, total sulfur dioxide and percent cork weight loss measurements. Difference sensory testing found very few differences. After eight months storage, significant differences were found in the Diurnal Non-movement treatment compared to Linear Non-movement and control treatments, as well as Diurnal Movement and Control treatments for the 2014 Miiller-Thurgau wine. Sensory descriptive analysis of the wines found that the wines could be differentiated by variety, but could not be distinguished according to experimental treatment after one month storage. These results indicate that wines of these types are more robust to shipping conditions than previously found.

Multiobjective Optimization of Truss Topology by Linear/Sequential Linear Programming Method

The present paper deals with a multiobjective optimization of truss topology by either Sequential Linear Programming （SLP） method or Linear Programming （LP） method. The ground structure approach is often used to solve this kind of design problems. In this paper, the topology optimization is formulated as a Multiobjective Optimization Problem （MOP）, which is to find the cross-sectional area of truss members, such that both the total volume of members and the weighted mean compliance are minimized. Based upon the Karush-Kuhn-Tucker conditions （the optimality condition）, the Pareto optimal front of this problem can be obtained theoretically. The truss topology optimization under multiple load cases can be solved by the SLP. On the other hand, the LP such as the Simplex method or the interior point method can be applied to find one of the Pareto optimal solutions of the MOP under single load case. The applications of either the SLP or the LP are illustrated in numerical examples with discussion on characteristics of design results.

Oscillation Theorems of Second Order Nonlinear Neutral Functional Differential Equations

This paper, we discuss a class of second order nonlinear neutral differential equations with variable coefficients and variable deviations， Sharp conditions are established for all bounded solutions of the equations to be oscillatory， Linearized oscillation criteria of the equations are also given，

Generatrix shape optimization of stiffened shells for low imperfection sensitivity

According to previous studies,stiffened shells with convex hyperbolic generatrix shape are less sensitive to imperfections.In this study,the effects of generatrix shape on the performances of elastic and plastic buckling in stiffened shells are investigated.Then,a more general description of generatrix shape is proposed,which can simply be expressed as a convex B-spline curve(controlled by four key points).An optimization framework of stiffened shells with a convex B-spline generatrix is established,with optimization objective being measured in terms of nominal collapse load,which can be expressed as a weighted sum of geometrically imperfect shells.The effectiveness of the proposed framework is demonstrated by a detailed comparison of the optimum designs for the B-spline and hyperbolic generatrix shapes.The decrease of imperfection sensitivity allows for a significant weight saving,which is particularly important in the development of future heavy-lift launch vehicles.

Numerical manifold method based on isogeometric analysis

In this study, numerical manifold method(NMM) coupled with non-uniform rational B-splines(NURBS) and T-splines in the context of isogeometric analysis is proposed to allow for the treatments of complex geometries and local refinement. Computational formula for a 9-node NMM based on quadratic B-splines is derived. In order to exactly represent some common free-form shapes such as circles, arcs, and ellipsoids, quadratic non-uniform rational B-splines(NURBS) are introduced into NMM. The coordinate transformation based on the basis function of NURBS is established to enable exact integration for the manifold elements containing those shapes. For the case of crack propagation problems where singular fields around crack tips exist, local refinement technique by the application of T-spline discretizations is incorporated into NMM, which facilitates a truly local refinement without extending the entire row of control points. A local refinement strategy for the 4-node mathematical cover mesh based on T-splines and Lagrange interpolation polynomial is proposed. Results from numerical examples show that the 9-node NMM based on NURBS has higher accuracies. The coordinate transformation based on the NURBS basis function improves the accuracy of NMM by exact integration. The local mesh refinement using T-splines reduces the number of degrees of freedom while maintaining calculation accuracy at the same time.

RATIONAL GENERAL SOLUTIONS OF HIGHER ORDER ALGEBRAIC ODES

This paper generalizes the method of Ng6 and Winkler （2010, 2011） for finding rational general solutions of a first order non-autonomous algebraic ordinary differential equation （AODE） to the case of a higher order AODE, provided a proper parametrization of its solution hypersurface. The authors reduce the problem of finding the rational general solution of a higher order AODE to finding the rational general solution of an associated system. The rational general solutions of the original AODE and its associated system are in computable 1-1 correspondence. The authors give necessary and sufficient conditions for the associated system to have a rational solution based on proper reparametrization of invariant algebraic space curves. The authors also relate invariant space curves to first integrals and characterize rationally solvable systems by rational first integrals.

High-Order Dispersion Coefficients for Alkali-metal Atoms

High-order dispersion coefficients C9, C11, C12, and C13 for the ground-state alkali-metals were calculated by combining the 1-dependent model potential of alkali-metal atoms and linear variation method based on B-spline basis functions. The results were compared.

On the Two Main Lines of China’s Economic Reform

In the autumn of 1987,the State Commission for Restructuring the Economic System organized eight units including the Research Group of the Chinese Academy of Social Sciences(CASS)to submit reports providing an outline economic reform plan for China for 1988-1995.The CASS Research Group recommended that enterprise reform and pricing and ownership reforms and their operational mechanisms should be carried out alongside each other in a two main lines approach.China’s deepening economic reforms have adhered to these two main lines throughout the last forty years.The first main line includes the revival and development of the individual economy,followed by the private economy,the introduction and utilization of foreign capital,and the reform of public ownership,including the state-owned system.In 1997,the 15th National Congress of the Party proposed the establishment of a socialist basic economic system with public ownership as the main body and simultaneous development of multiple forms of ownership.“Public ownership as the main body”is reflected in the dominance of public assets among total social assets and the fact that the state-owned economy controls the lifeline of the national economy and plays a leading role in economic development.The dominant role of public ownership has not changed in the forty years of reform and opening up.The second main line covers price reform,building a modern market system,reforming macro-control mechanisms and perfecting the macro-control and regulation system.From 1979 to 2017,our GDP grew at an average annual rate of 9.5 percent,while the CPI grew at an average annual rate of less than 5 percent:a perfect match.The two main line approach is in line with the provisions of economic reform in the new era proposed in the report at the 19th National Party Congress,which focuses on improving the property rights system and market-oriented factor allocation.There is no distinction of primary or secondary in the role of the two main lines;both are equally important.They are united in the establishment and improvement of the socialist market economic system.