The role of financial capability in the consumers' financial behaviour has been widely analyzed by the literature. The same happened for the relationship between debt and financial capability. The consensus about the...The role of financial capability in the consumers' financial behaviour has been widely analyzed by the literature. The same happened for the relationship between debt and financial capability. The consensus about the benefits of an increase in the levels of financial literacy collides with a diversity of opinions on what the best solutions to increase financial capability. While methods based on traditional teaching may not be an effective solutions and they could not provide results in the short term, solutions oriented to support consumers in important financial decisions (requests for funding, choice of retirement solutions, etc.) may show greater effectiveness. Studies in literature have shown the tendency of subjects with high levels of financial capability to adopt a long term view and to upgrade their daily financial behaviour with attitudes and practices related to self-finance (budget, financial check-up, saving for goals, etc.) The paper focuses on the relationship between financial capability and self-accounting practices, interpreting the latter as evidence of conduct financially aware. After a review of the literature designed to emphasize the role of self-accounting in the context of personal finance, a financial check-up based tool is proposed, pointing out how the financial accounts' schemes and logics (regular budget, estimates and forecasts checking targets) may find useful application in the context of personal finance.展开更多
The challenges of today's world require college students have different skills and know how to apply the knowledge acquired to solve new situations. The traditional mode of teaching with lectures, still present in ma...The challenges of today's world require college students have different skills and know how to apply the knowledge acquired to solve new situations. The traditional mode of teaching with lectures, still present in many subjects of the engineering, seems to favor the development of the necessary skills, as active use of knowledge required [ 1 ]. However, they are using simulation games as an educational method in many universities in the world for the advantages they present for learning and the development of various skills, to simulate specific situations of professional activity [2]. This paper presents some background and requirements that games must meet educational purposes and propose their use in subjects related to economics, management and organization of production engineering programs where you can teach and learn from building products with simple items like cardboard paper on the theory of constructionism to build a product where people are building theories and knowledge in the mind [3]. The use of games is not widespread in universities in Argentina, however you can generate more motivating learning situations as it leaves the board becoming less abstract and more concrete learning. Classroom climate changes as students take a more participatory role and the teacher intervenes as a guide or facilitator of learning. This work could motivate teachers and researchers to promote their use in teaching and in future research to evaluate the potential of its use as a learning tool.展开更多
This paper describes the main activities of the ship recycling facilities that have moved to the Asia continent and puts emphasis on environmental and working conditions under the umbrella of the new IMO (Internation...This paper describes the main activities of the ship recycling facilities that have moved to the Asia continent and puts emphasis on environmental and working conditions under the umbrella of the new IMO (International Maritime Organization) convention. However, the convention is not enforced yet and the legal gaps found on limited existing regulations do not impose strict rules on the shipping industry and at the same time offer motives for the safe recycling of ships. Ship-owners seem reluctant to send their vessels for scrap but rather prefer to employ them till the last minute, preferably in areas where the environmentally-friendly concept is not of primary importance. The dynamics of this specialized industry can be better shown by examining variables such as legal instruments, occupational health and safety hazards, geographical allocation of scrapping sites, scrap prices, safety working plans and volume to be scrapped. The next step is to build a simulation model in order to discuss the relevant scenarios. The first scenario is based on the current conditions where the ship-owner's decision is mainly affected by the fluctuations of the market and whether the effectiveness of existing regulations can improve the working environment in terms of health and safety. The second scenario refers to the situation when the IMO Convention is implemented, then it will produce two major recycling markets, the first one for the convention ships and the second for non-convention ships.展开更多
Integrating theory and practice into teaching is an advanced pedagogy, particularly suitable for the cultivation of applied talents in higher vocational colleges. In this paper, the author first discusses the connotat...Integrating theory and practice into teaching is an advanced pedagogy, particularly suitable for the cultivation of applied talents in higher vocational colleges. In this paper, the author first discusses the connotation of the teaching method as integration of theory and practice and illustrates the background and significance of employing this teaching method in the curriculum reform of hotel management in higher vocational colleges. After that, the teaching content, methods as well as evaluation system are elaborated for implementing the integration of theory and practice teaching, and finally, some countermeasures are put forward for improving this teaching method.展开更多
Vocational colleges teaching curriculum reform is an important content. Retail Management course is a relatively new course, more and more attention are paid by the university. But the old education system in the reta...Vocational colleges teaching curriculum reform is an important content. Retail Management course is a relatively new course, more and more attention are paid by the university. But the old education system in the retail management course teaching practice is of flaw. This paper aims to explore retail management curriculum reform. Exploration for integrated teaching methods, combined with "Retail Management" course teaching reform put forward some theoretical assumptions that based on characteristics of the course, the introduction of integrated retail management courses teaching method is feasible.展开更多
文摘The role of financial capability in the consumers' financial behaviour has been widely analyzed by the literature. The same happened for the relationship between debt and financial capability. The consensus about the benefits of an increase in the levels of financial literacy collides with a diversity of opinions on what the best solutions to increase financial capability. While methods based on traditional teaching may not be an effective solutions and they could not provide results in the short term, solutions oriented to support consumers in important financial decisions (requests for funding, choice of retirement solutions, etc.) may show greater effectiveness. Studies in literature have shown the tendency of subjects with high levels of financial capability to adopt a long term view and to upgrade their daily financial behaviour with attitudes and practices related to self-finance (budget, financial check-up, saving for goals, etc.) The paper focuses on the relationship between financial capability and self-accounting practices, interpreting the latter as evidence of conduct financially aware. After a review of the literature designed to emphasize the role of self-accounting in the context of personal finance, a financial check-up based tool is proposed, pointing out how the financial accounts' schemes and logics (regular budget, estimates and forecasts checking targets) may find useful application in the context of personal finance.
文摘The challenges of today's world require college students have different skills and know how to apply the knowledge acquired to solve new situations. The traditional mode of teaching with lectures, still present in many subjects of the engineering, seems to favor the development of the necessary skills, as active use of knowledge required [ 1 ]. However, they are using simulation games as an educational method in many universities in the world for the advantages they present for learning and the development of various skills, to simulate specific situations of professional activity [2]. This paper presents some background and requirements that games must meet educational purposes and propose their use in subjects related to economics, management and organization of production engineering programs where you can teach and learn from building products with simple items like cardboard paper on the theory of constructionism to build a product where people are building theories and knowledge in the mind [3]. The use of games is not widespread in universities in Argentina, however you can generate more motivating learning situations as it leaves the board becoming less abstract and more concrete learning. Classroom climate changes as students take a more participatory role and the teacher intervenes as a guide or facilitator of learning. This work could motivate teachers and researchers to promote their use in teaching and in future research to evaluate the potential of its use as a learning tool.
文摘This paper describes the main activities of the ship recycling facilities that have moved to the Asia continent and puts emphasis on environmental and working conditions under the umbrella of the new IMO (International Maritime Organization) convention. However, the convention is not enforced yet and the legal gaps found on limited existing regulations do not impose strict rules on the shipping industry and at the same time offer motives for the safe recycling of ships. Ship-owners seem reluctant to send their vessels for scrap but rather prefer to employ them till the last minute, preferably in areas where the environmentally-friendly concept is not of primary importance. The dynamics of this specialized industry can be better shown by examining variables such as legal instruments, occupational health and safety hazards, geographical allocation of scrapping sites, scrap prices, safety working plans and volume to be scrapped. The next step is to build a simulation model in order to discuss the relevant scenarios. The first scenario is based on the current conditions where the ship-owner's decision is mainly affected by the fluctuations of the market and whether the effectiveness of existing regulations can improve the working environment in terms of health and safety. The second scenario refers to the situation when the IMO Convention is implemented, then it will produce two major recycling markets, the first one for the convention ships and the second for non-convention ships.
文摘Integrating theory and practice into teaching is an advanced pedagogy, particularly suitable for the cultivation of applied talents in higher vocational colleges. In this paper, the author first discusses the connotation of the teaching method as integration of theory and practice and illustrates the background and significance of employing this teaching method in the curriculum reform of hotel management in higher vocational colleges. After that, the teaching content, methods as well as evaluation system are elaborated for implementing the integration of theory and practice teaching, and finally, some countermeasures are put forward for improving this teaching method.
文摘Vocational colleges teaching curriculum reform is an important content. Retail Management course is a relatively new course, more and more attention are paid by the university. But the old education system in the retail management course teaching practice is of flaw. This paper aims to explore retail management curriculum reform. Exploration for integrated teaching methods, combined with "Retail Management" course teaching reform put forward some theoretical assumptions that based on characteristics of the course, the introduction of integrated retail management courses teaching method is feasible.