论珠算教练学

教练学是提高专业技能的学问。在现代的社会里．技能具有鲜明的竞技性。技能总是不断地冲破各种指标或纪录，而向前发展着。冲破这些指标，刷新这些纪录又都是以各种形式的竞技体现出来的。

Discussion on Practice of Financial Innovation in Chinese Commercial Banks

In general, based on the traditional operation and management model, innovation means reforming the activities of financial institutions, financial instruments, technology of financial services as well as organizational forms of financial markets, because promoting the overall development of the financial industry is the fundamental purpose of financial innovation, we should optimize the allocation of the existing resources of the financial institutions and improve financial efficiency, thus gradually promote the market competitiveness of financial institutions.