P2P lending network is person to person lending network, lnternet-based applications, individuals lending financial model to others through the network intermediary,' platform. Currently P2P lending network has devel...P2P lending network is person to person lending network, lnternet-based applications, individuals lending financial model to others through the network intermediary,' platform. Currently P2P lending network has developed rapidly, but the P2P network lending platform also are lacing increasing risks, the biggest risk is credit risk. This article from the credit rating perspective, comparative analysis of the existing credit rating methodology, Analysis to establish a relatively sound credit rating mechanisms, thus reducing credit risk.展开更多
With the purpose of describing levels of English language proficiency expected at each stage in our school's Diploma and BA programs, we attempted to compare the level of courses with national standards as embodied i...With the purpose of describing levels of English language proficiency expected at each stage in our school's Diploma and BA programs, we attempted to compare the level of courses with national standards as embodied in the national TEM4 and TEM8, and with international standards as embodied in international examinations such as Cambridge ESOL, and other descriptions such as the Common European Framework via one quantifiable parameter: vocabulary range. This is justified as vocabulary range offers an approximate but useful guide to the level of a course or a testing system. We hypothesize that the language competence at different levels of our program matches various standard proficiency examinations. Paul Nation's Range software was used both in its standard form using his three BASEWRD files and in an adapted form adding the authors' own BASEWRD files extrapolated from various levels of our textbook series. This enabled us to compare the vocabulary range of our courses with that of both national and international examinations where word lists are available or recoverable. Research results supported the hypotheses suggested.展开更多
文摘P2P lending network is person to person lending network, lnternet-based applications, individuals lending financial model to others through the network intermediary,' platform. Currently P2P lending network has developed rapidly, but the P2P network lending platform also are lacing increasing risks, the biggest risk is credit risk. This article from the credit rating perspective, comparative analysis of the existing credit rating methodology, Analysis to establish a relatively sound credit rating mechanisms, thus reducing credit risk.
文摘With the purpose of describing levels of English language proficiency expected at each stage in our school's Diploma and BA programs, we attempted to compare the level of courses with national standards as embodied in the national TEM4 and TEM8, and with international standards as embodied in international examinations such as Cambridge ESOL, and other descriptions such as the Common European Framework via one quantifiable parameter: vocabulary range. This is justified as vocabulary range offers an approximate but useful guide to the level of a course or a testing system. We hypothesize that the language competence at different levels of our program matches various standard proficiency examinations. Paul Nation's Range software was used both in its standard form using his three BASEWRD files and in an adapted form adding the authors' own BASEWRD files extrapolated from various levels of our textbook series. This enabled us to compare the vocabulary range of our courses with that of both national and international examinations where word lists are available or recoverable. Research results supported the hypotheses suggested.