The objective is to explore the foundation of the elderly long-term care insurance system in China, which is to face the problem resulted from aging of the population. Adopting the contrastive analysis to introduce br...The objective is to explore the foundation of the elderly long-term care insurance system in China, which is to face the problem resulted from aging of the population. Adopting the contrastive analysis to introduce briefly the long-term care insurance system in German, Japan and America for our learning. Therefore, China＇s long-term care insurance system could not totally indiscriminately imitate the mandatory long-term care insurance system in German and Japan, it also could not copy the business model of nursing insurance system in America. The conclusion is that long-term care insurance system in China should use the experience of developed countries based on the basic national conditions, doing some relative works, such as establishing policies and regulations, strengthening personnel training, and improving the market specification.展开更多
In recent years, China＇s aging population continues to accelerate the process, so that our aging population and the pension system is generated between the sustainable development of the serious contradictions, resul...In recent years, China＇s aging population continues to accelerate the process, so that our aging population and the pension system is generated between the sustainable development of the serious contradictions, resulting in a waste of human resources, increasing the operating pressure pensions, working hours inequity the negative impact on the existing retirement system challenges. Recently, the delay of the retirement age controversy sparked widespread concern in the community, the paper is as a starting point, a comprehensive analysis of the social contradictions of the current status of China＇s current retirement system, drawing on the successful adjustment of retirement abroad experience from multiple perspectives demonstrates the urgency of delayed retirement age and feasibility. This paper is divided into four chapters. The first chapter proposes the research background and significance of the age of retirement, as well as domestic and foreign scholars on the issue of research in the retirement age. The second chapter describes the status of China＇s retirement system, the contradiction between the implementation of the background, family problems and the current retirement age and the aging population about three aspects. The third chapter analyzes the feasibility to extend the retirement age. Chapter IV presents a delayed retirement policies and recommendations, with emphasis on ＂flexible retirement system.＂展开更多
With the rapid development of economy in our country, the level of science and technology innovation, all of these prolong the life span of our life. Thus an aging population are increasingly highlight, which are deep...With the rapid development of economy in our country, the level of science and technology innovation, all of these prolong the life span of our life. Thus an aging population are increasingly highlight, which are deeply and widely influenced our society, economy, life and other aspects. As the basic insurance which maintain the elderly＇s life quality after they retired, Pension insurance will promove social stability and development. How to reform Pension insurance under the background of the aging of the population will get more and more attention from people. This article starts with the concept of the aging of the population and its development trend. Next, the article analyses the problems of Pension Insurance under the background of the aging of the population. Last, the article summarizes countermeasures according to solve these matters.展开更多
Delayed retirement is the current policy trend, but how to reduce the resistance of policy implementation, to ensure the smooth implementation of the policy, the government needs to consider the next issue. A few year...Delayed retirement is the current policy trend, but how to reduce the resistance of policy implementation, to ensure the smooth implementation of the policy, the government needs to consider the next issue. A few years or even ten years ago, some western countries are also facing the problem of aging population .In this paper, by referring to the experience of other countries, taking into account the situation of our country, the paper puts forward the following countermeasures and suggestions in the context of progressive retirement policy：. First, strengthen the incentive mechanism, so that workers gradually tend to work for a period of time; two, strengthen the pension insurance to pay more than the incentive oriented, which can delay the retirement pension in the appropriate level to be compensated, the development of the three pillar of the social endowment insurance system; three, standard retirement re employment policy.展开更多
The establishment of individual accounts is the landmark events for China officially shift from pay-as-you-go pension system to partly funded system. But the process of running personal accounts at the same time also ...The establishment of individual accounts is the landmark events for China officially shift from pay-as-you-go pension system to partly funded system. But the process of running personal accounts at the same time also exposed various drawbacks. On the macro level, there is a growing gap between the nominal amount of personal account and the actual accumulated amount, which means the personal account is empty, the personal accounts are being questioned, and the scholars began to seek other solutions. NDC scheme came into being. specific empirical work has been done by using the actuarial model of pension income and expenditure to predict whether NDC is superior to FDC in financial cost by comparing the institutional cost of FDC and NDC from 2015 to 2050. Finally, this paper draws a conclusion that the nominal account system can be used as a choice route for the basic pension system for urban workers in the next 30 years with the assist of relevant supporting measures.展开更多
The current China＇s social security fund adopts the operation mode of ＂combination of social pooling and individual accounts＂.With the increase of the social security fund, the settlement of these problems is very ...The current China＇s social security fund adopts the operation mode of ＂combination of social pooling and individual accounts＂.With the increase of the social security fund, the settlement of these problems is very important. In this paper, the analysis based on the problems of China＇s basic old-age insurance in the current system mode operation, the ＂nominal account system characteristics and operation of overseas advantages and disadvantages on were described in detail, and points out that the＂ nominal account ＂made for a new old-age insurance system mode is conducive to resolving the problems existing in the operation of social security fund, so as to promote the foundation of sustainable development.展开更多
文摘The objective is to explore the foundation of the elderly long-term care insurance system in China, which is to face the problem resulted from aging of the population. Adopting the contrastive analysis to introduce briefly the long-term care insurance system in German, Japan and America for our learning. Therefore, China＇s long-term care insurance system could not totally indiscriminately imitate the mandatory long-term care insurance system in German and Japan, it also could not copy the business model of nursing insurance system in America. The conclusion is that long-term care insurance system in China should use the experience of developed countries based on the basic national conditions, doing some relative works, such as establishing policies and regulations, strengthening personnel training, and improving the market specification.
文摘In recent years, China＇s aging population continues to accelerate the process, so that our aging population and the pension system is generated between the sustainable development of the serious contradictions, resulting in a waste of human resources, increasing the operating pressure pensions, working hours inequity the negative impact on the existing retirement system challenges. Recently, the delay of the retirement age controversy sparked widespread concern in the community, the paper is as a starting point, a comprehensive analysis of the social contradictions of the current status of China＇s current retirement system, drawing on the successful adjustment of retirement abroad experience from multiple perspectives demonstrates the urgency of delayed retirement age and feasibility. This paper is divided into four chapters. The first chapter proposes the research background and significance of the age of retirement, as well as domestic and foreign scholars on the issue of research in the retirement age. The second chapter describes the status of China＇s retirement system, the contradiction between the implementation of the background, family problems and the current retirement age and the aging population about three aspects. The third chapter analyzes the feasibility to extend the retirement age. Chapter IV presents a delayed retirement policies and recommendations, with emphasis on ＂flexible retirement system.＂
文摘With the rapid development of economy in our country, the level of science and technology innovation, all of these prolong the life span of our life. Thus an aging population are increasingly highlight, which are deeply and widely influenced our society, economy, life and other aspects. As the basic insurance which maintain the elderly＇s life quality after they retired, Pension insurance will promove social stability and development. How to reform Pension insurance under the background of the aging of the population will get more and more attention from people. This article starts with the concept of the aging of the population and its development trend. Next, the article analyses the problems of Pension Insurance under the background of the aging of the population. Last, the article summarizes countermeasures according to solve these matters.
文摘Delayed retirement is the current policy trend, but how to reduce the resistance of policy implementation, to ensure the smooth implementation of the policy, the government needs to consider the next issue. A few years or even ten years ago, some western countries are also facing the problem of aging population .In this paper, by referring to the experience of other countries, taking into account the situation of our country, the paper puts forward the following countermeasures and suggestions in the context of progressive retirement policy：. First, strengthen the incentive mechanism, so that workers gradually tend to work for a period of time; two, strengthen the pension insurance to pay more than the incentive oriented, which can delay the retirement pension in the appropriate level to be compensated, the development of the three pillar of the social endowment insurance system; three, standard retirement re employment policy.
文摘The establishment of individual accounts is the landmark events for China officially shift from pay-as-you-go pension system to partly funded system. But the process of running personal accounts at the same time also exposed various drawbacks. On the macro level, there is a growing gap between the nominal amount of personal account and the actual accumulated amount, which means the personal account is empty, the personal accounts are being questioned, and the scholars began to seek other solutions. NDC scheme came into being. specific empirical work has been done by using the actuarial model of pension income and expenditure to predict whether NDC is superior to FDC in financial cost by comparing the institutional cost of FDC and NDC from 2015 to 2050. Finally, this paper draws a conclusion that the nominal account system can be used as a choice route for the basic pension system for urban workers in the next 30 years with the assist of relevant supporting measures.
文摘The current China＇s social security fund adopts the operation mode of ＂combination of social pooling and individual accounts＂.With the increase of the social security fund, the settlement of these problems is very important. In this paper, the analysis based on the problems of China＇s basic old-age insurance in the current system mode operation, the ＂nominal account system characteristics and operation of overseas advantages and disadvantages on were described in detail, and points out that the＂ nominal account ＂made for a new old-age insurance system mode is conducive to resolving the problems existing in the operation of social security fund, so as to promote the foundation of sustainable development.
