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浅谈保险公司资金风险识别及风险应对策略 被引量:2
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作者 陈承武 《中国商论》 2018年第36期45-47,共3页
2018年是中国改革开放40周年,这40年间我国的经济形势发生了翻天覆地的变化,给金融业带来了很多的机遇和挑战。在金融同业当中,虽然近年保险行业发展较快,但相比较其他金融机构仍存在不小差距,主要是因为多年以来保险资金受限于行业监... 2018年是中国改革开放40周年,这40年间我国的经济形势发生了翻天覆地的变化,给金融业带来了很多的机遇和挑战。在金融同业当中,虽然近年保险行业发展较快,但相比较其他金融机构仍存在不小差距,主要是因为多年以来保险资金受限于行业监管约束较为严格,导致投资渠道有限,加之资金再投资收益率稳定性较差,行业竞争优势不明显,尤其是保监会和银监会在2018年的合并,更预示着国家的宏观调控政策的实施方向。本文就是以保险公司为研究对象,以其资金风险识别及风险应对策略为研究内容来展开论述,以期通过识别保险公司的资金风险可以降低金融业同业竞争的危机,从而使保险公司能够安全的、有效益的发展。 展开更多
关键词 保险公司 资金风险识别 应对
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Identification and prevention research at the present stage of our corporate financial risk
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作者 Yao Cheng 《International Journal of Technology Management》 2014年第5期98-100,共3页
Corporate finance activities recur throughout the entire process of production and operation. The financial risk is a signal, which can fully reflect the company' s consolidated operating conditions. Therefore it req... Corporate finance activities recur throughout the entire process of production and operation. The financial risk is a signal, which can fully reflect the company' s consolidated operating conditions. Therefore it requires business owners to conduct regular financial analysis, establish risk awareness, establish effective risk precautionary handling mechanism, strengthen financial risk control, prevent financial crises, establish early warning indicator system, and make proper financial risk decisions. Firstly, a correct understanding of the financial risk from the start, its meaning, characteristics, and so do the reasons for the formation of the exposition clear what financial risks ; Secondly, the financial risk of the formation of a variety of reasons were analyzed. 展开更多
关键词 Financial risk analysis PREVENTION cash flows
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