电子商业承兑汇虽作为交易方式愈加日常化,但点票系统的不统一与不完备直接导致了持票人权利救济路径的模糊与杂乱。从持票人权利保障角度出发,依权利主张次序:付款请求权(权利一)系绝对的第一顺位权利,若提示付款后获付款或承兑,则持...电子商业承兑汇虽作为交易方式愈加日常化,但点票系统的不统一与不完备直接导致了持票人权利救济路径的模糊与杂乱。从持票人权利保障角度出发,依权利主张次序:付款请求权(权利一)系绝对的第一顺位权利,若提示付款后获付款或承兑,则持票人权利实现,票据权利及基础权利均消灭。若提示付款被拒付,则持票人可选择行使追索权(权利二)或主张基础债权(权利三)。当票据权利(权利一、二)因时效或记载事项缺乏而消灭时,可主张票据利益返还请求权(权利四)。其中权利二与权利三,为竞合请求权,一方实现另一方同时消灭。权利四作为以上权利的“补救”权利,保证持票人与出票人、承兑人之间的利益平衡。Although electronic commercial acceptance foreign exchange is becoming more and more daily as a method of transaction, the incomprehency and incompleteness of the counting system directly leads to the ambiguity and disorder of the path of relief for the holder’s rights. From the perspective of the protection of the rights of the holder, according to the order of claims: the right to request payment (Right I) is an absolute first-order right. If payment or acceptance is made after payment is prompted, the holder’s rights will be realized, and the right and fundamental rights of the bill will be eliminated. If the payment is denied, the holder can choose to exercise the right of recourse (Right II) or claim the underlying claim (Right III). When the right of the bill (rights I and II) is extinguished due to a statute of limitations or lack of recorded matters, the right to claim the return of the interests of the instrument (Right IV) can be claimed. Among them, Right II and Right III are competing claims, and one party realizes the elimination of the other at the same time. Right IV is a “reescue” right to the above rights to ensure a balance of interests between the holder and the issuer and the acceptor.展开更多
文摘电子商业承兑汇虽作为交易方式愈加日常化,但点票系统的不统一与不完备直接导致了持票人权利救济路径的模糊与杂乱。从持票人权利保障角度出发,依权利主张次序:付款请求权(权利一)系绝对的第一顺位权利,若提示付款后获付款或承兑,则持票人权利实现,票据权利及基础权利均消灭。若提示付款被拒付,则持票人可选择行使追索权(权利二)或主张基础债权(权利三)。当票据权利(权利一、二)因时效或记载事项缺乏而消灭时,可主张票据利益返还请求权(权利四)。其中权利二与权利三,为竞合请求权,一方实现另一方同时消灭。权利四作为以上权利的“补救”权利,保证持票人与出票人、承兑人之间的利益平衡。Although electronic commercial acceptance foreign exchange is becoming more and more daily as a method of transaction, the incomprehency and incompleteness of the counting system directly leads to the ambiguity and disorder of the path of relief for the holder’s rights. From the perspective of the protection of the rights of the holder, according to the order of claims: the right to request payment (Right I) is an absolute first-order right. If payment or acceptance is made after payment is prompted, the holder’s rights will be realized, and the right and fundamental rights of the bill will be eliminated. If the payment is denied, the holder can choose to exercise the right of recourse (Right II) or claim the underlying claim (Right III). When the right of the bill (rights I and II) is extinguished due to a statute of limitations or lack of recorded matters, the right to claim the return of the interests of the instrument (Right IV) can be claimed. Among them, Right II and Right III are competing claims, and one party realizes the elimination of the other at the same time. Right IV is a “reescue” right to the above rights to ensure a balance of interests between the holder and the issuer and the acceptor.
