人类已步入信息社会知识经济,谁掌握最充分的信息谁就会成为最终的赢家(The onewith the best information wins.),而金融领域的信息就蕴涵在过去繁浩复杂的数据案例中,但这些信息存在的形式是极其隐蔽的,把有用信息从大量数据案例中挖...人类已步入信息社会知识经济,谁掌握最充分的信息谁就会成为最终的赢家(The onewith the best information wins.),而金融领域的信息就蕴涵在过去繁浩复杂的数据案例中,但这些信息存在的形式是极其隐蔽的,把有用信息从大量数据案例中挖掘整理出来是非常艰巨的一项任务.“当你所拥有的工具只是一把锤子时,每件事都将看起来像一颗钉子.”LotfiZedeh的“锤子原则” 生动地阐明了技术工具的重要性.与现代金融理论同步发展起来的人工智能技术,同样也萌芽于本世纪初、起始于战后、繁荣于80年代,但二者却一直沿着两条完全并行的轨道,直到80年代当二者都处于大变革的环境时,它们才开始相互接触,但一俟接触就迅速融合,并以爆炸式地形成了金融技术发展的智能化趋势,金融终于找到了一把比经典数学分析更为得心应手的锤子.展开更多
This research shows the current status and the future prospects of green financing in Korea. Green financing is currently on the initial stage in Korea, just like the green growth policy. Thus, banks are contextually ...This research shows the current status and the future prospects of green financing in Korea. Green financing is currently on the initial stage in Korea, just like the green growth policy. Thus, banks are contextually not willing to invest or loan in the green technology or industry for profitability, because the high uncertainty （risk） exists and because Korean people have little concern on green financing, though they have recognized the necessity of green growth. Therefore, the reinforcement of government＇s role is suggested in this research. The public financial agencies are now very important in popularizing the green financing in Korea, and the most effective policy will be the credit guarantee for green technologies or companies provided by public agencies, as shown in the financing policy for the small and middle enterprises. Regarding public efforts, banks should try to perform green financing for both their own profitability and social benefit together with the step-by-step approach, according to the growth stage of green industry and green financing.展开更多
文摘人类已步入信息社会知识经济,谁掌握最充分的信息谁就会成为最终的赢家(The onewith the best information wins.),而金融领域的信息就蕴涵在过去繁浩复杂的数据案例中,但这些信息存在的形式是极其隐蔽的,把有用信息从大量数据案例中挖掘整理出来是非常艰巨的一项任务.“当你所拥有的工具只是一把锤子时,每件事都将看起来像一颗钉子.”LotfiZedeh的“锤子原则” 生动地阐明了技术工具的重要性.与现代金融理论同步发展起来的人工智能技术,同样也萌芽于本世纪初、起始于战后、繁荣于80年代,但二者却一直沿着两条完全并行的轨道,直到80年代当二者都处于大变革的环境时,它们才开始相互接触,但一俟接触就迅速融合,并以爆炸式地形成了金融技术发展的智能化趋势,金融终于找到了一把比经典数学分析更为得心应手的锤子.
文摘This research shows the current status and the future prospects of green financing in Korea. Green financing is currently on the initial stage in Korea, just like the green growth policy. Thus, banks are contextually not willing to invest or loan in the green technology or industry for profitability, because the high uncertainty （risk） exists and because Korean people have little concern on green financing, though they have recognized the necessity of green growth. Therefore, the reinforcement of government＇s role is suggested in this research. The public financial agencies are now very important in popularizing the green financing in Korea, and the most effective policy will be the credit guarantee for green technologies or companies provided by public agencies, as shown in the financing policy for the small and middle enterprises. Regarding public efforts, banks should try to perform green financing for both their own profitability and social benefit together with the step-by-step approach, according to the growth stage of green industry and green financing.
