The impact of credit risk transfer on financial stability

The development of credit risk transfer market disperse the credit risk of banks, at the same time, also give a threat to the whole financial system with instability. This paper from the influence factors of financial stability, explores how credit risk affecting the stability of financial system. Research found that the rating risk of credit risk transfer can cause default contagion in the financial markets.

金融科技信贷市场发展研究

金融科技属当下热词,被视为互联网金融的升级版。作为其创新方向之一的金融科技信贷在国内外也风生水起,我国则成为当今全球最大的金融科技信贷市场。本文基于全球视角,尝试对金融科技信贷进行深入研究,包括影响因素、当前市场状况、主要商业模式、发展前景评估、潜在的金融稳定影响、监管实践等,以期把握金融科技信贷的全球发展态势,为我国提供有益参考。