The main targets set for economic growth in the World Bank＇s 1990 report is to provide a permanent and sustainable poverty eradication strategies on the development. Used for this purpose today, the most effective st...The main targets set for economic growth in the World Bank＇s 1990 report is to provide a permanent and sustainable poverty eradication strategies on the development. Used for this purpose today, the most effective strategy comes at the beginning of micro-credit system. Microcredit, in particular in the area of the individuals, and its opportunities to increase the credit to the users of the production process and ensure active participation in the society starting from the women＇s economic initiatives, but it cannot be considered as a micro-economic factors in the economy to facilitate an effective financial mechanism. Many studies in the literature have revealed that women＇s contribution to family income of households in poverty has created an important support. In addition, micro-credit system encourages women to create their own jobs, as the GNP （Gross National Product） of the countries contribution to increase employment opportunities. There are opinions arguing that, making use of the contact with communities in the potential female workforce satisfactory for women to create job opportunities to gain income is able to provide initial capital to the existing banking system, because in many countries＇ negative socio-cultural conditions, competing with men is much difficult. Micro-credit system, in the respect of changing countries socio-cultural and socio-economic structures is an important contribution. Microfinance occurred in recent years by rapid developments in Turkey since 2000, progress has been very professional. Our work in the field of micro-finance started operations in 2002, the Evaluation of Women＇s Work Association of Business Economics and the Grameen Bank realized Maya model adapted for Waste Prevention Foundation of Turkey should apply micro-finance. Micro-finance practices in the world and Turkey also compared practices. Turkey＇s application of micro-finance in banks＇ credit policies that support marketing activities related to marketing and sales strategies was examined by size. Also, emerging areas in Turkey, especially in the south-east region, the application of micro-finance loans contributed to the development of this geographical area were assessed. Studies of marketing and financial aspects of micro-finance were examined, the economic dimension of these practices by the country＇s social, cultural, political development has also been found to contribute significantly.展开更多
In the field of education, there is a need for a financing system which is affordable, yet effective, as well as profitable, and is based on user participation. This need was the main reason the author has designed th...In the field of education, there is a need for a financing system which is affordable, yet effective, as well as profitable, and is based on user participation. This need was the main reason the author has designed the model named ＂Insured Education System Model---IESM＂. The IESM is based on the principle that expenditures incurred at each stage of educational attainment should not be burdened upon the person himself/herself. There should be insurance companies willing to cover the educational expenditures of the buyers. The suggested IESM model also creates an auto-control mechanism within the financing system through which insurance companies, educational institutions （buyers）, and households will gain benefits. Furthermore, the IESM will increase the quality of service within the overall educational system, and create employment, as well as eliminating the number of school drop outs. The system will bring a significant decrease in the cost of the service. This study presents the results of the analyses on the data collected by the author on the perception of the proposed Insured Education System Models through surveys conducted in selected schools in Istanbul. The survey is unique in a sense that for the first time in literature such a model is suggested and the perception of relevant stake holders are tested through a questionnaire of 42 questions. The results show that there is an approval rate of more than 50% regarding to the IESM. And the frequency analysis suggests that the IESM is an applicable model.展开更多
Data mining enables us to form forecasts and models regarding future by making use of past data. Any method which helps to discover data can be used as a data mining method. Enterprises gain important competitive adva...Data mining enables us to form forecasts and models regarding future by making use of past data. Any method which helps to discover data can be used as a data mining method. Enterprises gain important competitive advantage by data mining methods. Data mining is used in different fields. In finance field, it is a specially used in portfolio management, fraud detection, payment prediction, loan risk analysis, mortgage scoring, determining transaction manipulation, determining financial risk management, determining customer profile and foreign exchange market. It can be costly, risky and time consuming for enterprises to gain knowledge. Thus today enterprises use data mining as an innovative competitive mean. The aim of the study is to determine the importance of data mining in financial applications.展开更多
Tensions between Western and Islamic traditions are very fierce in evidence currently. Many see the two systems as irreconcilable and the conflict between the two as inevitable （Huntingdon ＆ Berger, 2002）. This pap...Tensions between Western and Islamic traditions are very fierce in evidence currently. Many see the two systems as irreconcilable and the conflict between the two as inevitable （Huntingdon ＆ Berger, 2002）. This paper argues if reconcilability between Islam and the West exists in the field of finance and if the two systems can co-evolve in a mutually productive way, then, the author can be optimistic about the ability of the two systems to co-exist. Clearly, they involve different attitudes, but this paper argues on the basis of significant compatibility issues that these are resolvable under the tradition of tolerance that has existed in Western and Islamic societies. The context chosen for this analysis is finance which is central to global capitalism and is an area in which key differences of principle and practice exist between Islam and the West.展开更多
About ST Electronics Headquartered in Singapore, ST Electronics has almost 40 years of experience providing electronics, communications and ICT (information communications technologies) solutions to governments and co...About ST Electronics Headquartered in Singapore, ST Electronics has almost 40 years of experience providing electronics, communications and ICT (information communications technologies) solutions to governments and commercial enterprises worldwide.展开更多
Hydrogen-Metal pure at thousand thousandth in ingots is a superconductive metal. The sole ＂additive＂ which is bounding to the molecules and to the atoms of Hydrogen is an ＂inert＂ gas which is a new isotope of H an...Hydrogen-Metal pure at thousand thousandth in ingots is a superconductive metal. The sole ＂additive＂ which is bounding to the molecules and to the atoms of Hydrogen is an ＂inert＂ gas which is a new isotope of H and which is as the property of holding them together without modifying their characteristics, which means that the forces of Van der Waals and especially the forces of repulsion annihilate themselves： The molecules do not move apart from each other when pressure is lowering. That is the secret of the production of Hydrogen-Metal stable at High Pressure-Low Pressure and High Temperature 6-Low Temperature. In 2007, at the ICENES 2007 conference, it was supposed to be officially announced the existence of the first two Hydrogen-Metal ingots, pure at thousand thousandth and stable at ambient temperature. If in a certain scientific club this reality was communicated but since the strategic importance of such a discovery in the military as well as the financial domain and considering also its civil application, according to my will, it was not officially publicized until November 2007 at the INCANSE 2007 conference in Bandung.展开更多
Dear Colleagues, It is my great pleasure to join you here in Osaka. Ten years after the 2008 international financial crisis, the global economy has again reached a crossroads. Protectionism and unilateralism are sprea...Dear Colleagues, It is my great pleasure to join you here in Osaka. Ten years after the 2008 international financial crisis, the global economy has again reached a crossroads. Protectionism and unilateralism are spreading, and trade and investment tensions are on the rise, bringing disruptions to the global industry landscape and financial stability. The world economy is confronting more risks and uncertainties, dampening the confidence of international investors.展开更多
The EU seems to have gotten used to facing crises one after another：terrorism at home,refugees from abroad,and global financial instability that cannot seem to go away.In the backdrop of woes brought from both inside...The EU seems to have gotten used to facing crises one after another：terrorism at home,refugees from abroad,and global financial instability that cannot seem to go away.In the backdrop of woes brought from both inside and out,the EU needs a cohesive force—and strong leaders—to deal with them.展开更多
文摘The main targets set for economic growth in the World Bank＇s 1990 report is to provide a permanent and sustainable poverty eradication strategies on the development. Used for this purpose today, the most effective strategy comes at the beginning of micro-credit system. Microcredit, in particular in the area of the individuals, and its opportunities to increase the credit to the users of the production process and ensure active participation in the society starting from the women＇s economic initiatives, but it cannot be considered as a micro-economic factors in the economy to facilitate an effective financial mechanism. Many studies in the literature have revealed that women＇s contribution to family income of households in poverty has created an important support. In addition, micro-credit system encourages women to create their own jobs, as the GNP （Gross National Product） of the countries contribution to increase employment opportunities. There are opinions arguing that, making use of the contact with communities in the potential female workforce satisfactory for women to create job opportunities to gain income is able to provide initial capital to the existing banking system, because in many countries＇ negative socio-cultural conditions, competing with men is much difficult. Micro-credit system, in the respect of changing countries socio-cultural and socio-economic structures is an important contribution. Microfinance occurred in recent years by rapid developments in Turkey since 2000, progress has been very professional. Our work in the field of micro-finance started operations in 2002, the Evaluation of Women＇s Work Association of Business Economics and the Grameen Bank realized Maya model adapted for Waste Prevention Foundation of Turkey should apply micro-finance. Micro-finance practices in the world and Turkey also compared practices. Turkey＇s application of micro-finance in banks＇ credit policies that support marketing activities related to marketing and sales strategies was examined by size. Also, emerging areas in Turkey, especially in the south-east region, the application of micro-finance loans contributed to the development of this geographical area were assessed. Studies of marketing and financial aspects of micro-finance were examined, the economic dimension of these practices by the country＇s social, cultural, political development has also been found to contribute significantly.
文摘In the field of education, there is a need for a financing system which is affordable, yet effective, as well as profitable, and is based on user participation. This need was the main reason the author has designed the model named ＂Insured Education System Model---IESM＂. The IESM is based on the principle that expenditures incurred at each stage of educational attainment should not be burdened upon the person himself/herself. There should be insurance companies willing to cover the educational expenditures of the buyers. The suggested IESM model also creates an auto-control mechanism within the financing system through which insurance companies, educational institutions （buyers）, and households will gain benefits. Furthermore, the IESM will increase the quality of service within the overall educational system, and create employment, as well as eliminating the number of school drop outs. The system will bring a significant decrease in the cost of the service. This study presents the results of the analyses on the data collected by the author on the perception of the proposed Insured Education System Models through surveys conducted in selected schools in Istanbul. The survey is unique in a sense that for the first time in literature such a model is suggested and the perception of relevant stake holders are tested through a questionnaire of 42 questions. The results show that there is an approval rate of more than 50% regarding to the IESM. And the frequency analysis suggests that the IESM is an applicable model.
文摘Data mining enables us to form forecasts and models regarding future by making use of past data. Any method which helps to discover data can be used as a data mining method. Enterprises gain important competitive advantage by data mining methods. Data mining is used in different fields. In finance field, it is a specially used in portfolio management, fraud detection, payment prediction, loan risk analysis, mortgage scoring, determining transaction manipulation, determining financial risk management, determining customer profile and foreign exchange market. It can be costly, risky and time consuming for enterprises to gain knowledge. Thus today enterprises use data mining as an innovative competitive mean. The aim of the study is to determine the importance of data mining in financial applications.
文摘Tensions between Western and Islamic traditions are very fierce in evidence currently. Many see the two systems as irreconcilable and the conflict between the two as inevitable （Huntingdon ＆ Berger, 2002）. This paper argues if reconcilability between Islam and the West exists in the field of finance and if the two systems can co-evolve in a mutually productive way, then, the author can be optimistic about the ability of the two systems to co-exist. Clearly, they involve different attitudes, but this paper argues on the basis of significant compatibility issues that these are resolvable under the tradition of tolerance that has existed in Western and Islamic societies. The context chosen for this analysis is finance which is central to global capitalism and is an area in which key differences of principle and practice exist between Islam and the West.
文摘About ST Electronics Headquartered in Singapore, ST Electronics has almost 40 years of experience providing electronics, communications and ICT (information communications technologies) solutions to governments and commercial enterprises worldwide.
文摘Hydrogen-Metal pure at thousand thousandth in ingots is a superconductive metal. The sole ＂additive＂ which is bounding to the molecules and to the atoms of Hydrogen is an ＂inert＂ gas which is a new isotope of H and which is as the property of holding them together without modifying their characteristics, which means that the forces of Van der Waals and especially the forces of repulsion annihilate themselves： The molecules do not move apart from each other when pressure is lowering. That is the secret of the production of Hydrogen-Metal stable at High Pressure-Low Pressure and High Temperature 6-Low Temperature. In 2007, at the ICENES 2007 conference, it was supposed to be officially announced the existence of the first two Hydrogen-Metal ingots, pure at thousand thousandth and stable at ambient temperature. If in a certain scientific club this reality was communicated but since the strategic importance of such a discovery in the military as well as the financial domain and considering also its civil application, according to my will, it was not officially publicized until November 2007 at the INCANSE 2007 conference in Bandung.
文摘Dear Colleagues, It is my great pleasure to join you here in Osaka. Ten years after the 2008 international financial crisis, the global economy has again reached a crossroads. Protectionism and unilateralism are spreading, and trade and investment tensions are on the rise, bringing disruptions to the global industry landscape and financial stability. The world economy is confronting more risks and uncertainties, dampening the confidence of international investors.
文摘The EU seems to have gotten used to facing crises one after another：terrorism at home,refugees from abroad,and global financial instability that cannot seem to go away.In the backdrop of woes brought from both inside and out,the EU needs a cohesive force—and strong leaders—to deal with them.
