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Personality Trait Detection via Transfer Learning
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作者 Bashar Alshouha Jesus Serrano-Guerrero +2 位作者 Francisco Chiclana Francisco P.Romero Jose A.Olivas 《Computers, Materials & Continua》 SCIE EI 2024年第2期1933-1956,共24页
Personality recognition plays a pivotal role when developing user-centric solutions such as recommender systems or decision support systems across various domains,including education,e-commerce,or human resources.Tra-... Personality recognition plays a pivotal role when developing user-centric solutions such as recommender systems or decision support systems across various domains,including education,e-commerce,or human resources.Tra-ditional machine learning techniques have been broadly employed for personality trait identification;nevertheless,the development of new technologies based on deep learning has led to new opportunities to improve their performance.This study focuses on the capabilities of pre-trained language models such as BERT,RoBERTa,ALBERT,ELECTRA,ERNIE,or XLNet,to deal with the task of personality recognition.These models are able to capture structural features from textual content and comprehend a multitude of language facets and complex features such as hierarchical relationships or long-term dependencies.This makes them suitable to classify multi-label personality traits from reviews while mitigating computational costs.The focus of this approach centers on developing an architecture based on different layers able to capture the semantic context and structural features from texts.Moreover,it is able to fine-tune the previous models using the MyPersonality dataset,which comprises 9,917 status updates contributed by 250 Facebook users.These status updates are categorized according to the well-known Big Five personality model,setting the stage for a comprehensive exploration of personality traits.To test the proposal,a set of experiments have been performed using different metrics such as the exact match ratio,hamming loss,zero-one-loss,precision,recall,F1-score,and weighted averages.The results reveal ERNIE is the top-performing model,achieving an exact match ratio of 72.32%,an accuracy rate of 87.17%,and 84.41%of F1-score.The findings demonstrate that the tested models substantially outperform other state-of-the-art studies,enhancing the accuracy by at least 3%and confirming them as powerful tools for personality recognition.These findings represent substantial advancements in personality recognition,making them appropriate for the development of user-centric applications. 展开更多
关键词 personality trait detection pre-trained language model big five model transfer learning
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Taxation Models and Improvement Proposals for Personal Income Tax in the Sharing Economy
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作者 Xinyao Ruan 《Proceedings of Business and Economic Studies》 2024年第3期220-226,共7页
As an innovative economic model,the sharing economy has seen rapid growth globally in recent years.It has not only brought a profound impact on traditional economies but also injected new vitality and momentum into th... As an innovative economic model,the sharing economy has seen rapid growth globally in recent years.It has not only brought a profound impact on traditional economies but also injected new vitality and momentum into the sustainable development of the social economy.However,for the sharing economy,the process of collecting personal income tax is facing several issues,such as the ambiguity of tax policies regarding personal income,challenges in identifying taxpayers,and difficulties in defining income.To achieve the fairness and efficiency of personal income tax collection in the sharing economy,this study proposes optimized regulatory mechanisms and conducts in-depth discussions on the adjustment of personal income tax policies,innovation in tax management technology,and improvement in the quality of personal income tax services. 展开更多
关键词 Sharing economy personal income tax Taxation models
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Model considering panic emotion and personality traits for crowd evacuation
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作者 孙华锴 陈长坤 《Chinese Physics B》 SCIE EI CAS CSCD 2023年第5期321-336,共16页
Panic is a common emotion when pedestrians are in danger during the actual evacuation, which can affect pedestrians a lot and may lead to fatalities as people are crushed or trampled. However, the systematic studies a... Panic is a common emotion when pedestrians are in danger during the actual evacuation, which can affect pedestrians a lot and may lead to fatalities as people are crushed or trampled. However, the systematic studies and quantitative analysis of evacuation panic, such as panic behaviors, panic evolution, and the stress responses of pedestrians with different personality traits to panic emotion are still rare. Here, combined with the theories of OCEAN(openness, conscientiousness,extroversion, agreeableness, neuroticism) model and SIS(susceptible, infected, susceptible) model, an extended cellular automata model is established by the floor field method in order to investigate the dynamics of panic emotion in the crowd and dynamics of pedestrians affected by emotion. In the model, pedestrians are divided into stable pedestrians and sensitive pedestrians according to their different personality traits in response to emotion, and their emotional state can be normal or panic. Besides, emotion contagion, emotion decay, and the influence of emotion on pedestrian movement decision-making are also considered. The simulation results show that evacuation efficiency will be reduced, for panic pedestrians may act maladaptive behaviors, thereby making the crowd more chaotic. The results further suggest that improving pedestrian psychological ability and raising the standard of management can effectively increase evacuation efficiency. And it is necessary to reduce the panic level of group as soon as possible at the beginning of evacuation. We hope this research could provide a new method to analyze crowd evacuation in panic situations. 展开更多
关键词 panic emotion CA-SIS model crowd evacuation personality trait
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Personality and Nomophobia: A Moderated Mediation Model of Self-Esteem and Non-Self-Determined Solitude
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作者 Yuxin Li Fengping Yan +2 位作者 Yixin Zhang Man Li Tour Liu 《International Journal of Mental Health Promotion》 2023年第6期767-781,共15页
Background:With the development of information technology,mobile phone has brought much convenience to people’s lives but also caused many negative consequences due to excessive use,such as mobile phone addiction and... Background:With the development of information technology,mobile phone has brought much convenience to people’s lives but also caused many negative consequences due to excessive use,such as mobile phone addiction and nomophobia.Previous studies have explored the relationship between the Big Five Personality and proble-matic mobile phone use(PMPU).However,they focus on mobile phone addiction.Although there is a correlation between nomophobia and mobile phone addiction,the psychological structure is different.Therefore,it is neces-sary to explore the relationship between personality and nomophobia and the underlying mechanism.This study aims to examine the relationship between Big Five Personality and nomophobia,then construct a moderated mediation model to explore the mediation effect of solitude between Big Five Personality and nomophobia,as well as the moderation effect of self-esteem.Method:Data from 678 college students(351 females,51.77%)were collected.Participants completed the Big Five Personality Inventory,Solitude Behavior Scale,Nomophobia Scale and Self-esteem Scale.Analyses were conducted via mediation and moderated mediation.Results:Structural equation models revealed that solitude mediated the relationship between neuroticism and nomophobia.The results showed that neuroticism positively predicted solitude,which in turn positively predicted nomophobia.Four types of solitude partially mediated the relationship between neuroticism and nomophobia.We also found that self-esteem moderated the association between neuroticism and non-self-determined solitude.It is note-worthy that high self-esteem cannot protect people from negative factors.However,because of its characteristics,it is easy to receive more social information,and people high in neuroticism are sensitive to negative social infor-mation.It may cause maladaptive behavior.Conclusion:Findings demonstrated a process through which neu-roticism relates to nomophobia and a context under which these relationships may have occurred. 展开更多
关键词 personality nomophobia SELF-ESTEEM SOLITUDE structural equation model
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MAIPFE:An Efficient Multimodal Approach Integrating Pre-Emptive Analysis,Personalized Feature Selection,and Explainable AI
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作者 Moshe Dayan Sirapangi S.Gopikrishnan 《Computers, Materials & Continua》 SCIE EI 2024年第5期2229-2251,共23页
Medical Internet of Things(IoT)devices are becoming more and more common in healthcare.This has created a huge need for advanced predictive health modeling strategies that can make good use of the growing amount of mu... Medical Internet of Things(IoT)devices are becoming more and more common in healthcare.This has created a huge need for advanced predictive health modeling strategies that can make good use of the growing amount of multimodal data to find potential health risks early and help individuals in a personalized way.Existing methods,while useful,have limitations in predictive accuracy,delay,personalization,and user interpretability,requiring a more comprehensive and efficient approach to harness modern medical IoT devices.MAIPFE is a multimodal approach integrating pre-emptive analysis,personalized feature selection,and explainable AI for real-time health monitoring and disease detection.By using AI for early disease detection,personalized health recommendations,and transparency,healthcare will be transformed.The Multimodal Approach Integrating Pre-emptive Analysis,Personalized Feature Selection,and Explainable AI(MAIPFE)framework,which combines Firefly Optimizer,Recurrent Neural Network(RNN),Fuzzy C Means(FCM),and Explainable AI,improves disease detection precision over existing methods.Comprehensive metrics show the model’s superiority in real-time health analysis.The proposed framework outperformed existing models by 8.3%in disease detection classification precision,8.5%in accuracy,5.5%in recall,2.9%in specificity,4.5%in AUC(Area Under the Curve),and 4.9%in delay reduction.Disease prediction precision increased by 4.5%,accuracy by 3.9%,recall by 2.5%,specificity by 3.5%,AUC by 1.9%,and delay levels decreased by 9.4%.MAIPFE can revolutionize healthcare with preemptive analysis,personalized health insights,and actionable recommendations.The research shows that this innovative approach improves patient outcomes and healthcare efficiency in the real world. 展开更多
关键词 Predictive health modeling Medical Internet of Things explainable artificial intelligence personalized feature selection preemptive analysis
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Perspectives and Experiences of Education Stakeholders: A Quantitative Study on the Adoption of Artificial Intelligence in Executive Training Using Structural Equation Modeling
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作者 El Mostafa Atoubi Rachid Jahidi 《Intelligent Information Management》 2024年第2期104-120,共17页
The recent increase in the use of artificial intelligence has led to fundamental changes in the development of training and teaching methods for executive education. However, the success of artificial intelligence in ... The recent increase in the use of artificial intelligence has led to fundamental changes in the development of training and teaching methods for executive education. However, the success of artificial intelligence in regional centers for teaching and training professions will depend on the acceptance of this technology by young executive trainees. This article discusses the potential benefits of adopting AI in executive training institutions in Morocco, specifically focusing on CRMEF Casablanca Settat. Based on the Unified Theory of Acceptance and Use of Technology (UTAUT) (Venkatesh et al., 2003), this study proposes a model to identify the factors influencing the acceptance of artificial intelligence in regional centers for teaching professions and training in Morocco. To achieve this, a structural equation modeling approach was used to quantitatively describe the impact of each factor on AI adoption, utilizing data collected from 173 young executive trainees. The results indicate that perceived ease of use, perceived usefulness, trainer influence, and personal innovativeness influence the intention to use artificial intelligence. Our research provides managers of CRMEFs with a set of practical recommendations to enhance the implementation conditions of an artificial intelligence system. It aims to understand which factors should be considered in designing an artificial intelligence system within regional centers for teaching professions and training (CRMEFs). 展开更多
关键词 Artificial Intelligence Technology Acceptance Intention to Use UTAUT model personal Innovativeness of Young Executive Trainees
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Characteristic Changes Defined via Comparison of the Big-Five Personalities in Japanese University Freshmen from Years 2000 to 2016
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作者 Kayo Shichiri Akira Tachibana +4 位作者 Hiroko Abe Takuro Kunizuka Yuri Yoshida Chikako Tomiyama Mayumi Watanabe 《Health》 2017年第10期1348-1354,共7页
Introduction: With the arrival of the 21st century, drastic worldwide changes to natural, economic and social events have occurred. These include the Great East Japan Earthquake, and the global financial crisis. Furth... Introduction: With the arrival of the 21st century, drastic worldwide changes to natural, economic and social events have occurred. These include the Great East Japan Earthquake, and the global financial crisis. Furthermore, Japan experienced the introduction of a specific education system. In this study, we traced and compared the psychological characters of university freshmen for 16 years (years 2000-2016) using Big-Five personalities inventory (Japanese version). Methods: A total of 1189 physically and mentally healthy university freshmen participated in this study. They were divided into four groups according to the year they entered university. They completed a self-filled questionnaire, Big-Five personalities inventory, which consists of Extraversion, Agreeableness, Neuroticism, Conscientiousness and Openness. Result and Discussion: Compared with the year 2008, Extraversion nominally increased in 2012, however, it statistically significantly decreased in 2016. Agreeableness notably decreased from 2000 to 2008, then showed an increase in 2012. Compared to 2000, Neuroticism was statistically significantly lower in 2008 and 2016. Such statistically significant differences were not observed in the other two personalities. The personalities of university freshmen have changed in the last 16 years, which may be been caused by drastic changes. However, further research (e.g., larger-scale studies or studies including other university students) is required to support the current findings. 展开更多
关键词 Characteristic Changes big-five personalities UNIVERSITY FRESHMEN Natural/Social/Economic Circumstances JAPANESE UNIVERSITY Students
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A Novel Recommendation Service Method Based on Cloud Model and User Personality
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作者 Jing Yao Zhigang Hu +1 位作者 Hua Ma Bingting Jiang 《国际计算机前沿大会会议论文集》 2017年第1期45-47,共3页
The number of Internet Web services has become increasingly large recently.Cloud services consumers face a critical challenge in selecting services from abundant candidates.Due to the uncertainty of Web service QoS an... The number of Internet Web services has become increasingly large recently.Cloud services consumers face a critical challenge in selecting services from abundant candidates.Due to the uncertainty of Web service QoS and the diversity of user characteristics,this paper proposes a Web service recommendation method based on cloud model and user personality(WSRCP),which employs cloud model similarity method to analyze the similarity of QoS feedback data among different users,to identify the user with high similarity to the potential user.Based on the QoS data of the users’feedback,Finally,user characteristic attribute Web service recommendation is implemented by personalized collaborative filtering algorithm.The experimental results on the WS-Dream dataset show that our approach not only solves the drawbacks of the sparse user service,but also improves the recommend accuracy. 展开更多
关键词 CLOUD model personality CLOUD SIMILARITY algorithm SERVICES RECOMMENDATION
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Vocational School Students With Five-Factor Model of Personality Determination of Personality Profile
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作者 Misirdali Yangil Fulya Bas Metin Firin Sevcan 《Economics World》 2016年第6期293-301,共9页
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Path analysis of relationship among personality, perceived stress, coping, social support, and psychological outcomes 被引量:5
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作者 Hamidreza Roohafza Awat Feizi +4 位作者 Hamid Afshar Mina Mazaheri Omid Behnamfar Ammar Hassanzadeh-Keshteli Peyman Adibi 《World Journal of Psychiatry》 SCIE 2016年第2期248-256,共9页
AIM: To provide a structural model of the relationship between personality traits, perceived stress, coping strategies, social support, and psychological outcomes in the general population.METHODS: This is a cross sec... AIM: To provide a structural model of the relationship between personality traits, perceived stress, coping strategies, social support, and psychological outcomes in the general population.METHODS: This is a cross sectional study in which the study group was selected using multistage cluster and convenience sampling among a population of 4 million. For data collection, a total of 4763 individuals were asked to complete a questionnaire on demographics, personality traits, life events, coping with stress, social support, and psychological outcomes such as anxiety and depression. To evaluate the comprehensive relation-ship between the variables, a path model was fitted.RESULTS: The standard electronic modules showed that personality traits and perceived stress are important determinants of psychological outcomes. Social support and coping strategies were demonstrated to reduce the increasing cumulative positive effects of neuroticism and perceived stress on the psychological outcomes and enhance the protective effect of extraversion through decreasing the positive effect of perceived stress on the psychological outcomes. CONCLUSION: Personal resources play an important role in reduction and prevention of anxiety and depression. In order to improve the psychological health, it is necessary to train and reinforce the adaptive coping strategies and social support, and thus, to moderate negative personality traits. 展开更多
关键词 Structural EQUATIONS model personality TRAITS Stressful life events Social support COPING strategies DEPRESSION and ANXIETY
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Research on the User Interest Modeling of Personalized Search Engine 被引量:2
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作者 LI Zhengwei XIA Shixiong NIU Qiang XIA Zhanguo 《Wuhan University Journal of Natural Sciences》 CAS 2007年第5期893-896,共4页
At present, how to enable Search Engine to construct user personal interest model initially, master user's personalized information timely and provide personalized services accurately have become the hotspot in the r... At present, how to enable Search Engine to construct user personal interest model initially, master user's personalized information timely and provide personalized services accurately have become the hotspot in the research of Search Engine area. Aiming at the problems of user model's construction and combining techniques of manual customization modeling and automatic analytical modeling, a User Interest Model (UIM) is proposed in the paper. On the basis of it, the corresponding establishment and update algorithms of User lnterest Profile (UIP) are presented subsequently. Simulation tests proved that the UIM proposed and corresponding algorithms could enhance the retrieval precision effectively and have superior adaptability. 展开更多
关键词 personALIZATION Search Engine User Interest model intellectual agent
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Personality Traits and Facebook Use: The Combined/Interactive Effect of Extraversion, Neuroticism and Conscientiousness 被引量:1
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作者 Louise La Sala Jason Skues Sharon Grant 《Social Networking》 2014年第5期211-219,共9页
This study examined the influence of Big Five personality traits on Facebook usage and examined the interactions of traits in this context based on Torgersen’s (1995) typological approach. The effect of self-esteem, ... This study examined the influence of Big Five personality traits on Facebook usage and examined the interactions of traits in this context based on Torgersen’s (1995) typological approach. The effect of self-esteem, narcissism, loneliness, shyness and boredom proneness on Facebook usage was also investigated. The sample included both student (N = 190) and (N = 184) non-student samples. Narcissism was the strongest predictor of time spent on Facebook per day for both students and non-students. Narcissism was also the strongest predictor of number of daily logins for non-students, however, agreeableness was the strongest predictor of logins for students. Extraversion was the strongest predictor of number of Facebook friends for both students and non- students, however the interaction of Extraversion and Neuroticism was also a predictor of Facebook friends for students, and the interaction of Extraversion and Conscientiousness for non-students. Future research should consider the combined effect of personality traits on overall Facebook use. 展开更多
关键词 FACEBOOK personality Five Factor model Psychological Characteristics NARCISSISM BOREDOM Proneness
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Personality Traits and Cognitive Determinants——An Empirical Investigation of the Use of Smartphone Security Measures 被引量:6
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作者 Jorg Uffen Nico Kaemmerer Michael H.Breitner 《Journal of Information Security》 2013年第4期203-212,共10页
In the last years, increasing smartphones’ capabilities have caused a paradigm shift in the way of users’ view and using mobile devices. Although researchers have started to focus on behavioral models to explain and... In the last years, increasing smartphones’ capabilities have caused a paradigm shift in the way of users’ view and using mobile devices. Although researchers have started to focus on behavioral models to explain and predict human behavior, there is limited empirical research about the influence of smartphone users’ individual differences on the usage of security measures. The aim of this study is to examine the influence of individual differences on cognitive determinants of behavioral intention to use security measures. Individual differences are measured by the Five-Factor Model;cognitive determinants of behavioral intention are adapted from the validated behavioral models theory of planned behavior and technology acceptance model. An explorative, quantitative survey of 435 smartphone users is served as data basis. The results suggest that multiple facets of smartphone user’s personalities significantly affect the cognitive determinants, which indicate the behavioral intention to use security measures. From these findings, practical and theoretical implications for companies, organizations, and researchers are derived and discussed. 展开更多
关键词 SECURITY Measures personality TRAITS BEHAVIORAL models Mobile SECURITY Smartphones
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The Tragedy of Unbalanced Personality——The Common Personality Psychological Reasons of the Destruction of Emily and Usher
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作者 胡星 《海外英语》 2014年第16期223-224,共2页
A Rose for Emily is the masterpiece of William Faulkner, who is regarded as the founder of Southern literature. The Fall of the House of Usher is one of the most popular short stories written by the great American wri... A Rose for Emily is the masterpiece of William Faulkner, who is regarded as the founder of Southern literature. The Fall of the House of Usher is one of the most popular short stories written by the great American writer Edgar Allan Poe. They have common ends that the main characters of the two novels—Emily and Usher are all destruction of their unbalanced personality.This thesis will set a new point from a branch view of psychology—personality psychology to analyze the two characters Emily and Usher, how they change from pathological personality to abnormal personality, and finally destruct from flesh to soul. The deep meaning is to announce the human inner world will distract by the outside world. 展开更多
关键词 TRIPARTITE structural model unbalanced personality
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Using DEMATEL for Contextual Learner Modeling in Personalized and Ubiquitous Learning
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作者 Saurabh Pal Pijush Kanti Dutta Pramanik +3 位作者 Musleh Alsulami Anand Nayyar Mohammad Zarour Prasenjit Choudhury 《Computers, Materials & Continua》 SCIE EI 2021年第12期3981-4001,共21页
With the popularity of e-learning,personalization and ubiquity have become important aspects of online learning.To make learning more personalized and ubiquitous,we propose a learner model for a query-based personaliz... With the popularity of e-learning,personalization and ubiquity have become important aspects of online learning.To make learning more personalized and ubiquitous,we propose a learner model for a query-based personalized learning recommendation system.Several contextual attributes characterize a learner,but considering all of them is costly for a ubiquitous learning system.In this paper,a set of optimal intrinsic and extrinsic contexts of a learner are identified for learner modeling.A total of 208 students are surveyed.DEMATEL(Decision Making Trial and Evaluation Laboratory)technique is used to establish the validity and importance of the identified contexts and find the interdependency among them.The acquiring methods of these contexts are also defined.On the basis of these contexts,the learner model is designed.A layered architecture is presented for interfacing the learner model with a query-based personalized learning recommendation system.In a ubiquitous learning scenario,the necessary adaptive decisions are identified to make a personalized recommendation to a learner. 展开更多
关键词 personalized e-learning DEMATEL learner model ONTOLOGY learner context personalized recommendation adaptive decisions
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Study on the Recommended Model Based on Personal Information System
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作者 Xiaoyu Dai 《Journal of Computer and Communications》 2018年第10期40-51,共12页
This paper classifies the scenario elements which affect the real-time information needs of mobile commerce users, and proposes a nomination model that integrates the user’s personalized context elements. In this mod... This paper classifies the scenario elements which affect the real-time information needs of mobile commerce users, and proposes a nomination model that integrates the user’s personalized context elements. In this model, the top K scenarios that have the greatest impact on each user’s instant information demands are calculated from the user’s current scenario and historical data, thereby constructing a user personalized situation and improving it as an input condition that existing scenario-based multi-dimensional information recommendation algorithm is used for project nomination. Result/Conclusion: The improved algorithm and other three algorithms were compared by Movie lens and MBook Crossing dataset. The experimental results show that the model has higher prediction accuracy and can effectively improve user satisfaction and more effectively and solve personalized nomination issues in a mobile commerce environment. 展开更多
关键词 personALIZED model MODERN E-COMMERCE model Investigation
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Establishment of Person and Enterprise Process Model in Product Data Management System
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作者 Ming-lun Fang Jun-bo Mao Tao Yu 《Advances in Manufacturing》 2000年第3期239-242,共4页
Before the implementation of product data management (PDM) system, person model and enterprise process model (EPM) must be firstly established. For the convenience of project management, all the related users must be ... Before the implementation of product data management (PDM) system, person model and enterprise process model (EPM) must be firstly established. For the convenience of project management, all the related users must be allocated to the “Person User Role Group” net. Based on the person model and the direction of information flow, the EPM is established subsequently. The EPM consists of several release levels, in which the access controls are defined. The EPM procedure shows the blueprint of the workflow process structure. The establishment of person model and EPM in an enterprise has been instanced at the end of this paper. 展开更多
关键词 product data management(PDM) person model enterprise process model
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Personalized Privacy Protecting Model in Mobile Social Network
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作者 Pingshui Wang Zecheng Wang +1 位作者 Tao Chen Qinjuan Ma 《Computers, Materials & Continua》 SCIE EI 2019年第5期533-546,共14页
With the rapid development of the new generation of information technology,the analysis of mobile social network big data is getting deeper and deeper.At the same time,the risk of privacy disclosure in social network ... With the rapid development of the new generation of information technology,the analysis of mobile social network big data is getting deeper and deeper.At the same time,the risk of privacy disclosure in social network is also very obvious.In this paper,we summarize the main access control model in mobile social network,analyze their contribution and point out their disadvantages.On this basis,a practical privacy policy is defined through authorization model supporting personalized privacy preferences.Experiments have been conducted on synthetic data sets.The result shows that the proposed privacy protecting model could improve the security of the mobile social network while keeping high execution efficiency. 展开更多
关键词 Mobile social network privacy policy personalized privacy preference modelS
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Research on the Influencing Factors of Personal Credit Based on a Risk Management Model in the Background of Big Data
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作者 Ximing Lv Jianbao Li +2 位作者 Shunkai Zhang Yi Li Chun Wang 《Journal of Applied Mathematics and Physics》 2017年第3期722-733,共12页
Between states, between enterprises and enterprises, between people, it can be stated that credit is full of every corner of our lives. But the current lack of social credit is fundamental. Credit risk is particularly... Between states, between enterprises and enterprises, between people, it can be stated that credit is full of every corner of our lives. But the current lack of social credit is fundamental. Credit risk is particularly prominent. In the extensive data generation today, the information on personal credit statistics is very large, but still lack the data system processing and screening. Through the information retrieval of 200 credit information reports, this paper constructs the evaluation system of personal credit by using the basic information of the individual. The basic information of these individuals has great convenience in information collection and information statistics, and this basic information covers all aspects that are likely to result in the breach of contract. Through the use of single factor analysis and logistic model to solve the index system, you can not only find the impact of individual indicators on the degree of personal credit, but also see the overall impact of indicators on the degree of credit, that is, the weight of the indicators. Finally, four different credit ratings are divided by assigning the indicators to the scores. Credit rating can clearly measure the respective credit situation. Through the classification of these levels, measuring the credit line when a person in the individual credit operation, at the same time, it can provide reference and proval to administrative departments, which is benefit for managing credit risks. It has a substantial meaning and value in use. The solution to the rating system cannot only be applied to individuals, but also to the enterprises, with a wide range of versatility. 展开更多
关键词 personAL CREDIT Information Retrieval Single Factor Analysis LOGISTIC Regression model DIVISION of CREDIT RATING
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Personality Traits and Shame to Entrepreneurship
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作者 Elifas Gongalves Junior 《Journal of Sociology Study》 2016年第12期766-774,共9页
The failure of the parent's company has psychological, social, and economic repercussions for the children of theseentrepreneurs. Research has identified that the personality traits of conscientiousness and neurotici... The failure of the parent's company has psychological, social, and economic repercussions for the children of theseentrepreneurs. Research has identified that the personality traits of conscientiousness and neuroticism are the majorinfluencers of the shame of parental failure among personality traits. The dimensions of openness, extraversion, andagreeableness were not significant. The research is quantitative and cross-sectional. The sample is non-probabilistic andconvenient, consisting of literate people from five continents and 33 countries, with a greater predominance of responsesfrom Brazil and Portugal. Data collection on-line was carried out by average social workers, allied to 19 institutions of highereducation. The metric used is called the five dimensions of personality--short version. A multiple linear regression wasperformed to assess the intensity of the five dimensions of personality. Conscientiousness and neuroticism were significantpredictors of shame. The results are important to help characterize the children of entrepreneurs who have failed and fill agap in the literature on entrepreneurship. 展开更多
关键词 Shame entrepreneurship failure personality big-five
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