Credit reporting industry of China can＇t satisfy the demand of quick economicdevelopment. Considering the condition and requirement for development of credit reporting, this paper firstly discusses preliminary proble...Credit reporting industry of China can＇t satisfy the demand of quick economicdevelopment. Considering the condition and requirement for development of credit reporting, this paper firstly discusses preliminary problems related to credit reporting, such as law and regulation, credit information sharing and industry management. Then we study the problems of how to carry out the development of credit reporting system, including which credit reporting pattern, private or public credit reporting, to be adopted, roles of government, etc. At the end of the paper, some relative suggestions about credit legislation, establishment and development of credit system are presented.展开更多
A large number of big-data credit reporting institutions are surfacing in China as consumer fnance, online lending and other emerging sectors grow larger.However,China must address six key problems before it can estab...A large number of big-data credit reporting institutions are surfacing in China as consumer fnance, online lending and other emerging sectors grow larger.However,China must address six key problems before it can establish a diversified and multi-layered credit reporting system.First,展开更多
基金This paper is supported by National Natural Science Foundation of China （No.70372011）.
文摘Credit reporting industry of China can＇t satisfy the demand of quick economicdevelopment. Considering the condition and requirement for development of credit reporting, this paper firstly discusses preliminary problems related to credit reporting, such as law and regulation, credit information sharing and industry management. Then we study the problems of how to carry out the development of credit reporting system, including which credit reporting pattern, private or public credit reporting, to be adopted, roles of government, etc. At the end of the paper, some relative suggestions about credit legislation, establishment and development of credit system are presented.
文摘A large number of big-data credit reporting institutions are surfacing in China as consumer fnance, online lending and other emerging sectors grow larger.However,China must address six key problems before it can establish a diversified and multi-layered credit reporting system.First,
