The Plights and Countermeasures in the Implementation of Distinctive Agriculture Insurance of Hebei Province

The feasibility of implementing distinctive agriculture insurance in Hebei Province is analyzed from the following aspects covering the support of policies and laws;agricultural products and brands with Hebei distinct;the rich experience of insurance companies;farmers' strong awareness on insurance and farmers' great demand on agricultural insurance.The plights faced by distinctive agricultural insurance are pointed out.It includes weak awareness of farmers on buying insurance;low enthusiasm of insurance company;poor support from the government and backward laws and regulations and so on.The countermeasures on developing distinctive agricultural insurance are put forward.The countermeasures on improving farmers' awareness on buying insurance;innovating the insurance products and services;increasing the support from the government;perfecting the legislation on agricultural insurance should be adopted to develop agricultural insurance.

河北省特色农业保险实施中的困难与对策

分析了河北省开展特色农业保险的可行性:有政策与法律的支持;已经形成了具有河北特色的农业产品和品牌;保险公司积累了开展农业保险的经验;农户的保险意识显著提高;农业保险需求旺盛。指出了开办特色农业保险面临的困难:目前河北省特色农业保险存在着农民投保意识薄弱、保险公司积极性不高、政府扶持力度小以及法律法规滞后等一系列问题。河北省应采取提高农民保险意识、创新保险产品和服务、加大政府支持力度、健全农业保险立法等措施发展特色农业保险。