As many kinds of shops boostedin China in 1995,domestic andoverseas manufacturers anddistributors of all kinds of moneycollectors witnessed a good marketin China.In 1995,the sales volumeof money collectors was 30,000,...As many kinds of shops boostedin China in 1995,domestic andoverseas manufacturers anddistributors of all kinds of moneycollectors witnessed a good marketin China.In 1995,the sales volumeof money collectors was 30,000,anannual growth rate of 30 percent.The money collectors that canmanage money and key commoditymanagement account for two fifthsof total sales volume,the moneycollectors that can manage moneyand single commodity managementwith multifunctions andtelecommunication capacity of ECRPOS and the POS of PC-BASErespectively,for one third.展开更多
This study investigates how financial literacy and behavioral traits affect the adoption of electronic payment(ePayment)services in Japan.We construct a financial literacy index using a representative sample of 25,000...This study investigates how financial literacy and behavioral traits affect the adoption of electronic payment(ePayment)services in Japan.We construct a financial literacy index using a representative sample of 25,000 individuals from the Bank of Japan’s 2019 Financial Literacy Survey.We then analyze the relationship between this index and the extensive and intensive usage of two types of payment services:electronic money(e-money)and mobile payment apps.Using an instrumental variable approach,we find that higher financial literacy is positively associated with a higher likelihood of adopting ePayment services.The empirical results suggest that individuals with higher financial literacy use payment services more frequently.We also find that risk-averse people are less likely to adopt and use ePayment services,whereas people with herd behavior tend to adopt and use ePayment services more.Our empirical results also suggest that the effects of financial literacy on the adoption and use of ePayment differ among people with different behavioral traits.展开更多
This article examines current issues of regulation of economical relations in the lnternet environment. Complexities, created by global and virtual features of the Internet economy, are characterize＆ Problems associa...This article examines current issues of regulation of economical relations in the lnternet environment. Complexities, created by global and virtual features of the Internet economy, are characterize＆ Problems associated with the implementation of the tax and customs policy, regulation of e-money circulation, virtual labor, intellectual property rights protection and consumer rights, as well as personal information are analyzed. Specifics of economic crimes and problems of their control in a virtual environment are commented. Also, the ways to address these problems are indicated.展开更多
文摘As many kinds of shops boostedin China in 1995,domestic andoverseas manufacturers anddistributors of all kinds of moneycollectors witnessed a good marketin China.In 1995,the sales volumeof money collectors was 30,000,anannual growth rate of 30 percent.The money collectors that canmanage money and key commoditymanagement account for two fifthsof total sales volume,the moneycollectors that can manage moneyand single commodity managementwith multifunctions andtelecommunication capacity of ECRPOS and the POS of PC-BASErespectively,for one third.
基金National Foundation for Science and Technology Development(No.502.01-2020.308).
文摘This study investigates how financial literacy and behavioral traits affect the adoption of electronic payment(ePayment)services in Japan.We construct a financial literacy index using a representative sample of 25,000 individuals from the Bank of Japan’s 2019 Financial Literacy Survey.We then analyze the relationship between this index and the extensive and intensive usage of two types of payment services:electronic money(e-money)and mobile payment apps.Using an instrumental variable approach,we find that higher financial literacy is positively associated with a higher likelihood of adopting ePayment services.The empirical results suggest that individuals with higher financial literacy use payment services more frequently.We also find that risk-averse people are less likely to adopt and use ePayment services,whereas people with herd behavior tend to adopt and use ePayment services more.Our empirical results also suggest that the effects of financial literacy on the adoption and use of ePayment differ among people with different behavioral traits.
文摘This article examines current issues of regulation of economical relations in the lnternet environment. Complexities, created by global and virtual features of the Internet economy, are characterize＆ Problems associated with the implementation of the tax and customs policy, regulation of e-money circulation, virtual labor, intellectual property rights protection and consumer rights, as well as personal information are analyzed. Specifics of economic crimes and problems of their control in a virtual environment are commented. Also, the ways to address these problems are indicated.
