电商系网络银行的金融生态问题探析

我国电子商务公司已经积累了大量互联网金融的沉淀资本,一旦网络银行获准试点,其很有可能率先起跑。本文从分析此类电商系网络银行一旦成立,其在开户、资金来源、资金供给方面与第三方支付平台、传统商业银行间形成的独特"脸谱关系"入手,研究电商系网络银行所处的生态环境,即参与各方间的竞争合作关系,以及可能产生的风险。在此基础上,从宏、微观两个方面提出防范该类风险、促进电商系网络银行健康发展的政策建议。

The Use of Social Networks in Curbing HIV in Higher Education Institutions: A Case Study of the University of Zambia

The AIDS epidemic has affected every aspect of Zambian society and is recognized as the greatest public health challenge of the past 30 years. Nevertheless, education can generate hope in the face of the epidemic using different methods, including social networks. This article investigates the positive and negative impacts of social networks on the spread of HIV at the University of Zambia (UNZA). The research study included survey-based oral interviews with 280 UNZA students. During the course of the study, we realized that efforts have been and are being put in place at UNZA to use online social networks to spread news about HIV and AIDS and how to stop its transmission. Findings showed that most participants felt that social networks hastened the spread of the virus among social media users. Despite social networks having a few positive effects, the results of our study indicate that the negative effects far outweigh the positive effects.

依恋关系模式与社交网站的使用

随着社交网站的发展,越来越多的研究探索其发展所带来的变化。本文将回顾国外探索依恋关系模式与社交网站使用关系的研究,以了解依恋关系模式对社交网站使用的影响,并指出未来的研究可针对中国国内社交网站使用实际情况,探究婴儿与主要照顾者之间的依恋模式与成人依恋模式对社交网站使用的影响。