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Study of the Factors Influencing Entrepreneurial Farmers' Formal Financial Credit Demand and Credit Constraints in Sichuan and Chongqing 被引量:2
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作者 Yingliang ZHANG Jianfeng ZHANG Guangying LIU 《Asian Agricultural Research》 2015年第1期30-38 43,43,共10页
Based on a survey of 939 farmers in Sichuan and Chongqing,this paper analyzes the influencing factors of entrepreneurial farmers' formal financial credit demands and credit constraints with Probit model. It is fou... Based on a survey of 939 farmers in Sichuan and Chongqing,this paper analyzes the influencing factors of entrepreneurial farmers' formal financial credit demands and credit constraints with Probit model. It is found that entrepreneurial farmers have strong demand for formal financial credit,which is mainly production investment demand,but the formal financial credit constraint is obvious. Family size,cognition of loan procedures and conditions have a positive effect on entrepreneurial farmers' formal financial demand,while family per capita income,the distance between family location and the nearest formal financial organization,have negative influence. The relationship between householder'age and entrepreneurial farmers' successful formal loan presents inverted U shape,and educational level presents a negative correlation with successful loan. Compared with the traditional scale agricultural business,farmers engaged in other entrepreneurial businesses would get loan from formal financial institutions more difficultly. Understanding level of the loan procedures and conditions has a positive effect on successful loan. Compared with entrepreneurial farmers without employment,employed farmers are more likely to get loans. Statistically,householder' age and educational level,entrepreneurial business choices do not have significant effect on entrepreneurial households' formal financial credit demands. Family size,family per capital income,the distance between family location and the nearest formal financial organization,and the size of loan do not have significant influence on entrepreneurial households' successful loan. To get rid of formal financial credit constraints,we must implement the incremental reform of financial institutions,promote the formal finance of the villages and towns which can adapt to the farmers' financial demand,and create a good financial environment. Meanwhile,it is necessary to give impetus to innovation of financial management,products and services,reduce credit threshold,and adapt to the characteristics and demands of entrepreneurial households. 展开更多
关键词 ENTREPRENEURIAL farmers FORMAL FINANCIAL credit DE
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Characterization of Small-Scale Farmers and Assessment of Their Access to Crop Production Information in Selected Counties of Kenya
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作者 Anastasia Mumbi Wahome John B. K. Kiema +1 位作者 Galcano C. Mulaku Isaac Mukoko 《Agricultural Sciences》 2024年第5期565-589,共25页
Small-scale farming accounts for 78% of total agricultural production in Kenya and contributes to 23.5% of the country’s GDP. Their crop production activities are mostly rainfed subsistence with any surplus being sol... Small-scale farming accounts for 78% of total agricultural production in Kenya and contributes to 23.5% of the country’s GDP. Their crop production activities are mostly rainfed subsistence with any surplus being sold to bring in some income. Timely decisions on farm practices such as farm preparation and planting are critical determinants of the seasonal outcomes. In Kenya, most small-scale farmers have no reliable source of information that would help them make timely and accurate decisions. County governments have extension officers who are mandated with giving farmers advisory services to farmers but they are not able to reach most farmers due to facilitation constraints. The mode and format of sharing information is also critical since it’s important to ensure that it’s timely, well-understood and usable. This study sought to assess access to geospatial derived and other crop production information by farmers in four selected counties of Kenya. Specific objectives were to determine the profile of small-scale farmers in terms of age, education and farm size;to determine the type of information that is made available to them by County and Sub-County extension officers including the format and mode of provision;and to determine if the information provided was useful in terms of accuracy, timeliness and adequacy. The results indicated that over 80% of the farmers were over 35 years of age and over 56% were male. Majority had attained primary education (34%) or secondary education (29%) and most farmers in all the counties grew maize (71%). Notably, fellow farmers were a source of information (71%) with the frequency of sharing information being mostly seasonal (37%) and when information was available (43%). Over 66% of interviewed farmers indicating that they faced challenges while using provided information. The results from the study are insightful and helpful in determining effective ways of providing farmers with useful information to ensure maximum benefits. 展开更多
关键词 Small Scale farmers farmers Crop Production Information Services Geospatial Information Information Access
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Dual carbon goal and agriculture in China:Exploring key factors influencing farmers’behavior in adopting low carbon technologies
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作者 Jinpeng Zou Lulin Shen +2 位作者 Fang Wang Hong Tang Ziyang Zhou 《Journal of Integrative Agriculture》 SCIE CAS CSCD 2024年第9期3215-3233,共19页
Identifying the factors influencing farmers’adoption of low-carbon technologies(FA)and understanding their impacts are essential for shaping effective agricultural policies amied at emission reduction and carbon sequ... Identifying the factors influencing farmers’adoption of low-carbon technologies(FA)and understanding their impacts are essential for shaping effective agricultural policies amied at emission reduction and carbon sequestration in China.This study employs a meta-analysis of 122 empirical studies,delves into 23 driving factors affecting FA and addresses the inconsistencies present in the existing literature.We systematically examine the effect size,source of heterogeneity,and time-accumulation effect of the driving factors on FA.We find that significant heterogeneity in the factors influencing FA,except for farming experience,sources of heterogeneity from the survey zone,methodology model,technological attributes,report source,financial support,and the sampling year.Additionally,age,farming experience,and adoption cost negatively correlate with FA.In contrast,educational level,health status,technical training,economic and welfare cognition,land contract,soil quality,terrain,information accessibility,demonstration,government promotion,government regulation,government support,agricultural cooperatives member,peer effect,and agricultural income ratio demonstrate a positive correlation.Especially,demonstration and age show a particularly strong correlation.Finally,the effect of demonstration,age,economic and welfare cognition,farming experience,land contract,soil quality,information accessibility,government promotion,and support,as well as agricultural cooperative membership and peer effects on FA,are generally stable but exhibit varying degrees of attenuation over time.The effect of village cadre,family income,farm scale,gender,health status,technical training,and off-farm work on FA show notable temporal shifts and maintain a weak correlation with FA.This study contributes to shaping China’s current low-carbon agriculture policies across various regions.It encourages policymakers to comprehensively consider the stability of key factors,other potential factors,technological attributes,rural socio-economic context,and their interrelations. 展开更多
关键词 farmers influencing factors low-carbon technology adoption META-ANALYSIS
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Cholinesterase Activity as an Indicator of Health Risks among Kou Valley Farmers
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作者 Thiombiano Cherileila Hien S. Aristide +5 位作者 Koevi Nadège Bayili Bazoma Ouattara Abdoulaye Traore Patrice Traore T. Isidore Hien Herve 《Journal of Biosciences and Medicines》 2024年第7期71-86,共16页
Introduction: Pesticides are currently an essential component of agricultural production techniques for controlling pests and weeds. In Burkina Faso, non-compliance with good practice in the use of pesticides poses a ... Introduction: Pesticides are currently an essential component of agricultural production techniques for controlling pests and weeds. In Burkina Faso, non-compliance with good practice in the use of pesticides poses a real health problem for the population. This study examines the health risks associated with pesticide management in rice-growing areas. Material and Methods: A field survey was conducted in Bama, involving farmers, focusing on their socio-demographic characteristics, pesticide usage, and health effects. Cholinesterase levels were measured in subsample of farmers using a portable device. Data were analysed using Microsoft Excel, calculating means and percentages for various practices. Health consultations, protection methods, and pesticide management were studied. Erythrocyte acetylcholinesterase activity was compared before and after treatment. Data were categorised into classes based on inhibition levels, and correlation analyses determined relationships between variables such as age, years of experience, and cholinesterase activity. Results: The results indicate that rice cultivation is mainly carried out by a fairly young population, with nearly 63% being under the age of 50. Common poor practices in pesticide use include improper storage and reuse of leftover pesticides. Seven types of pesticides were identified, including organophosphates such as glyphosate, which was used in 26.7% of cases. This organophosphate has resulted in class B poisoning, causing a 30% - 50% reduction in erythrocyte cholinesterase activity. The health effects of pesticide use are felt by agricultural farmers through various symptoms of poisoning. Conclusion: To reduce the occurrence of pesticide poisoning, it is essential to launch information and awareness campaigns among the population and farmers to promote safe practices in pesticide use in Bama, Burkina Faso. 展开更多
关键词 PESTICIDES ENVIRONMENTAL Sanitary Risk ACETYLCHOLINESTERASE farmers Bama Burkina Faso
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Local Criteria Used by Farmers to Evaluate the Agronomic Performance and the Fertilizing Capacity of Cowpea Varieties: Diversity, Variability and Proximal Relation with Agronomic Measurements in Contrasted Sahelian Locations
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作者 Nouhou Salifou Jangorzo Abdoul-Aziz Saïdou +2 位作者 Abou-Soufianou Sadda Abdoulaye Moussa Mamoudou Hassane Bil-Assanou Issoufou 《Agricultural Sciences》 2024年第1期114-131,共18页
When contributing to participatory research, farmers usually appreciate the performance of cowpea varieties using qualitative scores. The score they attribute to each variety are based on local knowledge. The specific... When contributing to participatory research, farmers usually appreciate the performance of cowpea varieties using qualitative scores. The score they attribute to each variety are based on local knowledge. The specific criteria they individually use to attribute a score are not well described. The objectives of this work were to: 1) identify and describe exhaustively the local criteria used by farmers to measure the agronomic performance of cowpea;2) assess the variability and statistical structure of these farmer criteria across local contexts;3) and analyze the association between these farmer criteria and the classical agronomic measurement. To achieve these objectives, an augmented block design was implemented across fifteen locations in the regions of Maradi, Dosso and Tillabéri, representing a diversity of local contexts. From a set of 36 cowpea varieties, fifteen varieties were sown per location, including five varieties (controls) common to all locations. In each location, two replicates were sown in randomized Fisher’s blocks. After agronomic measurement and participatory evaluation (scoring of varieties by farmers), a group survey (focus group) was conducted in each location to identify the criteria considered by farmers to found their discretional scoring of varieties during the participatory evaluation. The analysis of the data identified, across locations, thirteen criteria defined by farmers to characterize the agronomic performance of cowpea. Some of these criteria were different according to location. Farmers ranked the three varieties with the best performance for each agronomical trait (Top 3 varieties). A comparison of the farmer ranking with the ranking based on agronomic measurements revealed similarity and complementary between both methods. This study highlighted the importance of considering both local and scientific knowledge in local varietal evaluations. 展开更多
关键词 Agronomic Performance Participatory Research COWPEA farmers Criteria
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Navigating Market Choices: Understanding Carrot Market Outlet Selection among Smallholder Farmers in Kenya
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作者 Hillary Kiprotich Ngeno Ngenoh Evans +1 位作者 Oscar Ayuya Ingasia Hillary K. Bett 《Agricultural Sciences》 2024年第6期676-703,共28页
This research delves into the hurdles and strategies aimed at augmenting the market involvement of smallholder carrot farmers in Nakuru County, Kenya. Employing a Multinomial Logit (MNL) model, it scrutinizes the fact... This research delves into the hurdles and strategies aimed at augmenting the market involvement of smallholder carrot farmers in Nakuru County, Kenya. Employing a Multinomial Logit (MNL) model, it scrutinizes the factors influencing the selection of marketing outlets among carrot farmers. The findings unveil that a significant majority (81%) of surveyed farmers actively participate in diverse market outlets, encompassing the farm gate, cleaning point, local market, external market, and export market. Notably, pivotal buyers include aggregators, brokers, wholesalers, retailers, and consumers, with transactions predominantly occurring at the farm level. Additionally, the analysis discerns substantial influences of socio-economic characteristics, experiential factors, and geographical proximity on farmers’ choices of market outlets. Specifically, gender, age, land size, farming experience, and distance to markets emerge as critical determinants. Moreover, the study delves into the examination of market margins along the carrot value chain, shedding light on the potential profitability of carrot farming in the region. Remarkably, higher average gross margins are identified in export and external markets, signaling lucrative prospects for farmers targeting these segments. However, disparities in profit distribution between farmers and traders underscore the necessity for interventions to ensure equitable value distribution throughout the value chain. These findings underscore the imperative for tailored interventions to tackle challenges and foster inclusive agricultural development. Strategies such as farmer organizations, contracting, and vertical integration are advocated to enhance market access and profitability for smallholder carrot farmers. Thus, this study enriches our comprehension of the dynamics within carrot value chains and provides valuable insights for policymakers and development practitioners aiming to uplift rural livelihoods and bolster food security. 展开更多
关键词 Market Outlet Selection Smallholder farmers Multinomial Logit Model Determinants Carrot Value Chain
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Climatic and non-climatic factors driving the livelihood vulnerability of smallholder farmers in Ahafo Ano North District,Ghana
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作者 Frank BAFFOUR-ATA Louisa BOAKYE +7 位作者 Moses Tilatob GADO Ellen BOAKYE-YIADOM Sylvia Cecilia MENSAH Senyo Michael KWAKU KUMFO Kofi Prempeh OSEI OWUSU Emmanuel CARR Emmanuel DZIKUNU Patrick DAVIES 《Regional Sustainability》 2024年第3期24-39,共16页
Smallholder farmers in Ahafo Ano North District,Ghana,face multiple climatic and non-climatic issues.This study assessed the factors contributing to the livelihood vulnerability of smallholder farmers in this district... Smallholder farmers in Ahafo Ano North District,Ghana,face multiple climatic and non-climatic issues.This study assessed the factors contributing to the livelihood vulnerability of smallholder farmers in this district by household surveys with 200 respondents and focus group discussions(FGDs)with 10 respondents.The Mann–Kendall trend test was used to assess mean annual rainfall and temperature trends from 2002 to 2022.The relative importance index(RII)value was used to rank the climatic and non-climatic factors perceived by respondents.The socioeconomic characteristics affecting smallholder farmers’perceptions of climatic and non-climatic factors were evaluated by the binary logistic regression model.Results showed that mean annual rainfall decreased(P>0.05)but mean annual temperature significantly increased(P<0.05)from 2002 to 2022 in the district.The key climatic factors perceived by smallholder farmers were extreme heat or increasing temperature(RII=0.498),erratic rainfall(RII=0.485),and increased windstorms(RII=0.475).The critical non-climatic factors were high cost of farm inputs(RII=0.485),high cost of healthcare(RII=0.435),and poor condition of roads to farms(RII=0.415).Smallholder farmers’perceptions of climatic and non-climatic factors were significantly affected by their socioeconomic characteristics(P<0.05).This study concluded that these factors negatively impact the livelihoods and well-being of smallholder farmers and socioeconomic characteristics influence their perceptions of these factors.Therefore,to enhance the resilience of smallholder farmers to climate change,it is necessary to adopt a comprehensive and context-specific approach that accounts for climatic and non-climatic factors. 展开更多
关键词 Smallholder farmers LIVELIHOOD VULNERABILITY Climate change SOCIOECONOMIC characteristics Food security Ghana
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Researching the Impact of the Quality of Village Governance on Farmers’Well-Being:From the Perspectives of Income and Occupational Differentiation
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作者 Chen Qiulin Peng Ziwei Fu Gang 《Contemporary Social Sciences》 2024年第4期17-40,共24页
The goal of village governance is to improve the well-being of farmers,so this study aims to measure the impact the quality of village governance on the well-being of farmers.It also examines the heterogeneity of this... The goal of village governance is to improve the well-being of farmers,so this study aims to measure the impact the quality of village governance on the well-being of farmers.It also examines the heterogeneity of this impact across different farmer groups from the perspectives of income levels and occupational differentiation.To this end,this study developed an indicator system based on survey data collected from 1,442 farmers in the Sichuan,Shaanxi,and Gansu provinces,as well as the Ningxia Hui autonomous region.Multiple linear regression models were then used to analyze this data,and the findings revealed that improvements in the quality of village governance significantly increased the well-being of farmers.Specifically,primary-level empowerment and capacity building were shown to contribute the most to the enhancement of the farmers’well-being,followed by social inclusion,and social cohesion was found to have only a minimal effect.In terms of income levels,improving the quality of village governance benefited middle-income farmers the most,followed by low-income farmers,and it had the least effect on high-income farmers.In terms of occupations,full-time farmers gained the most from improvements in the quality of village governance,followed by off-farm farmers,with part-time farmers benefiting the least.Based on these findings,this study suggests that policymakers should improve the quality of village governance to enhance the well-being of farmers,focusing on the impact that level of income and occupational differentiation have on village governance. 展开更多
关键词 quality of village governance farmers’well-being DIFFERENTIATION
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Cattle Production and Lumpy Skin Disease of Smallholder Farmers in Svay Rieng Province
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作者 Kimeang Chay Tola Ka +2 位作者 Sokun Khoeun Chann Bun Kouch Theng 《Journal of Environmental Science and Engineering(B)》 2024年第1期39-46,共8页
The cattle production in Romeas Haek district,Svay Rieng province,was developed remarkably,since there were some households raising cattle in large number,more than 20 heads.The grazing method of cattle was tethering ... The cattle production in Romeas Haek district,Svay Rieng province,was developed remarkably,since there were some households raising cattle in large number,more than 20 heads.The grazing method of cattle was tethering and free grassing in the commune grass,since the natural grass and rice straw were the main source of cattle feed,however some of them supplemented their cattle with crop-byproducts,planting grass or concentrated feed.For the majority,BCS(Body Condition Scoring)of the cattle in those areas was 3 accounting for 52%-73.33%,but it was found the thin cattle has low BCS of 2 accounting for 11.11%to 40.00%and also fat cattle has BCS of 4 up to 27.78%.However,the average BCS varied with village which ranged from 2.68 to 3.17,but is not different in term of commune and sex of cattle.Besides facing with shortage of feed,the experience with diseases was also another concern,since 85.71%to 95.83%of the households faced this problem last year.Among the clinical signs found,lumpy skin was 100%,i.e.no one escaped from this problem,thus making them aware of vaccinating their cattle against some diseases such as FMD(Foot and Mouth Disease),HS(Hemorrhagic Septicemia)and LSD(Lumpy Skin Disease),but mostly vaccination was used against FMD.Because the LSD has occurred in these areas since 2020,then the seroprevalence was found in high positive up to 72.62%by Enzyme-Linked Immunosorbent Assay(ELISA)test.This positive rate was also varying by villages,ranging from 53.3%to 94.44%.But there was no association between positive cattle with commune,BCS,sex and age of cattle.In conclusion,the cattle production in Romeas Haek district,Svay Rieng province had developed markedly,however the shortage of feed and disease occurrence are the main challenges for farmer cattle producers,especially LSD outbreak last year.However,most of the farmers have been aware of the benefit of vaccination and had vaccinated their cattle against those main disease,such as FMD,HS and LSD. 展开更多
关键词 Cattle production lumpy skin smallholder farmers seroprevalance
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Farmers’ Knowledge and Awareness towards the Use of Agrochemicals in Vegetable Cultivation, Fako Cameroon
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作者 Amungwa Ivan Tabikam Veronica Ebot Manga +3 位作者 Godswill Azinwie Asongwe Elmer Kanjo Ekinzog Mantah Marian Ngwatezeh Victorine Neh Akenji 《Journal of Geoscience and Environment Protection》 2024年第9期215-229,共15页
Agrochemicals are contemporary, omnipresent tool used in vegetable cultivation. Farmers’ knowledge and awareness of the proper usage of agrochemicals are critical for mitigating the negative effects on human health. ... Agrochemicals are contemporary, omnipresent tool used in vegetable cultivation. Farmers’ knowledge and awareness of the proper usage of agrochemicals are critical for mitigating the negative effects on human health. This cross-sectional study was aimed at assessing the usage knowledge, risk awareness of toxicological and chemical classes, proper handling and use practices for agrochemicals homologated for use in vegetable farming, and the occurrence of health-related symptoms as a result of exposure among these farmers. The study included 93 vegetable growers from agricultural hotspot towns in Fako, southwest Cameroon. The field study, ran from November 2021 to December 2023, using a questionnaire to collect information on farmers demographic, and their knowledge of pesticide classes, and the related risk of associated with the handling of agrochemicals. Results show that all vegetable farmers, particularly those engaged in agribusiness, employ pesticide inputs to maximize production. Six pesticides, two fertilizer types, and one unknown substance were identified. While 23 active compounds were found, the most utilized were abamectin, emamectin (10.46%), dimethoate (9.30%,) and ethoprophos (8.13%). Two active chemicals, dimethoate and methalaxyl, are illegal yet remain in circulation. Toxicological classes I and II, with the greatest harmful effect on human health, were the most commonly utilized (64.27%). Thirty-nine percent of farmers never use personal protection equipment when working with agrochemicals, demonstrating a significant gap in knowledge and awareness of agrochemicals and their various applications and handling procedures in the field. The government should implement an intensive specialized educational program for on-field farmers with incentives in order to promote sustainable agriculture methods that ensure environmental and human safety. 展开更多
关键词 farmers Knowledge Agrochemical Risk Awareness Vegetable Cultivation Agrochemical Use Practices Health Risk
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Analysis on Risk Prevention Mechanism for Farmers' Default in Small Amount Credit
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作者 ZHANG Jiao-jiao School of Economics and Management, Nanyang Normal University, Nanyang 473061, China 《Asian Agricultural Research》 2011年第12期65-68,共4页
Through analysis, it is believed that major reasons for default risks in operation of small amount credit include low management level and vacancy of normative system, vacancy of risk sharing mechanism, rating distort... Through analysis, it is believed that major reasons for default risks in operation of small amount credit include low management level and vacancy of normative system, vacancy of risk sharing mechanism, rating distortion due to imperfect credit investigation system, and uncertainty of borrower's credit. On the basis of these, static and dynamic models are established to analyze the prevention mechanism for default risk in small amount credit. It is concluded that we must establish a restriction mechanism during operation of small amount credit as long as three values increase, namely, N (potential loss of bad credit record due to farmers' default), Q (probability of successful recovery by small amount credit institution), and S (cost of small amount credit institution punishing farmers after successful recovery). Finally, following countermeasures and suggestions are put forward: perfect laws and regulations and credit reward and punishment mechanism for risk management of small amount credit; bring into play proper function of loan officer in small amount credit practice; widely promote rural "Group Credit Union" system. 展开更多
关键词 farmers DEFAULT RISK SMALL AMOUNT credit Compariso
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AHP Analysis of the Factors Influencing Credit for Temporarily Poor Farmers: Based on the Survey of Rongchang County of Chongqing Municipality
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作者 Ji ZHOU Binrui ZHOU 《Asian Agricultural Research》 2014年第11期34-39,共6页
From the perspective of the influence on credit for farmers,this paper takes the temporarily poor farmers in Rongchang County of Chongqing Municipality as the respondents,and employs the expert survey method and on-si... From the perspective of the influence on credit for farmers,this paper takes the temporarily poor farmers in Rongchang County of Chongqing Municipality as the respondents,and employs the expert survey method and on-site analysis to analyze the reasons and put forward three hypotheses. Using the AHP model,we carry out the empirical analysis of three major hypotheses concerning the credit for farmers. The study demonstrates that the state's unclear definition of property rights of farmers and farmers' lack of collateral are the primary factor influencing the credit for farmers,followed by insufficient targeted financial and technical support for the farmers who are engaged in the agricultural sector affected by the nature; farmers do not really get the assistance for them to use the natural resources to develop the rural economy,so that the banks complicate the loan procedures and increase the requirements of loans for farmers in order to ensure the capital liquidity and safety,thus further deepening the plight of credit for farmers. 展开更多
关键词 Temporarily POOR farmers credit constraints Influe
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Problems in Development of Micro-credit Loans to Farmers in China and Countermeasures
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作者 Lu TAN 《Asian Agricultural Research》 2014年第5期5-7,10,共4页
There are problems of inadequate natural endowment and weak stamina in the development of micro-credit loans to farmers in China. Specifically,existing problems include narrow profit space,serious non-agricultural tre... There are problems of inadequate natural endowment and weak stamina in the development of micro-credit loans to farmers in China. Specifically,existing problems include narrow profit space,serious non-agricultural trend of funds,high dependence on government support,short life cycle,and constantly increasing operating risks. These problems are related to endogenous drawback in design,defect in operating procedure,lagging in relevant policies and measures,and vacancy in risk compensation mechanism. 展开更多
关键词 MICRO-credit LOAN to farmers Risk compensation MEC
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Agricultural Credit Sources and Determinants of Credit Acquisition by Farmers in Idemili Local Government Area of Anambra State
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作者 John Chinasa Ijioma Charles Kelechi Osondu 《Journal of Agricultural Science and Technology(B)》 2015年第1期34-43,共10页
The study is focused on agricultural credit sources and determinants of credit acquisition by farmers in ldemili local government area of Anambra State, Nigeria with specific objectives to: describe socio-economic ch... The study is focused on agricultural credit sources and determinants of credit acquisition by farmers in ldemili local government area of Anambra State, Nigeria with specific objectives to: describe socio-economic characteristics of rural farmers; identify sources of agricultural credit available to rural farmers; determine socio-economic factors that influence agricultural credit acquisition of farmers; ascertain reasons for any credit misappropriation and identify problems that constrain farmers from agricultural credit acquisition. Ninety farmers were randomly selected by multi stage random sampling technique. Semi-structured questionnaire was used to elicit data for the study. Descriptive statistics and multiple regression model were used in achieving the objectives. Results indicated that 74.44% of respondents were males with a mean age of 45 years. Majority (76.67%) were married with large house hold sizes. Majority (93.33%) received different level of education, with sources of credit from friends/relatives (30.00%), cooperative societies (43.33%), money lenders (14.44%), and cumulatively from formal sources ((12.22%). The result of the multiple regression analysis revealed age, household size, membership of cooperative societies, marital status, education level, farm size and amount of loan repaid at varied signs and levels as significant predictors of amount of agricultural credit acquired by farmers. The most common reason given among the respondents (55.89%) of those who misappropriated acquired agricultural credit, was meeting nonfood needs of the household. The farmers encountered problems of high interest rate (78.89%), lack of collateral (75.56%), long distance from source of credit (50.00%), poor harvest (37.78%), moratorium (33.33%) and delay in loan approval/disbursement (44.44%) as constraints to acquire credit. The study recommends that the state government should pass policies aimed at providing free educative seminars to all illiterate farmers to teach them possible ways and methods of acquiring credit. To ensure mass attendance to such seminars, little incentives should be given to farmer participants. 展开更多
关键词 credit ACQUISITION MISAPPROPRIATION formal credit informal credit.
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Enhancing Access to Bank Credit for Small-Scale Farmers in Kisumu and Kiambu Districts, Kenya Through Public-Private Partnership Initiative
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作者 Charles M. Rambo 《Chinese Business Review》 2012年第11期946-969,共24页
In Kenya, small-scale fanning has immense potential in poverty reduction. The growth of farming activities requires sustainable access to affordable credit to boost and sustain production. This study is initiated to i... In Kenya, small-scale fanning has immense potential in poverty reduction. The growth of farming activities requires sustainable access to affordable credit to boost and sustain production. This study is initiated to investigate factors influencing access to bank credit by small-scale farmers in Kisumu and Kiambu Districts, Kenya. It is necessitated by lack of a comprehensive study documenting the effectiveness of the partnership initiative in improving access to credit for small-scale farmers. The study seeks to address the following concerns: what factors influence access to bank credit by small-scale farmers under the initiative? Are small-scale farmers in various parts of the country accessing bank credit equally? Through which sources do farmers get to know about credit products provided through the initiative? Primary data was collected from 144 farmers in Kiambu and 127 farmers in Kisumu, sampled using systematic random procedure. The cross-sectional survey design was applied to guide the research process. Quantitative analysis generated cross-tabulations with chi-square and binary logistic regression. The study found that out of 144 credit applicants in Kiambu about 56.3% were successful, while in Kisumu only 37.8% were successful. Access to bank credit was significantly associated with farmers' gender, education level, income level, farm size, and farming experience. Besides, women were 1.3 times less likely to access bank credit than men. In terms of regional variation, a Kiambu farmer was 2.7 times more likely to obtain bank credit than a Kisumu farmer. The initiative is an innovative approach for enhancing access to bank credit; however, its potential has not been fully exploited. The study recommends the need: to inform farmers about credit products to clear misconceptions and myths associated with bank credit; develop innovative financing packages for small-scale farmers that are also gender-sensitive; and to initiate a training program targeting farmers with appropriate information. 展开更多
关键词 access to bank credit small-scale farming public-private partnership commercial banks government credit request
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Grain Crop Fertilization Status and Factors Influencing Farmers' Decision Making on Fertilizer Use: China Case Study 被引量:5
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作者 闫湘 金继运 梁鸣早 《Agricultural Science & Technology》 CAS 2016年第10期2394-2398,2440,共6页
[Objective] China is the world's largest fertilizer consumer. Fertilizer plays an important role in maintaining China's food security. Along with population and economic growth, overuse of fertilizers has caused ser... [Objective] China is the world's largest fertilizer consumer. Fertilizer plays an important role in maintaining China's food security. Along with population and economic growth, overuse of fertilizers has caused serious environmental problems, such as soil acidification, decline in soil organic carbon, and agricultural non-point source pollution. This study aimed to analyze the factors influencing farmers" decision making on fertilizer use, and provide policy recommendations on ways to affect fertilization. [Method] An econometric model reflecting fertilization of rural households was estimated from a survey distributed to 1 043 households randomly selected from 19 provinces in China. [Result] Results of the study showed that education years of fertilizer decision maker, fertilizer quality, organic fertilizer application, fertilizer price, and agricultural product price had significant effects on the fertilizer application rate at 1% level. Soil nutrient affected the fertilizer application rate at 10% level. [Conclusion] Policies aimed at improving the reasonable use of fertilizer should focus on the regulation of chemical fertilizer price, foundation of the organic-inorganic fertilizer system, soil testing, formulated fertilization, and agricultural extension service. 展开更多
关键词 farmers Fertilizer application rate Influencing factors Double logarith- mic model
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Influential Factors on Economic Benefit of Rice Farmers 被引量:2
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作者 齐振宏 綦校海 +1 位作者 王磊 陈庆根 《Agricultural Science & Technology》 CAS 2012年第2期460-467,共8页
[Objective] This study was to provide references for the improvement of agricultural economic benefit by analyzing the main factors on influencing the economic benefit of rice farmer. [Method] Field survey was carried... [Objective] This study was to provide references for the improvement of agricultural economic benefit by analyzing the main factors on influencing the economic benefit of rice farmer. [Method] Field survey was carried out on 300 rice farmers in Suizhou, Wuxue and Xiaogan of Hubei Province. Through the descriptive statistics to the production input and output data of the sample farmers, the econometric model was established to conduct empirical test on the economic benefit of rice farmer and the influential factors. The optimal production scale for rice farmer was also estimated, and through the theoretical and empirical analysis of the optimal production scale, countermeasures were put forward with the aim to promote economic benefit of rice farmer. [Result] The application of fertilizer affected the economic benefit most, followed by the planting area; food policy, farming population and average economic income per capita had significant effects on the economic benefit of rice production; economic benefit was beneficial for cost control. [Conclusion] This study had great practical and instructive significance for stabilizing national food production, ensuring regional and national food safety. 展开更多
关键词 Economic benefit Rice farmers Influential factor Optimal planting scale
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A Note on the Reasons of High Level of Agricultural Fertilization of Farmers 被引量:2
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作者 朱伟方 单建明 《Agricultural Science & Technology》 CAS 2011年第10期1556-1560,共5页
[Objective] The reason of the high level of agricultural fertilization was studied from economics angle.[Method] Farmers fertilization input model was developed.The time series data from 1990 to 2004 in Jiangsu Provin... [Objective] The reason of the high level of agricultural fertilization was studied from economics angle.[Method] Farmers fertilization input model was developed.The time series data from 1990 to 2004 in Jiangsu Province was applied for analysis.[Result] The fertilizer price,labor price and agricultural products price can explain 93% of the changes of farmers' fertilization level.The influence of farmers' education level was insignificant.The dysfunction of the agricultural technology promotion system had certain influence on farmers' fertilizing behavior.[Conclusion] The high level of fertilization was partially because of shortage of scientific fertilizing technology and more importantly was the substitution effect caused by the rising in wages of labor in relative to price of chemical fertilizations and the derivation effect caused by the increase in the prices of agricultural products. 展开更多
关键词 Level of fertilization Economically rational farmers
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Farmers' Willingness on Organic Fertilizer Application Based on Logit Model and Influencing Factors——A case of Shandong Province 被引量:1
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作者 刘梅 杜丽丽 张晓 《Agricultural Science & Technology》 CAS 2010年第2期146-149,共4页
[Objective] The matter of chemical fertilizer being overused but organic fertilizer being deficiently used causes environment pollution and soil fertility degradation and holds back agricultural sustainable developmen... [Objective] The matter of chemical fertilizer being overused but organic fertilizer being deficiently used causes environment pollution and soil fertility degradation and holds back agricultural sustainable development in China at present.[Method] A survey of 200 farmers selected from Shandong province was conducted in 2008 to identify the factors influencing farmers willingness to use organic fertilizer.[Result] Logit model results showed that the proportion of non-farm income in total income,awareness of... 展开更多
关键词 farmer Organic fertilizer Logit model
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Creation of "Regional Characteristic" in Planning and Design of Farmers' Residential Area at the South of Lower Reaches of the Yangtze River 被引量:1
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作者 洪杰 《Journal of Landscape Research》 2011年第4期25-28,共4页
After analysis of location feature of the south of lower reaches of Yangtze River and its construction of urban and rural integration,the paper pointed out harmonious combination between natural and artificial factors... After analysis of location feature of the south of lower reaches of Yangtze River and its construction of urban and rural integration,the paper pointed out harmonious combination between natural and artificial factors had been neglected in planning and design of farmers' residential area at the south of lower reaches of Yangtze River,"regional characteristic" losing,residential area in the form of "city community" and buildings in European style.In view of these problems,relevant planning and design thoughts and methods had been proposed as to how to create "regional characteristic" from the perspective of planning,architecture and landscape design.It discussed with emphasis the importance of construction base type and combination of environment with residential area construction;inspirations and design methods obtained from traditional architectures;and the content of landscape overall planning and specific design.It was hoped to enlighten designers to shoulder social and historical responsibility,make exploration unremittingly,and construct beautiful homelands for people. 展开更多
关键词 The south of lower reaches of YANGTZE River farmer’s RESIDENTIAL area Regional CHARACTERISTIC Planning and design
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