Based on a survey of 939 farmers in Sichuan and Chongqing,this paper analyzes the influencing factors of entrepreneurial farmers' formal financial credit demands and credit constraints with Probit model. It is fou...Based on a survey of 939 farmers in Sichuan and Chongqing,this paper analyzes the influencing factors of entrepreneurial farmers' formal financial credit demands and credit constraints with Probit model. It is found that entrepreneurial farmers have strong demand for formal financial credit,which is mainly production investment demand,but the formal financial credit constraint is obvious. Family size,cognition of loan procedures and conditions have a positive effect on entrepreneurial farmers' formal financial demand,while family per capita income,the distance between family location and the nearest formal financial organization,have negative influence. The relationship between householder'age and entrepreneurial farmers' successful formal loan presents inverted U shape,and educational level presents a negative correlation with successful loan. Compared with the traditional scale agricultural business,farmers engaged in other entrepreneurial businesses would get loan from formal financial institutions more difficultly. Understanding level of the loan procedures and conditions has a positive effect on successful loan. Compared with entrepreneurial farmers without employment,employed farmers are more likely to get loans. Statistically,householder' age and educational level,entrepreneurial business choices do not have significant effect on entrepreneurial households' formal financial credit demands. Family size,family per capital income,the distance between family location and the nearest formal financial organization,and the size of loan do not have significant influence on entrepreneurial households' successful loan. To get rid of formal financial credit constraints,we must implement the incremental reform of financial institutions,promote the formal finance of the villages and towns which can adapt to the farmers' financial demand,and create a good financial environment. Meanwhile,it is necessary to give impetus to innovation of financial management,products and services,reduce credit threshold,and adapt to the characteristics and demands of entrepreneurial households.展开更多
As the vocational colleges shoulder the responsibilities of personnel training, scientific research and the social services, the agricultural vocational colleges, undertake the responsibilities of supporting "thr...As the vocational colleges shoulder the responsibilities of personnel training, scientific research and the social services, the agricultural vocational colleges, undertake the responsibilities of supporting "three agriculture" and speeding up the new countryside construction. Therefore, agricultural vocational colleges shall take the responsibility of providing the employment training to returned migrant workers is the obligation of agricultural vocational colleges and they are bound to be the camp for providing entrepreneurship training to returned farmers. Relying on its own characteristics and research strengths, the Jiangsu Animal Husbandry & Veterinary College has conducted rewarding research and practices on carrying out entrepreneurship training for farmers.展开更多
基金Supported by the National Social Science Foundation in 2010(10AGL007)Humanities and Social Sciences Cultivation Project of Southwest University in2012(12XDSK002)+1 种基金Fundamental Research Funds for the Central Universities in 2013(SWU1309315)Fundamental Research Funds for the Central Universities in 2009(SWU0909629)
文摘Based on a survey of 939 farmers in Sichuan and Chongqing,this paper analyzes the influencing factors of entrepreneurial farmers' formal financial credit demands and credit constraints with Probit model. It is found that entrepreneurial farmers have strong demand for formal financial credit,which is mainly production investment demand,but the formal financial credit constraint is obvious. Family size,cognition of loan procedures and conditions have a positive effect on entrepreneurial farmers' formal financial demand,while family per capita income,the distance between family location and the nearest formal financial organization,have negative influence. The relationship between householder'age and entrepreneurial farmers' successful formal loan presents inverted U shape,and educational level presents a negative correlation with successful loan. Compared with the traditional scale agricultural business,farmers engaged in other entrepreneurial businesses would get loan from formal financial institutions more difficultly. Understanding level of the loan procedures and conditions has a positive effect on successful loan. Compared with entrepreneurial farmers without employment,employed farmers are more likely to get loans. Statistically,householder' age and educational level,entrepreneurial business choices do not have significant effect on entrepreneurial households' formal financial credit demands. Family size,family per capital income,the distance between family location and the nearest formal financial organization,and the size of loan do not have significant influence on entrepreneurial households' successful loan. To get rid of formal financial credit constraints,we must implement the incremental reform of financial institutions,promote the formal finance of the villages and towns which can adapt to the farmers' financial demand,and create a good financial environment. Meanwhile,it is necessary to give impetus to innovation of financial management,products and services,reduce credit threshold,and adapt to the characteristics and demands of entrepreneurial households.
基金Supported by Jiangsu Society of Technical and Vocational Education & Research Subject for National Agricultural Vocational Education during the Twelfth Five-year Plan Period
文摘As the vocational colleges shoulder the responsibilities of personnel training, scientific research and the social services, the agricultural vocational colleges, undertake the responsibilities of supporting "three agriculture" and speeding up the new countryside construction. Therefore, agricultural vocational colleges shall take the responsibility of providing the employment training to returned migrant workers is the obligation of agricultural vocational colleges and they are bound to be the camp for providing entrepreneurship training to returned farmers. Relying on its own characteristics and research strengths, the Jiangsu Animal Husbandry & Veterinary College has conducted rewarding research and practices on carrying out entrepreneurship training for farmers.
