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Understanding Credit Risk in Internet Consumer Finance:An Empirical Analysis with a Focus on the Young Generation
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作者 Xiaodan Wang 《Proceedings of Business and Economic Studies》 2023年第6期81-91,共11页
In recent years,internet finance has garnered increasing attention from the public.Online lending,emerging within the framework of Internet finance as a pivotal component,has witnessed substantial growth.While online ... In recent years,internet finance has garnered increasing attention from the public.Online lending,emerging within the framework of Internet finance as a pivotal component,has witnessed substantial growth.While online credit,within the realm of Internet finance,presents numerous advantages over traditional lending,it concurrently exposes a plethora of credit risk issues.This study aims to facilitate the effective utilization of online credit tools by the young generation within the context of Internet finance.Additionally,it seeks to ensure the overall stability of the Internet finance environment and mitigate risks for the youth.Given the significance of understanding credit risk management for college students in the age of internet finance,this paper adopts the logistic model to evaluate credit risk in internet consumer finance and provides pertinent recommendations from the perspective of the young generation. 展开更多
关键词 Young generation Credit risk in Internet consumer finance Influencing factors Logistic model
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Micro,Small,and Medium Enterprises’Cross-Border Business Strategies
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作者 Xuan Chen Yijun Xia Tian Hou 《Proceedings of Business and Economic Studies》 2024年第2期191-197,共7页
This paper explores the operational strategies of cross-border micro, small, and medium enterprises (MSMEs). Against the backdrop of globalization and digitalization, cross-border trade has become one of the important... This paper explores the operational strategies of cross-border micro, small, and medium enterprises (MSMEs). Against the backdrop of globalization and digitalization, cross-border trade has become one of the important pathways for many MSMEs to achieve growth and competitive advantage. Firstly, the paper outlines the concept and characteristics of cross-border MSMEs, as well as the analysis of their operational environment in the context of globalization, including political, economic, social, technological, environmental, and legal factors. Secondly, the paper proposes operational strategies for cross-border MSMEs, including international market selection and positioning, cross-border marketing strategies, supply chain management, cross-border financial management, and cross-border risk management. Finally, the paper summarizes the importance of effectively implementing these strategies for cross-border MSMEs to seize international market opportunities, reduce operational risks, and enhance competitiveness and profitability. 展开更多
关键词 Cross-border MSMEs Operational strategies GLOBALIZATION DIGITALIZATION International market Cross-border trade marketing finance and risk management Supply chain management
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International Experience, China's Development and Prospect of Carbon Market Construction
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作者 WANG Huiqing 《Frontiers of Economics in China-Selected Publications from Chinese Universities》 2022年第2期345-367,共23页
Carbon market,which is capable of scientific quantifying and marked-based pricing of carbon emission,is an important way for countries to achieve the target of carbon emission reduction.The global carbon market,after ... Carbon market,which is capable of scientific quantifying and marked-based pricing of carbon emission,is an important way for countries to achieve the target of carbon emission reduction.The global carbon market,after more than ten years of development,has developed a mature mechanism.China started the trial of carbon market in 2011.After ten years of exploration,the national carbon trading market was officially launched in mid-July 2021.Against the backdrop of carbon neutrality,the national carbon market will shoulder a greater mission of carbon emission reduction and speed up its financialization and internationalization.However,it should take a dialectical attitude toward the opportunities and risks of carbon market financialization.In the future,China can promote the development of carbon market through efforts to develop market participants,clarify the attributes of carbon finance,prevent potential risks of carbon finance,improve the connection mechanism with the international carbon market,and innovate carbon finance services. 展开更多
关键词 carbon market international experience carbon trading risk of carbon finance
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