Crowdfunding is emerging as an alternative form of funding for medical purposes,with capital being raised directly from a broader and more diverse audience of investors.In this paper,we have systematically researched ...Crowdfunding is emerging as an alternative form of funding for medical purposes,with capital being raised directly from a broader and more diverse audience of investors.In this paper,we have systematically researched and reviewed the literature on medical crowdfunding to determine how crowdfunding connects with the health care industry.The health care industry has been struggling to develop sustainable research and business models for economic systems and investors alike,especially in pharmaceuticals.The research results have revealed a wealth of evidence concerning the way crowdfunding is applied in real life.Patients and caregivers utilize web platform–based campaigns all over the world to fund their medical expenses,generally on a spot basis,using donation-based or even reward-based schemes,regardless of the health care system archetype(public,private insurance-based or hybrid).Academics have also focused on funding campaigns and the predictors of success(which range from social behaviour and environment to the basic demographics of the campaigners and their diseases)and on social and regulatory concerns,including heightened social inequality and stigma.While equity crowdfunding is disrupting the way many ventures/businesses seek capital in the market,our research indicates that there are no relevant or consistent data on the practice of medical equity crowdfunding in health care,apart from a few anecdotal cases.展开更多
With the massive and intensive development of the operation mode of rural land in China,the financing problem of the new rural land managers has gradually attracted more attention.The reasonable design of farmland fin...With the massive and intensive development of the operation mode of rural land in China,the financing problem of the new rural land managers has gradually attracted more attention.The reasonable design of farmland financial system is of great importance to promote rural financial resource allocation optimization.This paper chooses two types of measures of local government implicit guarantees which are commonly used in promoting rural land mortgage loan.The measures are establishing guarantee mechanism to provide guaranties to borrowers and purchasing debt assets from financial institutions.The analysis framework is based on the financing ability theory of Holmstrom &Tirole.Research shows that when considering the collateral disposal cost,the two measures both could contribute to expand the coverage of farmland financial service.Meanwhile,local government implicit guarantees also exists some negative effects.The suggestions of the paper are reducing the collateral disposal costs of farmland loan /encouraging the market-oriented guarantee institutions to enter the rural credit market further standardizing the operation of policy guarantee mechanism and making the use range of risk fund and disposal fund clear.展开更多
文摘Crowdfunding is emerging as an alternative form of funding for medical purposes,with capital being raised directly from a broader and more diverse audience of investors.In this paper,we have systematically researched and reviewed the literature on medical crowdfunding to determine how crowdfunding connects with the health care industry.The health care industry has been struggling to develop sustainable research and business models for economic systems and investors alike,especially in pharmaceuticals.The research results have revealed a wealth of evidence concerning the way crowdfunding is applied in real life.Patients and caregivers utilize web platform–based campaigns all over the world to fund their medical expenses,generally on a spot basis,using donation-based or even reward-based schemes,regardless of the health care system archetype(public,private insurance-based or hybrid).Academics have also focused on funding campaigns and the predictors of success(which range from social behaviour and environment to the basic demographics of the campaigners and their diseases)and on social and regulatory concerns,including heightened social inequality and stigma.While equity crowdfunding is disrupting the way many ventures/businesses seek capital in the market,our research indicates that there are no relevant or consistent data on the practice of medical equity crowdfunding in health care,apart from a few anecdotal cases.
文摘With the massive and intensive development of the operation mode of rural land in China,the financing problem of the new rural land managers has gradually attracted more attention.The reasonable design of farmland financial system is of great importance to promote rural financial resource allocation optimization.This paper chooses two types of measures of local government implicit guarantees which are commonly used in promoting rural land mortgage loan.The measures are establishing guarantee mechanism to provide guaranties to borrowers and purchasing debt assets from financial institutions.The analysis framework is based on the financing ability theory of Holmstrom &Tirole.Research shows that when considering the collateral disposal cost,the two measures both could contribute to expand the coverage of farmland financial service.Meanwhile,local government implicit guarantees also exists some negative effects.The suggestions of the paper are reducing the collateral disposal costs of farmland loan /encouraging the market-oriented guarantee institutions to enter the rural credit market further standardizing the operation of policy guarantee mechanism and making the use range of risk fund and disposal fund clear.
