Internet based technologies, such as mobile payments, social networks, search engines and cloud computation, will lead to a paradigm shift in financial sector. Beside indirect financing via commercial banks and direct...Internet based technologies, such as mobile payments, social networks, search engines and cloud computation, will lead to a paradigm shift in financial sector. Beside indirect financing via commercial banks and direct financing through security markets, a third way to conduct financial activities will emerge, which we call ＂internet finance＇＂ This paper presents a detailed analysis of payment, information processing and resource allocation under internet finance.展开更多
As a pillar in the development of China5 s economy,the financial industry plays a key role in the production and life of residents.Along with the widespread application of the internet,internet finance has gradually e...As a pillar in the development of China5 s economy,the financial industry plays a key role in the production and life of residents.Along with the widespread application of the internet,internet finance has gradually emerged as required by the times,and in the achievement of the collection and extraction of big data,related analysis and exploration technologies have been emphasized more.However,in the context of big data technology,there are still risks of unsound laws,inadequate business publicity,user information security,and capital liquidity in internet finance.Under this digital economy era,this article attempts to discuss these risks,which need to be prevented from establishing a good internet financial system,strengthening interindustry exchanges and cooperation,building a unified internet financial information supervision platform,as well as optimizing the internet financial credit reporting system,so as to promote a healthy and sound development of the whole financial industry.展开更多
文摘Internet based technologies, such as mobile payments, social networks, search engines and cloud computation, will lead to a paradigm shift in financial sector. Beside indirect financing via commercial banks and direct financing through security markets, a third way to conduct financial activities will emerge, which we call ＂internet finance＇＂ This paper presents a detailed analysis of payment, information processing and resource allocation under internet finance.
文摘As a pillar in the development of China5 s economy,the financial industry plays a key role in the production and life of residents.Along with the widespread application of the internet,internet finance has gradually emerged as required by the times,and in the achievement of the collection and extraction of big data,related analysis and exploration technologies have been emphasized more.However,in the context of big data technology,there are still risks of unsound laws,inadequate business publicity,user information security,and capital liquidity in internet finance.Under this digital economy era,this article attempts to discuss these risks,which need to be prevented from establishing a good internet financial system,strengthening interindustry exchanges and cooperation,building a unified internet financial information supervision platform,as well as optimizing the internet financial credit reporting system,so as to promote a healthy and sound development of the whole financial industry.
