The thesis analyzes the role of small-and-medium-sized enterprises of county in promoting county economy:the small-and-medium-sized enterprises of county become the material basis of developing production and boosting...The thesis analyzes the role of small-and-medium-sized enterprises of county in promoting county economy:the small-and-medium-sized enterprises of county become the material basis of developing production and boosting county economy;the small-and-medium-sized enterprises of county become the main channel of increasing farmers' job opportunities and realizing affluent life;the development of the small-and-medium-sized enterprises of county become the propeller of development of urbanization and county economy;the development of the small-and-medium-sized enterprises of county creates excellent conditions for the construction of modern agriculture.The thesis indicates that the low level of county industrialization is the principal factor impeding the county economy of Shaanxi Province and it also analyzes the opportunities and challenges when quickening the development of county industry.The countermeasures of developing small-and-medium-sized enterprises are put forward as follows:raise the awareness and determine the concept of using industry to make county powerful;build scientific planning and outline of county enterprise development to propel the innovation of developing and operating system of county enterprise;create beneficial conditions and reinforce the degree of county enterprise support entrepreneurship;take the park construction as vehicle and reinforce the degree of attracting investments from overseas;take the autonomous innovation as the impetus and develop the recycling economy;improve and optimize the service environment so as to create an excellent investment environment for enterprise.展开更多
This study is motivated by the lack of direct empirical research on the relationship between intangible assets （IA） and loan interest rates for small- and medium-sized enterprises （SMEs） in emerging markets. This ...This study is motivated by the lack of direct empirical research on the relationship between intangible assets （IA） and loan interest rates for small- and medium-sized enterprises （SMEs） in emerging markets. This study uses a multivariate regression to investigate the effects of 1A on loan interest rates by focusing on SMEs. Using a panel sample of 186 publicly-listed SMEs with 952 annual observations in Taiwan from 2001 to 2006, the empirical findings indicate that an SME＇s IA does negatively affect loan interest rates. The main contribution of this study lies in its direct testing of whether IA can affect the loan interest rates for SMEs in an emerging market. The finding provides empirical evidence that an SME with greater IA leads to lower interest rates on bank loans, implying that SMEs should strive to invest in IA and enhance their knowledge management for obtaining more benefits of loan interest rates. Furthermore, the findings may provide empirical evidence for SMEs in emerging markets and can be compared with those for firms in industrialized economies.展开更多
Small and micro enterprises play an extremely important role in the realization of employment, independent innovation,increasing taxes and so on, It is an important part of national economic development in China. Alth...Small and micro enterprises play an extremely important role in the realization of employment, independent innovation,increasing taxes and so on, It is an important part of national economic development in China. Although the government has introduced a series of supportive policies, but small and micro enterprises arc still faced with many development problems, small and micro enterprises face an important problem is financing difficulty, which relates to its health, sustainable and stable development. This paper analyzes the financing problem of small and micro enterprises from the new net loan mode of P2B, hoping to benefit the development of small and micro enterprises.展开更多
Against the background that the central government is strengthening macro control and tightening credit scale of real estate businesses, financing capacity becomes the determinant for a real estate enterprise＇s devel...Against the background that the central government is strengthening macro control and tightening credit scale of real estate businesses, financing capacity becomes the determinant for a real estate enterprise＇s development. Domestic enterprises have many ways of financing, and this paper describes ten common models, simply analyses the advantages and disadvantages of each model, while explains and recommends three financing models with practical examples： individual entrusted loan, trust financing and assets securitization.展开更多
The rural micro-financial innovation is necessary because the traditional regular financial institutions can not satisfy peasant households' demand of small-sum(or petty)loan and the support of present small-sum l...The rural micro-financial innovation is necessary because the traditional regular financial institutions can not satisfy peasant households' demand of small-sum(or petty)loan and the support of present small-sum loan companies is limited for rural financial development.Taking Fuping Petty Loan Company as an example,we analyzed characteristics,reasonableness and continuity of social enterprise type peasant household petty loan mode.It is believed that this mode has enormous vitality in rural areas and has great promotion value.Petty loan companies have both internal and external shortages in their current development.We put forward countermeasures and suggestions for rural micro-financial innovation from legal status confirmation,fund supply and loan product innovation.展开更多
基金Supported by Specific Scientific Research Program of Education Department of Shaanxi Province in 2010(2010JK348)Specific Scientific Research Program of Xianyang Normal University(09XSYK243)
文摘The thesis analyzes the role of small-and-medium-sized enterprises of county in promoting county economy:the small-and-medium-sized enterprises of county become the material basis of developing production and boosting county economy;the small-and-medium-sized enterprises of county become the main channel of increasing farmers' job opportunities and realizing affluent life;the development of the small-and-medium-sized enterprises of county become the propeller of development of urbanization and county economy;the development of the small-and-medium-sized enterprises of county creates excellent conditions for the construction of modern agriculture.The thesis indicates that the low level of county industrialization is the principal factor impeding the county economy of Shaanxi Province and it also analyzes the opportunities and challenges when quickening the development of county industry.The countermeasures of developing small-and-medium-sized enterprises are put forward as follows:raise the awareness and determine the concept of using industry to make county powerful;build scientific planning and outline of county enterprise development to propel the innovation of developing and operating system of county enterprise;create beneficial conditions and reinforce the degree of county enterprise support entrepreneurship;take the park construction as vehicle and reinforce the degree of attracting investments from overseas;take the autonomous innovation as the impetus and develop the recycling economy;improve and optimize the service environment so as to create an excellent investment environment for enterprise.
文摘This study is motivated by the lack of direct empirical research on the relationship between intangible assets （IA） and loan interest rates for small- and medium-sized enterprises （SMEs） in emerging markets. This study uses a multivariate regression to investigate the effects of 1A on loan interest rates by focusing on SMEs. Using a panel sample of 186 publicly-listed SMEs with 952 annual observations in Taiwan from 2001 to 2006, the empirical findings indicate that an SME＇s IA does negatively affect loan interest rates. The main contribution of this study lies in its direct testing of whether IA can affect the loan interest rates for SMEs in an emerging market. The finding provides empirical evidence that an SME with greater IA leads to lower interest rates on bank loans, implying that SMEs should strive to invest in IA and enhance their knowledge management for obtaining more benefits of loan interest rates. Furthermore, the findings may provide empirical evidence for SMEs in emerging markets and can be compared with those for firms in industrialized economies.
文摘Small and micro enterprises play an extremely important role in the realization of employment, independent innovation,increasing taxes and so on, It is an important part of national economic development in China. Although the government has introduced a series of supportive policies, but small and micro enterprises arc still faced with many development problems, small and micro enterprises face an important problem is financing difficulty, which relates to its health, sustainable and stable development. This paper analyzes the financing problem of small and micro enterprises from the new net loan mode of P2B, hoping to benefit the development of small and micro enterprises.
文摘Against the background that the central government is strengthening macro control and tightening credit scale of real estate businesses, financing capacity becomes the determinant for a real estate enterprise＇s development. Domestic enterprises have many ways of financing, and this paper describes ten common models, simply analyses the advantages and disadvantages of each model, while explains and recommends three financing models with practical examples： individual entrusted loan, trust financing and assets securitization.
基金Supported by Double Support Plan Project of Sichuan Agricultural University
文摘The rural micro-financial innovation is necessary because the traditional regular financial institutions can not satisfy peasant households' demand of small-sum(or petty)loan and the support of present small-sum loan companies is limited for rural financial development.Taking Fuping Petty Loan Company as an example,we analyzed characteristics,reasonableness and continuity of social enterprise type peasant household petty loan mode.It is believed that this mode has enormous vitality in rural areas and has great promotion value.Petty loan companies have both internal and external shortages in their current development.We put forward countermeasures and suggestions for rural micro-financial innovation from legal status confirmation,fund supply and loan product innovation.
