The impact of the New Rural Cooperative Medical Scheme on the“health poverty alleviation”of rural households in China

This study investigates the impact of the New Rural Cooperative Medical Scheme(NRCMS)on rural households to escape poverty.We employ the instrumental variable method,the IVProbit model,to analyze the national data from the rural-resident field survey by the China Family Panel Studies(CFPS)in 2016.Based on the large-scale data,we found that,first,the hospitalization of family members is the key factor in increasing the risk of the family falling into poverty.The NRCMS has significantly reduced the likely risk of falling into poverty.Second,the impact of the NRCMS on poverty alleviation varies among groups with different levels of income.There is no impact on the upper-middle and high-income groups;in contrast,the NRCMS has substantially improved the capacity of low-income rural families to prevent poverty due to illness,especially for the lower-middle-income group.Third,there exist significant regional differences in the impact of NRCMS on the health poverty alleviation of rural households in China.The NRCMS has successfully reduced the risk of rural households in the western region falling into poverty,simultaneously,no significant impact on those in the eastern and central regions.In order to diminish and eliminate poverty eventually and boost rural residents'capacity for income acquisition,we propose the following:raise the actual compensation ratio of the NRCMS,control the rising expense of NRCMS by promoting the payment method reform,construct the comprehensive healthcare system in the western region,strengthen the medical security for the poor in remote area,and enhance the living environment for rural residents.

Issues concerning Migrant Workers' Participation in the New Rural Cooperative Medical System and Countermeasures——Based on the Survey in Wenjiang District and Jintang County, Chengdu City

We conduct questionnaire survey of migrant workers in Wenjiang District and Jintang County of Chengdu City,respectively,using the method of key-point investigation and the sampling survey. We describe the status quo of the sample migrant workers' participation in the New Rural Cooperative Medical System,analyze the issues concerning migrant workers' participation in the New Rural Cooperative Medical System,and put forward the countermeasures and recommendations as follows: using many types of medical insurance; establishing universal reimbursement points in strange land and premium-paying system for migrant workers; making the proportion of reimbursement open and transparent; establishing and improving medicare security system for migrant workers.

Government Responsibility in New Rural Cooperative Medical Care System from the Perspective of Equity and Efficiency

Equity and efficiency,as two essential parts of social security,always influence construction of China's new rural cooperative medical care system.The new rural cooperative medical care system is a rural social security system particularly intended to make it more affordable for the rural poor.It is a multi-channel fundraising system with fund of comprehensive arrangement for serious disease composed by the government,collectives and individuals.Since its implementation,it has made considerable achievements,but there are still many apparent and hidden problems.Through analyzing existing problems in the implementation of new rural cooperative medical care system,from the perspective of equity and efficiency,it reached the conclusion that government should take corresponding responsibilities.At the same time of constantly increasing efficiency,it is recommended to attach importance to the equity,so as to realize the objective of improving the security level of new rural cooperative medical care system.

Restraining Factors and Improving Paths for the Operation Mechanism of New Rural Cooperative Medical System in China

The new rural cooperative medical system has achieved periodical achievements since its establishment.Nevertheless,there are many factors hampering the development of the new system,such as the high cost,the difficulties in fund procurement,the lack of management,the narrow coverage of benefit,the ineffective constraint to the designated medical institutions,the high fund balance rate,and the poor medical facilities and services in rural areas.Countermeasures are put forward to solve these problems,including improving the system design,expanding the coverage of the system,expanding the fund sources,reducing the financing costs,strengthening the fund supervision,enhancing the supervision of designated medical institutions,and improving the capacity of health services in rural areas.

Impact of the New Cooperative Medical Scheme on Health Care Service Utilization in Rural China

Using the 2000, 2004, and 2006 CHNS longitudinal survey data and econometric methods （random-effect probit regression model and DID methods）, this study conducted an empirical analysis to estimate the impact of NCMS. The major conclusions are as follows. First, predisposing factors, enabling factors, health care need factors, and lifestyle factors affect health care utilization. Second, results using DID methods indicate that NCMS did not affect health care service utilization （outpatient and inpatient） of individuals when ill, but it might increase the possibility of getting a health examination. Third, there is no difference in health care service utilization （both outpatient and inpatient） between the NCMS enrollment group and the non-enrollment group in both working age group （15-59） and the elderly group （60 and over）. Therefore, it can be said that NCMS did not affect the health care utilization in both the group. However, NCMS positively affects disease prevention behavior （visiting the hospital to receive a health examination） in the working age group, but the effect did not appear in the elderly group.

The New Rural Cooperative Medical Scheme and Its Implications on Rural Labor Migration in China：Evidence from Longitudinal Surveys

In 2003, China initiated the New Rural Cooperative Medical Scheme （NRCMS） in order to provide basic health care coverage for the rural population. However, the NRCMS has had a marked impact on rural-urban labor migration as its current regulations present a barrier for cross-region participation in the NRCMS, and its reimbursement system is biased when the enrollees seek medical services outside their location of hukou, a household registration system in China. This paper performs a variety of empirical tests on a panel data set from the China Health and Nutrition Survey （CHNS） to study how the NRCMS affects rural residents＇ work location choices. We observed a ＂locking effect＂ on potential rural migrant workers and a ＂pulling effect＂ on existing ones. According to the results, the NRCMS has discouraged rural residents from working outside their location of hukou, lowering the probability of relocation by 3.52 percent. Meanwhile, the NRCMS system actually encourages existing migrant workers to return home. This paper concludes that the NRCMS has to some extent restrained the free flow of the labor force and exacerbated the migrant worker shortage.

Identification of Factors Influencing Out-of-county Hospitalizations in the New Cooperative Medical Scheme

Summary:Throughout the duration of the New Cooperative Medical Scheme(NCMS),it was found that an increasing number of rural patients were seeking out-of^county medical treatment,which posed a great burden on the NCMS fund.Our study was conducted to examine the prevalence of out-of^county hospitalizations and its related factors,and to provide a scientific basis for follow?up health insurance policies.A total of 215 counties in central and western China from 2008 to 2016 were selected.The total out-of-county hospitalization rate in nine years was 16.95%,which increased from 12.37%in 2008 to 19.21%in 2016 with an average annual growth rate of 5.66%.Its related expenses and compensations were shown to increase each year,with those in the central region being higher than those in the western region.Stepwise logistic regression reveals that the increase in out-of-county hospitalization rate was associated with region(XI),rural population(X2),per capita per year net income(X3),per capita gross domestic product(GDP)(X4),per capita funding amount of NCMS(X5),compensation ratio of out-of^county hospitalization cost(X6),per time average in-county(X7)and out-of-county hospitalization cost(X8).According to Bayesian network(BN),the marginal probability of high out-of^county hospitalization rate was as high as 81.7%.Out-of^county hospitalizations were directly related to X8,X3,X4 and X6.The probability of high out-of-county hospitalization obtained based on hospitalization expenses factors,economy factors,regional characteristics and NCMS policy factors was 95.7%,91.1%,93.0% and 88.8%,respectively.And how these factors affect out-of-county hospitalization and their interrelationships were found out.Our findings suggest that more attention should be paid to the influence mechanism of these factors on out-of-county hospitalizations,and the increase of hospitalizations outside the county should be reasonably supervised and controlled and our results will be used to help guide the formulation of proper intervention policies.

城乡基本医疗保险制度实施对家庭消费的影响效应及作用机制

基于1988—2018年中国家庭收入调查数据,以城乡基本医疗保险制度实施为准自然实验,采用双重差分法考察了城镇基本医疗保险与新型农村合作医疗保险(即新农合)对家庭消费率的影响及其机制。结果显示:相较于未参保家庭,参加城镇医保的家庭消费率显著高出1.01%,但新农合的影响不显著;机制分析发现,城镇医保促进了参保家庭的总消费和分项消费支出,但新农合对消费支出无显著影响,同时,城镇医保和新农合对总收入和大部分分项收入无显著影响,这与基准回归结果一致;异质性分析表明,城镇医保更多地提升了中老年、非富裕、不健康群体,以及西部地区的家庭消费率。对此,应当充分发挥基本医疗保险制度对提振家庭消费率的积极作用,对“大水漫灌”式的财政补助应进行反思;改变基本医保“户保分离”“业保分离”的现状;加强针对特定人群的医保政策;注重提高参保青年和健康群体的获得感。

Health Insurance and Its Reimbursement Arrangements： Policy Evaluation on New Cooperative Medical System in Rural China

Disease has been one of the top reasons accounting for impoverishment in rural China. The government subsidizes health care through the New Cooperative Medical System since 2003 （ NCMS ）. The paper studies the effectiveness of various reimbursement arrangements in reducing the financial burden caused by health care in rural China. Using data from China Health and Nutrition Survey（CHNS） , it finds that the severity of illness, the type of illness, medical cost and other costs of the treatment are significantly influencing the choice of a type of treatment. Based on the estimated demand function, the paper concludes that the reimbursement for inmpatient care only has little effect on reducing the financial burden and the incidence of catastrophic expenditure and that expending subsidies to outpatient care is a more effective policy.

中美公共医疗保险制度的比较研究——以美国Medicaid计划和我国新农合制度为实证研究对象

Medicaid计划系美国主流公共医疗保险项目,用以针对性补偿中低收入人群的医疗费用。自1965年推行以来,Medicaid计划的覆盖率和筹资额度保持较快增速,有效缓解了中低收入人群的就医压力。经过多年发展,Medicaid计划形成了较为成熟的筹资和补偿机制,值得我国新农合制度借鉴。

大病保险、医疗服务升级与农民健康

“健康中国2030”规划纲要明确了健康对经济社会发展的重要作用,在新型农村合作医疗制度未能显著改善农民健康的背景下,研究农民健康水平的提升机制具有重要意义。本文聚焦2012年8月开始试点实施的城乡居民大病保险制度,基于2011—2015年中国健康与养老追踪调查(CHARLS)数据,以样本所在城市是否试点实施农村大病保险作为依据构造“农村大病保险”参保变量,运用计量模型实证检验农村大病保险对农民健康的影响效应及机制。实证结果显示,试点农村大病保险使农民自评健康显著提高0.08个单位,并且在对健康水平和农村大病保险等变量进行重新调整的情形下,实证结果依然稳健。异质性分析结果显示,农村大病保险对低收入群体的健康促进作用更大,并且对社区内有医疗点的群体影响效果更为显著。机制分析结果显示,对于需住院群体而言,农村大病保险通过促进农民做出住院决策进而改善了健康;而对于住院群体,农村大病保险通过促进农民选择级别更高的县区级医院进而改善了健康。为进一步提高农民健康水平,应丰富农村大病保险的筹资主体,引入个人缴费和财政补贴,在扩大大病保险基金规模的前提下,进一步提升大病保险待遇水平;同时,应改善农村基层医疗资源分配,提高农民基层医疗服务可及性和服务水平。

乡村振兴视角下农民对新农合满意度影响因素研究——来自全国2152个农户的微观数据

人们对美好生活的向往是乡村振兴的关键衡量指标,农民对新农合满意度评价影响到农民对于乡村振兴建设的满意度。本文关注乡村振兴视角下,农民对新农合满意度影响因素,利用全国2152个农户入户调查数据,采用Eveiws软件对数据进行了有序Logistic回归分析,结果表明:整体上农民对新农合满意度高于不满意度比例,55%对新农合表示满意,37%则对新农合持有一般态度;年龄、文化程度、农民纯收入对新农合满意度具有显著正向作用,说明提升文化程度以及改善人民收入,有利于提升新农合满意度;通过网络获取医疗信息便利度对新农合满意度有显著正向影响,表明互联网的使用,强化了农民信息获取、便利了农民之间的交流,从而带动了人们对农村新农合的满意度;比照东北区域村庄,东部区域和中部区域村庄居民对新农合满意度要低一些。

农民参与新型农村合作医疗及满意度分析--基于3省245户农户的调查

调查数据表明,农民的新型农村合作医疗参合率高达93.33%。logistic模型实证发现,与周围的人大多不参与新农合的受访者相比,周围的人大多参与新农合的受访者的新农合参与率要高出314倍。通过其他方式宣传而参与的农户要低68%。高收入者参与新型农村合作医疗的可能性要高3.45倍。有90.3%的参合者对新型农村合作医疗制度总体表示满意,农民对各级医疗机构服务的满意程度均超过80%,但仍存在着新农合制度保障水平偏低以及基层卫生医疗服务在技术、态度、收费等方面不能满足农民需求等问题。

“新农合”改善农村居民的身心健康了吗?——来自苏鲁皖豫四省的经验证据

农民参与新农合的积极性不断提高,但学者们关于新农合对农民健康状况的改善效果存在较大分歧。本文基于马斯洛需求层次理论,通过对苏鲁皖豫四省的795份农户调查数据实证分析,厘清了新农合对农民身心健康的影响机理,并对改善农民身心健康的影响因素进行分析。结果显示,新农合促进了农民身心健康的改善;农民对新农合的参与积极性和治疗满意度较高;参加新农合时长、家庭是否有大病报销对参合者身心健康改善的具有正向影响,而超过门诊补贴上限则具有负向影响。根据上述结论,提出了健全报销比例调整机制、提高对弱势群体的支持力度、平衡城乡医药资源配置等政策建议。

完善新型农村合作医疗制度的对策措施

新型农村合作医疗制度是现阶段我国农村居民的基本医疗保障制度。文章通过对南通市2003～2011年新农合制度运行情况及农村居民的问卷调查,分析当前新农合制度运行过程中存在的主要问题,从加强新农合立法工作、健全筹资机制、缩小城乡医保差距和控制医疗费用不合理增长等方面提出对策建议,为进一步完善新农合制度提供科学依据。

成都市温江区新型农村合作医疗参合农民满意度调查

目的选点抽样调查参合农民对新型农村合作医疗(新农合)的满意度,分析影响满意度的因素,为我国特别是成都地区优化和改进新农合实施方案提供决策参考。方法计算机单纯随机抽取温江区3个乡镇作为调查对象,采用走村入户与农民面对面访谈的方式随机对温江5％参合农户户主用自制问卷调查表进行调查。分别采用Epidata 3．0和ISPSS 11．5软件进行数据录入和统计分析。结果共发放问卷2 500份,收回有效问卷2 438份(有效率97．56％)。58．1％的农户对新农合总体满意,逐步logistic多元回归分析发现,参合意愿(自愿、随大流、其他)(偏回归系数B=-3．54,P=0．014)与对现有报销比例的满意度(偏回归系数B=-4．62,P=0．018)是影响参合农民对新农合总体满意度的最重要因素。结论加大新农合宣传力度,合理设定补偿方式及比例,提高农民自愿参合率及参合农民受益度,对于提高新农合质量和绩效具有重要作用。

农村居民对新农合的参与和支付意愿研究

自2009年开始,中国进入后新农合时代,新农合在增进农村医疗服务质量,提高农村居民健康素养方面效果突出,但面临的阻力不断增大。本文运用Heckman双阶段模型和一手调研数据研究农村居民对新农合参与的影响因素、满意度、支付意愿等重要问题。当前参合居民对新农合满意度较高,可接受的最大参合费用均值为185.55元·人/年。防大病、节省医药开支是农村居民继续参合的主要原因,参合费用太高则成为参合者中断参与新农合的首要因素,而医院诊疗费用增幅过大、参合费用上涨太快、大病报销比例偏低、政策宣传不够等则是参合者的主要担忧。个人特征变量对个体参与意愿与支付意愿选择的影响比较微弱,家庭特征变量(家庭年收入、是否有欠款、是否通村公路、医疗距离、是否开通有限电视)和参与特征变量(参合时长、新农合满意度、门诊报销是否超出补偿上限、是否报销过住院(手术)费)等是决定参合者参与意愿与支付意愿的关键变量。本文最后给出了相关政策建议。

新型农村合作医疗:农民认知与受益调查

利用对5个省25个县(市)2 024个农户的抽样调查数据,研究2007年农村居民参加新型农村合作医疗的受益水平,以及这些农户对新型农村合作医疗补偿政策的认知状况。研究结果表明,相对于新型农村合作医疗制度实施初期而言,参合患者从新型农村合作医疗得到的补偿金额占其当年医疗总支出的比例显著上升,但是,与理论补偿水平相比还存在很大的差距,尤其是对大病医疗支出的实际补偿水平不到其理论补偿水平的1/3。从农民对新型农村合作医疗补偿政策的认知来看,曾报销过住院费的农户的认知水平要高于其他农户,但总体而言,认知水平依旧非常低,且大多数农户对补偿政策的认知都低于实际执行的补偿政策。

湖北省新型农村合作医疗试点县农民疾病经济风险分析

通过对疾病家庭的疾病经济风险、特定人群疾病经济风险、超过致贫线住院家庭相对疾病经济风险的分析显示低收入农民疾病经济风险是高收入家庭的3.09倍;大部分家庭都处于低疾病经济风险中,但15.09%的家庭疾病经济风险较高;县和县级以上医院住院家庭疾病经济风险分别是乡镇卫生院住院家庭的2.40倍和6.20倍。提出在新型农村合作医疗方案设计中需考虑低收入家庭疾病经济风险分担、合理引导卫生服务利用、保障力度和受益面的矛盾等问题。