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2P3FL:A Novel Approach for Privacy Preserving in Financial Sectors Using Flower Federated Learning
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作者 Sandeep Dasari Rajesh Kaluri 《Computer Modeling in Engineering & Sciences》 SCIE EI 2024年第8期2035-2051,共17页
The increasing data pool in finance sectors forces machine learning(ML)to step into new complications.Banking data has significant financial implications and is confidential.Combining users data from several organizat... The increasing data pool in finance sectors forces machine learning(ML)to step into new complications.Banking data has significant financial implications and is confidential.Combining users data from several organizations for various banking services may result in various intrusions and privacy leakages.As a result,this study employs federated learning(FL)using a flower paradigm to preserve each organization’s privacy while collaborating to build a robust shared global model.However,diverse data distributions in the collaborative training process might result in inadequate model learning and a lack of privacy.To address this issue,the present paper proposes the imple-mentation of Federated Averaging(FedAvg)and Federated Proximal(FedProx)methods in the flower framework,which take advantage of the data locality while training and guaranteeing global convergence.Resultantly improves the privacy of the local models.This analysis used the credit card and Canadian Institute for Cybersecurity Intrusion Detection Evaluation(CICIDS)datasets.Precision,recall,and accuracy as performance indicators to show the efficacy of the proposed strategy using FedAvg and FedProx.The experimental findings suggest that the proposed approach helps to safely use banking data from diverse sources to enhance customer banking services by obtaining accuracy of 99.55%and 83.72%for FedAvg and 99.57%,and 84.63%for FedProx. 展开更多
关键词 Federated learning FedAvg FedProx flower framework privacy preservation financial sectors
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Carbon Footprint in Waste Sector of Hydropower Plant: A Case Study of Nam Theun 2 Hydropower Plant
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作者 Souttiphong Keovongsa Keophousone Phonhalath Sengthavy Phommixay 《American Journal of Climate Change》 2024年第2期209-229,共21页
While hydropower is generally considered a clean energy source, it is important to recognize that their waste can still contribute to greenhouse gas emissions (GHG). The purpose of this study is to assess the carbon f... While hydropower is generally considered a clean energy source, it is important to recognize that their waste can still contribute to greenhouse gas emissions (GHG). The purpose of this study is to assess the carbon footprint associated with the waste sector throughout the operational phase of the Nam Theun 2 hydropower plant in Laos. Understanding the environmental impact of the waste sector is crucial for ensuring the plant’s sustainability. This study utilizes the theoretical estimation method recommended in the 2019 Refinement to the 2006 IPCC Guidelines for National Greenhouse Gas Inventories, as well as the Requirements for Specification with guidance at the organization level for quantification and reporting of GHG emissions and removals. We emphasize the significance of implementing sustainable waste management practices to reduce GHG emissions and minimize the environmental impact of hydropower operations. By conducting a comprehensive analysis, this paper also provides insights into the environmental implications of waste management in hydropower plants and identifies strategies to mitigate the carbon footprint in the waste sector. The findings contribute to a better understanding of the environmental sustainability of hydropower plants and provide valuable guidance for policymakers, energy producers, and environmental practitioners involved in hydropower plant design and operation. 展开更多
关键词 Waste sector Carbon Footprint Climate Change Hydropower Plant
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A Multi-Token Sector Antenna Neighbor Discovery Protocol for Directional Ad Hoc Networks
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作者 Zhang Hang Li Bo +2 位作者 Yan Zhongjiang Yang Mao Li Xinru 《China Communications》 SCIE CSCD 2024年第7期149-168,共20页
In this paper,we propose a Multi-token Sector Antenna Neighbor Discovery(M-SAND)protocol to enhance the efficiency of neighbor discovery in asynchronous directional ad hoc networks.The central concept of our work invo... In this paper,we propose a Multi-token Sector Antenna Neighbor Discovery(M-SAND)protocol to enhance the efficiency of neighbor discovery in asynchronous directional ad hoc networks.The central concept of our work involves maintaining multiple tokens across the network.To prevent mutual interference among multi-token holders,we introduce the time and space non-interference theorems.Furthermore,we propose a master-slave strategy between tokens.When the master token holder(MTH)performs the neighbor discovery,it decides which 1-hop neighbor is the next MTH and which 2-hop neighbors can be the new slave token holders(STHs).Using this approach,the MTH and multiple STHs can simultaneously discover their neighbors without causing interference with each other.Building on this foundation,we provide a comprehensive procedure for the M-SAND protocol.We also conduct theoretical analyses on the maximum number of STHs and the lower bound of multi-token generation probability.Finally,simulation results demonstrate the time efficiency of the M-SAND protocol.When compared to the QSAND protocol,which uses only one token,the total neighbor discovery time is reduced by 28% when 6beams and 112 nodes are employed. 展开更多
关键词 multi-token neighbor discovery SAND protocol sector antenna ad hoc network
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An Investigation into Green Total Factor Productivity in China's Carbon-Intensive Sectors and Its Influencing Factors
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作者 Pu Lijuan Zhu Shuaihui 《Contemporary Social Sciences》 2024年第3期64-76,共13页
This paper uses an SBM-GML index model to assess Green Total Factor Productivity(GTFP)in China's carbon-intensive sectors and conducts an empirical investigation into which factors influence GTFP in these sectors.... This paper uses an SBM-GML index model to assess Green Total Factor Productivity(GTFP)in China's carbon-intensive sectors and conducts an empirical investigation into which factors influence GTFP in these sectors.The GTFP in the carbon-intensive sectors experienced a decline between 2006 and 2011,followed by an upward trend beginning in 2012.Technological progress was the primary driver of GTFP growth,while business size was also a notable contributor.Irrational energy structures negatively influenced the high-quality development of the carbon-intensive sectors,and environmental regulation and foreign direct investment(FDI)have not yet significantly impacted GTFP.Based on these findings,this paper suggests that the carbon-intensive sectors should expedite their green transitions by focusing on system improvement,technological innovations,energy revolutions,and high-level opening up. 展开更多
关键词 carbon-intensive sectors GTFP SBM-GML index model
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When Will Spring Come to the Non-Public Owned Economic Sector?
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作者 WANG ZHIPENG 《China Today》 2002年第6期66-67,共2页
IN order to keep to promisesmade during negotiations to jointhe WTO, as from April 1,2002, the Chinese governmentbegan implementing the revised"Catalogue of Industries for ForeignInvestment" and its appendix.
关键词 When Will Spring Come to the non-public Owned Economic sector
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The Influence of Information Technology(IT)on Accrual Accounting Adoption:The Case of the Jordanian Public Sector
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作者 Moawiah Awad Alghizzawi Rosnia Masruki 《Journal of Modern Accounting and Auditing》 2024年第2期40-48,共9页
Jordan is one of many countries that intends to reform its public sector by adopting accrual accounting,which is primarily carried out through the International Public Sector Accounting Standards(IPSAS)implementation ... Jordan is one of many countries that intends to reform its public sector by adopting accrual accounting,which is primarily carried out through the International Public Sector Accounting Standards(IPSAS)implementation plan,scheduled to be completed by 2021.Considering the difficulties of adoption,this process cannot be completed without an appropriate Information Technology(IT)system capable of providing the accounting information required for this reform.Therefore,this study aims to examine the influence of IT on accrual accounting adoption in the Jordanian public sector.The study employed the quantitative survey approach.Based on 331 usable questionnaires,the descriptive findings showed that the use of IT in the Jordanian public sector is relevant to daily accounting transactions in general and to accrual accounting in particular.The regression analysis showed a positive,significant relationship between IT use and accrual accounting practice.The IT specialist should be able to understand the needs of public sector in adopting accrual-based accounting.In line with today’s digitalization age,which integrates advanced technologies and numerous techniques,this study suggests that a combination of accounting and IT experts is a value added to sharpen the competitiveness of public sector reform.This study contributes to the extant literature in public sector,concerning the relationship between IT and accrual accounting adoption in the context of Jordan. 展开更多
关键词 public sector accrual accounting adoption information technology JORDAN
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Bangladeshi textile and garment sectors defied the global disasters and continued growth
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《China Textile》 2024年第2期20-21,共2页
Bangladeshi textile and garment sectors defied the global challenges over the last five years and continued to grow although the growth momentum was not so strong before the COVID-19 pandemic.Before the start of the p... Bangladeshi textile and garment sectors defied the global challenges over the last five years and continued to grow although the growth momentum was not so strong before the COVID-19 pandemic.Before the start of the pandemic,both the textile and garment sectors were growing at a higher rate because of rising demand from the international clothing retailers and brands because of two main reasons including the trade war between USA and China and competitive prices of locally made garment. 展开更多
关键词 continued GARMENT sector
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Artificial Intelligence Based on Resilient Leadership in the Health Sector-A Secondary Publication
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作者 Elaine Bastidas Tapia 《Proceedings of Business and Economic Studies》 2024年第2期222-233,共12页
At present,it is impossible to deny the existence of artificial intelligence in various areas of social life,understood as the simulation of expert human intelligence from computer processes that involve learning,reas... At present,it is impossible to deny the existence of artificial intelligence in various areas of social life,understood as the simulation of expert human intelligence from computer processes that involve learning,reasoning,and self-correction,its benefits to the medical field,in particular,are innumerable,but their incorporation into health systems has been gradual for many reasons.According to the above,this research analyzed artificial intelligence based on resilient leadership in the health sector,for which qualitative research was carried out with a documentary-bibliographic design with printed and electronic documentary sources with theoretical contributions fromÁvila,Mayer,and Quesada[1],Morgan[2],Villa[3],and Finol[4],among others.It is highlighted that resilient leadership has become a strategic factor in all organizations,since times of uncertainty and changes lead institutions to properly manage the incorporation of technologies specifically AI,achieving in this way that the centers and professionals in the field of health assume the needs of the contexts and the innovations of the same.It is concluded that resilient leadership will allow artificial intelligence in the health sector to generate higher levels of learning and adaptability to the transformations that are necessary,whose resistance would make its application difficult and in the long run it will leave behind professionals who refuse to assume the contributions of these innovative techniques in medical practice. 展开更多
关键词 Artificial intelligence Resilient leadership Health sector
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Event-Based Anomaly Detection for Non-Public Industrial Communication Protocols in SDN-Based Control Systems 被引量:4
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作者 Ming Wan Jiangyuan Yao +1 位作者 Yuan Jing Xi Jin 《Computers, Materials & Continua》 SCIE EI 2018年第6期447-463,共17页
As the main communication mediums in industrial control networks,industrial communication protocols are always vulnerable to extreme exploitations,and it is very difficult to take protective measures due to their seri... As the main communication mediums in industrial control networks,industrial communication protocols are always vulnerable to extreme exploitations,and it is very difficult to take protective measures due to their serious privacy.Based on the SDN(Software Defined Network)technology,this paper proposes a novel event-based anomaly detection approach to identify misbehaviors using non-public industrial communication protocols,and this approach can be installed in SDN switches as a security software appliance in SDN-based control systems.Furthermore,aiming at the unknown protocol specification and message format,this approach first restructures the industrial communication sessions and merges the payloads from industrial communication packets.After that,the feature selection and event sequence extraction can be carried out by using the N-gram model and K-means algorithm.Based on the obtained event sequences,this approach finally trains an event-based HMM(Hidden Markov Model)to identify aberrant industrial communication behaviors.Experimental results clearly show that the proposed approach has obvious advantages of classification accuracy and detection efficiency. 展开更多
关键词 Event sequence anomaly detection non-public industrial communication protocols SDN
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Spatial Disparity in Availability of Tuberculosis Diagnostic Services Based on Sector and Level of Care in Nigeria 被引量:1
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作者 Bethrand Odume Sani Useni +12 位作者 Egwuma Efo Degu Dare Elias Aniwada Nkiru Nwokoye Ogoamaka Chukwuogo Chidubem Ogbudebe Michael Sheshi Aminu Babayi Emperor Ubochioma Obioma Chijioke-Akaniro Chukwumah Anyaike Rupert Eneogu Debby Nongo 《Journal of Tuberculosis Research》 CAS 2023年第1期12-22,共11页
Background: Delay in Tuberculosis (TB) diagnosis can contribute to late presentation, severe disease, and continued transmission. KNCV TB Foundation Nigeria through the United States Agency for International Developme... Background: Delay in Tuberculosis (TB) diagnosis can contribute to late presentation, severe disease, and continued transmission. KNCV TB Foundation Nigeria through the United States Agency for International Development (USAID) funded the TB Local Organization Network (LON) 1 and 2 projects that explored the availability of Tuberculosis services based on sector and levels of care. Methods: TB Patient Pathway Analysis was carried out in 14 states comprising 92 facilities. It involved primary, secondary, and tertiary levels of health care in both the public and private sectors. This was a cross-sectional study under program implementation. Proforma was used to collect data on the available TB diagnostic services. Results: In public health facilities, GeneXpert was available at 100% in tertiary facilities in 8 (57%) states;up to 82% in 4 (33%) states, 50% available at secondary facilities in 2 states, and There is none at the primary facilities. Smear microscopy was available at 100% in tertiary facilities in 9 (64%) states and 3 (25%) states have 50% to 82%;secondary -10 (71%) states have > 70% at facilities;primary 1 (7%) state has it in 61% of facilities. Loop-mediated isothermal amplification (TB-LAMP) in tertiary 2 (17%) states have 20% and 100% respectively;secondary 4 (<30%) states have in 1 or 2 facilities;none for primary facilities. In private health facilities, 79% of states have Smear microscopy at both primary and secondary facilities, and only 2 states (14%) at tertiary facilities. Only 1 (7%) state has GeneXpert in all tertiary facilities, 2 (14%) states have secondary facilities, and 4 states in about 1% of facilities. TB LAMP was not available in any tertiary facility, one (7%) state at secondary with coverage of 1%, and 2 (14%) states at primary both with 4% overall facility coverage. Conclusions: There is an inequitable distribution of TB diagnostic services in both sectors and levels of care in Nigeria. TB care and control will improve with enhanced equitable distribution of TB diagnostic services across the health system. 展开更多
关键词 TUBERCULOSIS Diagnostic Services DISPARITY sector LEVEL NIGERIA
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A Small Town Non-public Owned Enterprise
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《China Today》 2002年第8期20-23,共4页
SHORTLY after Spring Festival in mid-February, as China prepared for its WTO entry, arbitration took place between a non-public owned enterprise in Zhangjiagang, Jiangsu Province, and an American company,
关键词 WTO A Small Town non-public Owned Enterprise In CKS
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Non-public Economy Survives Two Decades Will It Prosper in the WTO Era?
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《China Today》 2002年第8期14-19,共6页
THE non-public economy has played an important role in China’s economic reforms over the past two decades, bringing about great changes to the economy and soci-
关键词 WTO In non-public Economy Survives Two Decades Will It Prosper in the WTO Era
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Typical Cases on China's Non-public Economy and Capital Market
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《China's Foreign Trade》 2001年第1期8-8,共1页
关键词 Typical Cases on China’s non-public Economy and Capital Market
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Cameroon’s Rice Sector Faced with Import Dependency
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作者 Ntombe Pierre Bertrand Mbondji Dorothy Engwali Fon 《Agricultural Sciences》 CAS 2023年第1期58-72,共15页
Rice is a staple food for the Cameroonian population and is the most consumed cereal after maize. The SNDR (National Rice Development Strategy) document shows that despite the scale of investment to absorb domestic de... Rice is a staple food for the Cameroonian population and is the most consumed cereal after maize. The SNDR (National Rice Development Strategy) document shows that despite the scale of investment to absorb domestic demand for rice, Cameroonian production has only been able to satisfy domestic demand to the tune of 20%. The question is therefore to understand the constraints that prevent the development of local rice production to the level of national need. To obtain results, quantitative and qualitative data from secondary sources were used. The rice sector in Cameroon is managed by the state through the Ministry of Agriculture and Rural Development (MINADER). MINADER designs development policies and strategies and coordinates the development of activities in the field. The state implements its policies and strategies through the projects and supervisory structures under its supervision. The sector is organized from the supervisory authority to the consumer. Each actor who intervenes has very specific missions that are transformed into effective activities in the field. The tracing of the evolution of rice production in Cameroon, from the year 2000 to 2018, shows three phases of evolution. The first phase, from 2000 to 2008, can be described as a recovery phase, with a growth rate of 44.84%, at the rate of 5.6% growth per year. The second phase can be described as the take-off phase, which runs from 2008 to 2016 when production peaked. The growth rate during this period was 79.96% at a rate of 10% growth per year. After the take-off phase, there is a decline between 2016 and 2018 at a rate of &#8722;12.7%, at a rate of &#8722;6.35% per year. It can be seen that the increase in production is evolving at the same rate as the increase in cultivated areas. However, the level of rice production in Cameroon does not essentially depend on the cultivated areas. This suggests that the increase in rice production in Cameroon also depends on the level of local farm yields. The State should, therefore, in addition to the increase in cultivated areas, accentuate its actions in the direction of increasing the yields of local producers. 展开更多
关键词 RICE sector Production Trade Balance SUPERVISION Yield
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Non-Public Education Provides More Opportunities for Students
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《China Today》 2001年第5期20-24,共5页
关键词 non-public Education Provides More Opportunities for Students
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Knowledge, Attitudes, Practices, and Perceptions for Salt/Sodium Reduction in the Gastronomic Sector of Costa Rica
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作者 Hilda P. Núñez-Rivas Marlene Roselló-Araya +2 位作者 Adriana Blanco-Metzler Benavides-Aguilar Karla Karol Madriz-Morales 《Food and Nutrition Sciences》 2023年第11期1094-1118,共25页
Excess sodium intake is associated with high blood pressure and cardiovascular diseases. This study examined food services in Costa Rica as a major source of sodium. The research included six cafeterias, six fast food... Excess sodium intake is associated with high blood pressure and cardiovascular diseases. This study examined food services in Costa Rica as a major source of sodium. The research included six cafeterias, six fast food establishments, 13 restaurants, and 15 diners using non-probabilistic convenience sampling. Interviews were conducted with workers to assess knowledge, attitudes, and practices regarding salt reduction. The findings were analyzed to determine effective intervention strategies. Participants showed regular knowledge about salt/sodium. While they recognized the link with high blood pressure, understanding of other health problems was limited. Positive attitudes were observed toward healthy cooking and reducing sodium in pre-prepared food, especially in restaurants. Over 70% expressed a desire to reduce salt in food services, with more than 80% indicating a need for staff training, particularly in cafeterias lacking knowledge of low-salt preparations. High-sodium ingredients were prevalent, with saltshakers and sauces readily available. However, some individuals were reluctant to reduce salt/sodium intake, citing concerns about taste, food variety, and customer complaints. Obstacles to reducing salt/sodium levels included limited accessibility and the cost of low-sodium ingredients. The data collection tools and methodologies used in this study can serve as a foundation for future investigations and strategies to reduce salt consumption in food services. The study recommends government support for transforming the gastronomic sector and implementing regulations and knowledge enhancement. Collaboration with the productive sector is crucial for creating healthy environments. This research presents valuable evidence regarding the utilization of salt and sodium in the gastronomic sector, thereby assisting in the decision-making process for public health initiatives and the prevention of non-communicable chronic diseases. It highlights the significance of tackling sodium reduction in food services to encourage the adoption of healthy culinary practices and enhance the overall health of the population. 展开更多
关键词 SALT Sodium Gastronomic sector Food Environment KNOWLEDGE ATTITUDES PRACTICES PERCEPTIONS Non-Communicable Chronic Diseases
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Helical particle manipulation based on power-exponent-phase acoustic vortices generated by a sector transducer array
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作者 王青东 胡彦涛 +1 位作者 王胜利 李洪宇 《Chinese Physics B》 SCIE EI CAS CSCD 2023年第6期333-341,共9页
The characteristics of traditional acoustic vortices(AVs) were verified by the cross-sectional axisymmetric pressure distributions with perfect phase spirals around the center pressure null. In order to generate a non... The characteristics of traditional acoustic vortices(AVs) were verified by the cross-sectional axisymmetric pressure distributions with perfect phase spirals around the center pressure null. In order to generate a non-axisymmetric pressure distribution, the concept of power-exponent-phase was first introduced into the formation of AV beams, named “powerexponent-phase acoustic vortices(PAVs)” in this paper. Based on a ring-array of sector transducers, the helical distribution of the low-pressure valley in cross-sections of PAVs, which enables particles to move from a distant position to the center low-potential well along a certain spiral passageway, was proved theoretically. The particle manipulation behavior for PAVs with a power order of 2 is numerically modeled and experimentally confirmed. The results show that PAVs with a nonaxisymmetric spiral pressure distribution can be used to realize the directional transport of particles in an enlarged scope,suggesting prospective application potential in biomedical engineering. 展开更多
关键词 acoustic vortices power-exponent-phase spiral potential well sector transducer array particle manipulation
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Volatility spillovers,structural breaks and uncertainty in technology sector markets
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作者 Linn Arnell Emma Engström +2 位作者 Gazi Salah Uddin MdBokhtiar Hasan Sang Hoon Kang 《Financial Innovation》 2023年第1期2908-2938,共31页
This study uses the dynamic conditional correlation to investigate how technology subsector stocks interact with financial assets in the face of economic and financial uncertainty.Our results suggest that structural b... This study uses the dynamic conditional correlation to investigate how technology subsector stocks interact with financial assets in the face of economic and financial uncertainty.Our results suggest that structural breaks have diverse effects on financial asset connectedness and that the level of bond linkage increases when the trend breaks.We see a growing co-movement between the technology sector and major financial assets when uncertainty is considered.Overall,our findings indicate that the connectedness response varies depending on the type of uncertainty shock. 展开更多
关键词 Technology sector DIVERSIFICATION Dynamic conditional correlation UNCERTAINTY Structural breaks
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Study on the Formation Mechanism and Microphysical Characteristics of WarmSector Convective System with Multiple-Rain-Bands Organizational Mode
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作者 张弘豪 郭泽勇 +4 位作者 黎慧琦 胡志群 陈星登 林青 夏丰 《Journal of Tropical Meteorology》 SCIE 2023年第2期252-263,共12页
Based on ERA5 reanalysis data and multi-source observations,including polarimetric radar and automatic weather stations,this study analyzes the formation mechanism and microphysical characteristics of a warm-sector he... Based on ERA5 reanalysis data and multi-source observations,including polarimetric radar and automatic weather stations,this study analyzes the formation mechanism and microphysical characteristics of a warm-sector heavy rainfall event caused by a convective system with multiple-rain-bands organizational mode over the western coast of south China.In the early stage,under the influence of coastal convergence and topography,convection was triggered in the coastal mountainous areas and moved north-eastwards.Nocturnal cooling induced the north winds in the inland mountainous area.A mesoscale convergence line was formed in the middle of Yangjiang city between the inland north and coastal south winds,which facilitated the developing and merging of convective storms into a linear convective band along the convergence line.This relatively long convective band presented a quasi-stationary state in the south of Mt.Ehuangzhang and Mt.Tianlu,which results in the first precipitation peak.At this stage,the convection developed to a higher level,with relatively larger raindrops,producing larger amounts of rainfall,which was probably related to the active merging of convection.In the later phase,as the environmental winds shifted,convective bands tended to move southeastwards,accompanied with the cold pools.At the same time,the multiple short convective bands were formed,which were almost parallel to the shear line,and a multiple-rain-bands organizational mode occurred.The mesoscale convergence line maintained due to the outflows of cold pools caused by precipitation in the preceding period,and then gradually moved southwards.Under the influence of the mesoscale convergence and topography,convection was continuously triggered at the southern end of the short convective bands.This back-building characteristic favored the development of the convective system.The multiple rain bands passed through the same place in a“rainband-training”form,resulting in the second peak of precipitation.The collision process was active in the low levels during this event. 展开更多
关键词 multiple-rain-bands warm sector heavy rainfall south China
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Does country risk impact the banking sectors’non‑performing loans?Evidence from BRICS emerging economies
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作者 Chafic Saliba Panteha Farmanesh Seyed Alireza Athari 《Financial Innovation》 2023年第1期2477-2506,共30页
This study aims to fill the gap in the literature by specifically investigating the impact of country risk on the credit risk of the banking sectors operating in Brazil,Russia,India,China,and South Africa(BRICS),emerg... This study aims to fill the gap in the literature by specifically investigating the impact of country risk on the credit risk of the banking sectors operating in Brazil,Russia,India,China,and South Africa(BRICS),emerging countries.More specifically,we explore whether the country-specific risks,namely financial,economic,and political risks significantly impact the BRICS banking sectors’non-performing loans and also probe which risk has the most outstanding effect on credit risk.To do so,we perform panel data analysis using the quantile estimation approach covering the period 2004–2020.The empirical results reveal that the country risk significantly leads to increasing the banking sector’s credit risk and this effect is prominent in the banking sector of countries with a higher degree of non-performing loans(Q.25=−0.105,Q.50=−0.131,Q.75=−0.153,Q.95=−0.175).Furthermore,the results underscore that an emerging country’s political,economic,and financial instabilities are strongly associated with increasing the banking sector’s credit risk and a rise in political risk in particular has the most positive prominent impact on the banking sector of countries with a higher degree of non-performing loans(Q.25=−0.122,Q.50=−0.141,Q.75=−0.163,Q.95=−0.172).Moreover,the results suggest that,in addition to the banking sectorspecific determinants,credit risk is significantly impacted by the financial market development,lending interest rate,and global risk.The results are robust and have significant policy suggestions for many policymakers,bank executives,researchers,and analysts. 展开更多
关键词 Credit risk Country risk BRICS Emerging markets Banking sector Political risk Quantile regression
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