Literature review of the basic medical insurance of urban and rural integration

To set up the nation＇s covering medical insurance syslem and to the realization of the basic medical insurance of urban and rural integration, is the inevitable trend in the development of China＇s medical insurance reform, as well as it is also a key step. In recent years, the state promulgated a series of policies in promoting urban and rural medical insurance and many cities took the lead to reform form the medical insurance pattern with local characteristics. All of these are helpful for our country to realize the integration and providing valuable experience. The target of the article is to maintain the public cause of medical and health, to solve the problem of high cost of urban and rural residents to see a doctor. As well as to realize the objections of disease pro^ection, convenience, cure spends less.

A Thought About the Integration of Urban and Rural Medicare

Presently, Chinese urban and rural medicare systems differ from each other in many aspects including coverage, payment, and funding patterns, etc, which accounting mainly for the serious situation of the division between urban and rural areas, among different areas and among different communities. The paper will firstly illustrate the purposes and principles of integrating urban and turn/medical insurance systems. Then, with the development of socialist core value--equity, the consideration of the development of the social security system, and the consideration of the strengthening of the rural and urban economy, integrating three main basic health insurance systems is required to take place urgently, In the last part, it provides the strategic development of the inter,ration of the dual svstem.so as to build an uniform social insurance system.

Financial Vulnerability, Capital Flow Reversals, and Divergence Macro-Prudential Policies Posing Challenges to the ASEAN Banking Integration Framework （ABIF）

Against the prevailing background of an unusual capital flow reversal which is posing immense challenges to the integration of the region＇s banking sector, this study measures macro-prudential instruments affecting the implementation of an integrated financial service industry. This study is important at times when domestic and country-based financial policies are directed at competing goals. The interaction of macro-prudential policies with other policies, in particular monetary policies and micro-prudential policies is crucial to address systemic risk involved. There is growing recognition that prudential policies tools interact and coordinate with one another. To utilize multiple instruments seems to provide a greater assurance of effectiveness by tackling risk from various angles. As such, this study also assesses the interactions of the policies. The study also proposes a baseline model to capture systemic risk due to liquidity risk and risk because of currency devaluation.

The Initial Exploration of The Catastrophic Medical Insurance in Shanghai

Developing the catastrophic medical insurance for urban and rural residents positively is the key action to keep the new round of reform for medical system into deep. However this insurance is the ＇shortage＇ of the national health system, so the Shanghai government carries out The Trial Measures for Catastrophic Medical Insurance of urban and rural residents in 2014. In this thesis, we will describe the current situation of the catastrophic medical insurance in Shanghai from aspects of financing, level of compensation, the way to undertake and regulatory. What＇s more, we expect to explore the weakness of catastrophic medical insurance in actual motion, and offer proposals for progressively realizing the integration of urban and rural in medical insurance, improving the basic health care directory, enhancing cooperation with commercial medical insurance.

Strengthening Standardized Construction of Band Card,Integrating with International Financial Circles

Following the accession to the WTO of China,bank card industry faces new competition pressure and challenges. At present, the most outstanding problem we face is, how to narrow the gap of development between the international bank card industry and that of China and keep up with fast-developing paces of international bank card as soon as possible. Objectively speaking, bank card industry of our country is still at the initial stage.

After the Euro and Interstate Banking:Present Monetary and Financial Surfacing Conflicts 2023

This paper reconsiders the outcome of the adoption of a single legal currency in the 1999 Euro Act. Installing a central bank, several different solutions surfaced among the EU members and in the global economy, since the 1922 Genoa summit. The last Euro solution came after the severe, unexpected stock market crash on October 19, 1987. Furthermore, the sub-prime bubble 2007, the financial collapse 2008 and the final 2012 the banking melt down, induce to reconsider the overlapping monetary and financial fallouts. The 89 Interstate Banking Act and the Riegle Community Development and Regulatory Improvement Act of 1994, induce a monetary and financial evolving infrastructure. This paper focuses on the conflicts at the enlarging EU community seen the unavoidable monetary and financial integration, considering that the unique definition of the monetary functions as its essence is misinterpreted, in a clear common asymmetry affecting the whole evolving situation.

After the Euro and Interstate Banking:Fall-Out Hypothesis Euro-Reconsidered 2022

This paper revises the crucial outcome of adopting a single legal currency,within the environment of a classic based competing central bank infrastructure,in an uncertain monetary category definition class,from a generally closed economy,to a competing quasi-global market,for an unbiased monetary unit alone.The fallout effects of such a system include the transfer of capitals,the unavoidable reallocation of resources,and the non-homogenous economic development in different regional areas.The recent USA Interstate Banking Act experience,after the Riegle Community Development and Regulatory Improvement Act of 1994,constitutes a valid example of some necessary frameworks when opening a new financial operating infrastructure.This new paper focuses on the special conditions in the EU community States and the necessity-pending their financial integration-of a consideration of some likely negative fallout effects,in order to implement and consolidate some effective balancing measures.Nevertheless,the role that the globalization of the economic activity plays,especially in the financial community,is endorsing a rapid integration of the technology and operating techniques,that require critical volumes of trading and rapidly adjusting enterprise dimensions and operating techniques.The latter call for some form of institutional frameworks,considering the correct definition of the monetary function and its essence,requires a clear and unique common monetary framework.

ENERGY,COMMUNICATIONS,FINANCE AND INSURANCE

EnergyPower and coal are Jiangsu’s two energyresources. Jiangsu has ten large power plantswith over 400,000kw capacity of generatingequipment each. The Jianbi Power Plant isthe largest in China, with 1.625 million kwcapacity of generating equipment. The totalinstalled capacity of the province is 12.32million kw with 500,000v of 737km

The Study on Integrated Risk Management of Chinese Commercial Banks

Integrated risk management becomes gradually mainstream in worldwide. With China being a member of WTO, it put forward a higher requirement for risk management of Chinese commercial banks. So, it＇s of theoretical and practical meaning to study the integrated risk management of Chinese commercial banks. Under the guidance of integrated risk management, it pointed out the identification scope, analysis methods and systematic control strategies of risk management in Chinese commercial banks.

Research on Interactive Relationship between Agricultural Insurance and Rural Financial Development in Central and Western Regions

By selecting the panel data from 2001 to 2008 in central and western regions,I adopt the methods of covariance analysis test,Hausman test,panel unit root test and co-integration test to conduct empirical research on the interactive relationship between agricultural insurance and rural financial development in central and western regions.The results show that there is a long-term balanced and interactive causal relationship between agricultural insurance and rural financial development in central and western regions.The agricultural insurance in western regions is the cause of rural financial development,while such relationship in central regions is not tenable.There is an interactive promotion relationship between agricultural insurance and rural financial development efficiency in central regions,while the relationship between agricultural insurance and rural financial development efficiency in western regions is mutually inhibitive,but the rural financial efficiency in western regions promotes the development of agricultural insurance.Then corresponding suggestions are put forward in order to give full play to the role of mutual promotion between agricultural insurance and rural financial development as follows:reinforce the support degree for policy finance in central and western regions;increase the inputs of rural financial institutions in serving agriculture,countryside and farmers;expand the types and coverage of policy agricultural insurance.

Corporate Governance,Government Regulation and Bank Stability

By using the data collected from the years 2006 to 2012 of16 listed banks as samples,an empirical test was set up to analyze the impacts of corporate governance and government regulation towards bank stability. The results show that the nature and percentage of ownership of the largest shareholder,as well as the top10 shareholders, have no significant impact on bank stability.Supervision of board of directors increases bank stability, while independent directors could not play the role of supervision. Higher executive compensation increases bank stability,while shareholding of executives does not show much incentive function. Franchise value has self-regulatory effects. Capital regulation also improves bank stability. Implicit insurance covers the entire banking system.Improving corporate governance and government regulation to increase bank stability are put forward.

Design of Dynamic Reconfigurable Structure Based on Integrated Filter Banks

In electronic confrontation, radar confrontation is an important part. Various radars widely used in modern warfare are the most important equipment in the field of information acquisition and precision guidance. Especially in the vast battle space, in order to achieve timely, accurate and comprehensive access to various target information, the role of radar is irreplaceable. Especially in the vast battle space, the role of radar is irreplaceable in order to achieve timely, accurate and comprehensive access to various target information. Therefore, in the war, it will not be able to protect their own survival and play combat effectiveness if not having the radar's ability to fight. At this time, that is the need for radar equipment in time to detect radar exposure, rapid measurement of radar signal parameters and identify threat signals, and targeted to do the implementation of interference or the implementation of technical attacks. In order to extract the parameters of the received signal to facilitate the subsequent research and analysis, this paper deduces the structure of the integrated filter bank in detail, and gives the reconfigurable filter bank structure design method, under the condition of accurate reconstruction of the signal. Based on the analysis of the design and calculation complexity of the filter bank structure, the dynamic reconfigurable design method con-sumes less hardware resources and wide application range, and the simulation structure also verifies the correctness and flexibility of the structure.

Euro Experience and the Possibility of Financial&Monetary Integration in Arab Gulf Countries

Based on the theories of Optimum Currency Areas and Impossible Triangle,this article considers the practice analysis of the Euro and European Central Bank,and proposes the possibility of monetary integration in Arab Gulf countries.The author argues that at this stage,member states must collaborate closely,and coordinate fully among various conflicts.Only by doing this will they be able to create necessary conditions for upgrading the level of financial and monetary integration in Arabic Gulf countries.

“双元制”下职业教育学分银行的现实困境、发展方向与改进路径

职业教育学分银行建设是强化职业教育类型属性、推动技能型社会建设、打造国家资历框架的综合性项目,也是推动职普融通、产教融合、科教融汇的系统性工程。在职业教育与学术教育“双元制”育人范式下,职业教育学分银行还存在框架制度不完善、功能结构不健全、管理运行有滞碍、评估评价尚待改进等制约性因素,外部应用还存在机制、跨界、管理的时度效等制度性障碍。当前,必须明确学分银行未来建设发展的方向,致力打造成为教育与技术协同互动的桥梁纽带、职业教育高质量发展的统筹抓手、职业教育系统化改革的重要内容。因此,要以“双元制”范式为指引,建立学分银行的组织框架,健全学分银行的功能属性,创新学分银行管理模式,规范学分银行评价体系,真正推动职业教育学分银行赋能、提质、增效。

城乡居民医保整合与农村相对贫困治理的准自然实验研究

推进基本公共服务均等化、防范农村相对贫困是巩固拓展脱贫攻坚成果、促进城乡共同富裕的内在要求。论文基于2013年和2018年中国健康与养老追踪调查数据以及2013年和2019年中国家庭金融调查数据,运用双重差分倾向得分匹配模型,实证检验城乡居民医保整合对农村相对贫困脆弱性的影响。研究发现,城乡居民医保整合显著降低了农村相对贫困脆弱性。这种影响在低收入群体和受大病冲击群体中更加显著,但慢性病患者受到的影响并不显著,且城乡居民医保整合的减贫防贫效应随着脆弱性标准提高呈现下降趋势。机制检验表明,医疗费用支出、健康、劳动参与和家庭资产积累是重要的作用渠道。在此基础上,论文从动态认定相对贫困人口、促进低收入家庭应保尽保、提高农村医保实际保障水平和开展减贫绩效评估等方面提出推进农村相对贫困长效治理的政策建议。

城镇职工基本医疗保险统筹基金收支预测——基于E市证据的多方案模拟分析

基本医疗保险是检视城镇职工福利政策执行的重要民生福祉,统筹基本医疗保险基金稳健发展是制度可持续运行的保证。本文以结余较高的基金统筹区E市为例,基于现行筹资、待遇政策,构建职工医保统筹基金收支预测模型,结合职工门诊共济保障改革方向设置无政策干预、实施门诊共济保障改革、2035年取消个人账户并提高待遇水平三种模拟情形,分别预测其2022年至2050年统筹基金收支情况。结果显示,无政策干预下E市职工医保统筹基金将于2022年、2034年分别出现当期、累计结余赤字;门诊共济保障改革实施后当期、累计结余赤字发生时间分别延后20年、8年;若2035年取消个人账户则于2049年出现基金缺口,同步提高普通门诊、门诊慢特病及住院保障水平在2050年以前不会导致累计结余归零。据此,应通过渐进式取消个人账户,实现医保战略性购买,强化多层次医疗保障的效能,增强医保统筹基金可持续性。

我国养老产业发展“拐点”研判——基于多案例研究的典型事实

随着人口老龄化进程加速,我国的养老需求结构正在从生存型向发展型转变,这将为养老产业的发展带来广阔的市场空间,但当前我国养老产业发展相对滞后,仍面临严重的发展困境。我国养老产业发展的“拐点”何时到来?为回答好这个问题,本文以案例研究和实证分析相结合的研究框架,首先,以法、德、日、美四国为例,系统梳理其养老产业发展历程,总结归纳出养老产业发展“拐点”出现的共性特征;其次,聚焦日本养老产业发展轨迹,重点关注其介护险实施前后养老产业相关重要指标变化;最后,选取九个养老产业相关指标,基于指数平滑、灰色模型等方法对中国养老产业未来情况进行预测,并与日本可比时期指标情况进行比较,判断中国养老产业“拐点”出现的可能时间。研究发现:养老产业发展“拐点”的出现具有四个共性特征,分别是三支柱养老金体系改革、长护险制度全面实施、多元化服务助推医养结合、代际转换背后的产业增量机会,而中国养老产业发展“拐点”可能出现的窗口期将在2026—2030年间。

银行融资下考虑信用保险和销售努力的风险规避供应链决策研究

信用保险在银行融资中发挥着增信的功能。基于资金约束零售商、供应商和银行组成的供应链系统,同时考虑零售商的风险规避行为、银行的损失规避行为和零售商的销售努力,分别构建有无信用保险两种情形下的Stackelberg博弈模型,比较信用保险对零售商和银行决策的影响。研究发现:信用保险可以缓解零售商的风险规避行为带来的消极举措,促使零售商提高订购量和销售努力水平。对银行而言,利率决策会受保险范围水平的影响,银行越损失规避,信用保险和销售努力组合发挥的效果越好。销售努力水平会随着零售商的风险规避系数的增加而降低,但有信用保险时的销售努力水平始终大于没有信用保险的情形。

我国医保支持医养结合服务的政策分析

目的:分析我国医保支持医养结合服务的相关政策,为完善医养结合政策及推进医养结合服务提供参考。方法:以国家层面颁布的医保支持医养结合服务的政策文件为研究对象,采用内容分析法,对颁布时间、政策力度、颁布主体、医保支持医养结合服务的具体规定进行量化分析。结果:2013—2023年,国家层面颁布了16项相关政策,年均颁布1.45项政策。政策力度的平均值为2.25。国务院及部委均颁布了8项政策,部委颁布的8项政策中的7项为联合发文,占87.50%。16项政策中,对纳入医保支付的服务机构、服务项目、服务对象3个方面均有规定的政策有3项,占18.75%;两项政策涉及医保基金监管,占12.50%;1项政策对医保支付方式提出指导意见,占6.25%。结论:政策颁布的持续性较好,政策制定过程中部门间协同性较好。医保支持医养结合服务的政策有待在实施中细化,医保基金监管亟待加强,医保支付方式需进一步优化。