This article expounds the manifestations of imbalance between the rural credit cooperatives and rural economic relations: the rural credit cooperatives fail to effectively promote economic development in rural areas; ...This article expounds the manifestations of imbalance between the rural credit cooperatives and rural economic relations: the rural credit cooperatives fail to effectively promote economic development in rural areas; the rural economy is also incapable of effectively promoting the development of the rural credit cooperatives. It analyses the reasons for imbalance between the rural credit cooperatives and rural economic relations,including the direct reason (loss of function of the rural credit cooperatives) ,the fundamental reason (restricted economic development of agriculture and countryside and relative pauperization of farmers) ,and the deep-seated reason (sluggish rural economic development) . Corresponding countermeasures and proposals are put forward for promoting balanced development of the rural credit cooperatives and rural economy as follows: first, deepen reform of the rural credit cooperatives,strengthen the function of the rural credit cooperatives in serving the needs of agriculture; second, speed up economic development in rural areas,eliminate the economic constraints for the development of the rural credit cooperatives; third,transform the development pattern and the development strategies,foster the macro-institutional environment for balanced development of rural credit cooperatives and rural economy.展开更多
"Non-agricultural trend" of credit cooperatives is demonstrated as outflow of substantial contribution, application of credit fund in "non-agricultural sectors" and downsizing outlets. As a result,..."Non-agricultural trend" of credit cooperatives is demonstrated as outflow of substantial contribution, application of credit fund in "non-agricultural sectors" and downsizing outlets. As a result, rural financial exclusion and insufficient effective supply of rural finance have been aggravated, and most rural households have been excluded from the service range of credit cooperatives. Major causes for such a trend were summarized as: (a) profit-driven nature of credit cooperatives; (b) conditionality of "agriculture, rural area and peasant" economy; (c) influence of macro-environment. It is proposed that credit cooperatives would only revert their focus to "agriculture, rural area and peasant" economy only if rural financial exclusion and economic restrictions on the development of credit cooperatives were removed, and the macro-environment was optimized.展开更多
基金Supported by the Fundamental Research Funds for the Central Universities in Southwest University for Nationalities (11SZYTD21)
文摘This article expounds the manifestations of imbalance between the rural credit cooperatives and rural economic relations: the rural credit cooperatives fail to effectively promote economic development in rural areas; the rural economy is also incapable of effectively promoting the development of the rural credit cooperatives. It analyses the reasons for imbalance between the rural credit cooperatives and rural economic relations,including the direct reason (loss of function of the rural credit cooperatives) ,the fundamental reason (restricted economic development of agriculture and countryside and relative pauperization of farmers) ,and the deep-seated reason (sluggish rural economic development) . Corresponding countermeasures and proposals are put forward for promoting balanced development of the rural credit cooperatives and rural economy as follows: first, deepen reform of the rural credit cooperatives,strengthen the function of the rural credit cooperatives in serving the needs of agriculture; second, speed up economic development in rural areas,eliminate the economic constraints for the development of the rural credit cooperatives; third,transform the development pattern and the development strategies,foster the macro-institutional environment for balanced development of rural credit cooperatives and rural economy.
文摘"Non-agricultural trend" of credit cooperatives is demonstrated as outflow of substantial contribution, application of credit fund in "non-agricultural sectors" and downsizing outlets. As a result, rural financial exclusion and insufficient effective supply of rural finance have been aggravated, and most rural households have been excluded from the service range of credit cooperatives. Major causes for such a trend were summarized as: (a) profit-driven nature of credit cooperatives; (b) conditionality of "agriculture, rural area and peasant" economy; (c) influence of macro-environment. It is proposed that credit cooperatives would only revert their focus to "agriculture, rural area and peasant" economy only if rural financial exclusion and economic restrictions on the development of credit cooperatives were removed, and the macro-environment was optimized.
