This study investigates the role of default options in the relationship between trait anxiety,and decision-making styles and financial decisions.One hundred and ninety-four participants were divided into three groups ...This study investigates the role of default options in the relationship between trait anxiety,and decision-making styles and financial decisions.One hundred and ninety-four participants were divided into three groups and subjected to three different conditions.Under each experimental condition,they had to decide whether to accept or reject investment proposals.In the first group,they had been enrolled in investment plans by default(opt-out condition),in the second group,they had not been automatically enrolled in these plans(opt-in condition),and in the third group they had to choose whether to enroll or not(control condition).The results showed that the investment decisions of anxious,avoidant,rational and dependent individuals could be facilitated by default options.In conclusion,using default options as a“nudge”can support specific groups of people to improve their financial decisions.展开更多
A group training was conducted on 17 college students to improve their career decision-making self-efficacy (CDMSE). The result showed that there was significant difference between the pre-test and the post-test for t...A group training was conducted on 17 college students to improve their career decision-making self-efficacy (CDMSE). The result showed that there was significant difference between the pre-test and the post-test for the experimental group (n = 17), whereas no significant difference was found between the pre-test and the post- test for the control group (n = 17). In the pre-test, there was no significant difference between the experimental group and the control group, and obvious difference between the two groups was found in the post-test. This indicated that the group training was effective on improving the CDMSE of the college students whose scores of CDMSE were below 27% point of the total students.展开更多
The following paper attempts to understand if income determines the buying decision-making styles of consumers in Bhubaneswar,the capital city of Odisha,a state located on eastern India.A total of 103 respondents of B...The following paper attempts to understand if income determines the buying decision-making styles of consumers in Bhubaneswar,the capital city of Odisha,a state located on eastern India.A total of 103 respondents of Bhubaneswar were chosen by using the Mall intercept method.The samples were classified into three groups based on their average annual family income such as High Income,Middle Income and Low Income groups.Exploratory Factor Analysis was carried to identify the decision-making styles.ANOVA was employed to compare the shopping styles of these three income sub-groups.Results indicate that differences in consumer shopping styles exist among the income sub-groups.Findings of the study can be used by marketers for segmentation,targeting and positioning of retail shoppers which may facilitate them to compete efficiently.It is recommended that different income sub-groups should be viewed as distinct consumer segments and strategies should be formulated to cater each segment effectively.展开更多
Malaysian graduates are normally assumed to be lacking soft-skills and preparation for job-searching, thus affecting their decision-making skills. Thus, this study aims to develop a career decision-making competency m...Malaysian graduates are normally assumed to be lacking soft-skills and preparation for job-searching, thus affecting their decision-making skills. Thus, this study aims to develop a career decision-making competency model for effective career development among graduating students in Malaysia. The data collected from 1,655 graduating students were tested with confirmatory factor analysis to obtain three best-fit measurement models from the three variables. The findings according to the primary data reveal that there are significant relationships between self-knowledge and career decision-making, and occupational exploration as well as career decision-making. The result for testing invariance of a structural model for multi group analysis showed a validation model of self-knowledge, occupational exploration and career decision making. The findings from this study can be of great benefit to students, researchers, as well as the policy makers in the educational field.展开更多
This research explores factors influencing Chinese overseas students’career decision-making.Based on the social cognitive career theory,a semi-structured interview schedule was devised to qualitatively investigate ho...This research explores factors influencing Chinese overseas students’career decision-making.Based on the social cognitive career theory,a semi-structured interview schedule was devised to qualitatively investigate how Chinese students evaluated different factors and coped with career decision-making while studying abroad.The interview transcripts were addressed using thematic analysis.Family influences,overseas social life,and personal improvement were found to be the three key factors in shaping Chinese overseas students’career decision-making.Moreover,close interconnections were found among the three factors,and these had a combined impact on the decision-making process.The findings highlight the importance of a positive study abroad experience and its impact on international students’career decision-making.展开更多
文摘This study investigates the role of default options in the relationship between trait anxiety,and decision-making styles and financial decisions.One hundred and ninety-four participants were divided into three groups and subjected to three different conditions.Under each experimental condition,they had to decide whether to accept or reject investment proposals.In the first group,they had been enrolled in investment plans by default(opt-out condition),in the second group,they had not been automatically enrolled in these plans(opt-in condition),and in the third group they had to choose whether to enroll or not(control condition).The results showed that the investment decisions of anxious,avoidant,rational and dependent individuals could be facilitated by default options.In conclusion,using default options as a“nudge”can support specific groups of people to improve their financial decisions.
文摘A group training was conducted on 17 college students to improve their career decision-making self-efficacy (CDMSE). The result showed that there was significant difference between the pre-test and the post-test for the experimental group (n = 17), whereas no significant difference was found between the pre-test and the post- test for the control group (n = 17). In the pre-test, there was no significant difference between the experimental group and the control group, and obvious difference between the two groups was found in the post-test. This indicated that the group training was effective on improving the CDMSE of the college students whose scores of CDMSE were below 27% point of the total students.
文摘The following paper attempts to understand if income determines the buying decision-making styles of consumers in Bhubaneswar,the capital city of Odisha,a state located on eastern India.A total of 103 respondents of Bhubaneswar were chosen by using the Mall intercept method.The samples were classified into three groups based on their average annual family income such as High Income,Middle Income and Low Income groups.Exploratory Factor Analysis was carried to identify the decision-making styles.ANOVA was employed to compare the shopping styles of these three income sub-groups.Results indicate that differences in consumer shopping styles exist among the income sub-groups.Findings of the study can be used by marketers for segmentation,targeting and positioning of retail shoppers which may facilitate them to compete efficiently.It is recommended that different income sub-groups should be viewed as distinct consumer segments and strategies should be formulated to cater each segment effectively.
文摘Malaysian graduates are normally assumed to be lacking soft-skills and preparation for job-searching, thus affecting their decision-making skills. Thus, this study aims to develop a career decision-making competency model for effective career development among graduating students in Malaysia. The data collected from 1,655 graduating students were tested with confirmatory factor analysis to obtain three best-fit measurement models from the three variables. The findings according to the primary data reveal that there are significant relationships between self-knowledge and career decision-making, and occupational exploration as well as career decision-making. The result for testing invariance of a structural model for multi group analysis showed a validation model of self-knowledge, occupational exploration and career decision making. The findings from this study can be of great benefit to students, researchers, as well as the policy makers in the educational field.
文摘This research explores factors influencing Chinese overseas students’career decision-making.Based on the social cognitive career theory,a semi-structured interview schedule was devised to qualitatively investigate how Chinese students evaluated different factors and coped with career decision-making while studying abroad.The interview transcripts were addressed using thematic analysis.Family influences,overseas social life,and personal improvement were found to be the three key factors in shaping Chinese overseas students’career decision-making.Moreover,close interconnections were found among the three factors,and these had a combined impact on the decision-making process.The findings highlight the importance of a positive study abroad experience and its impact on international students’career decision-making.
