With the rapid development of information technology,internet financial products have been continuously launched,and many college students have joined the internet financial team.By investigating the current situation...With the rapid development of information technology,internet financial products have been continuously launched,and many college students have joined the internet financial team.By investigating the current situation of college students’financial management,this study found several problems and deficiencies in college students’financial management and proposed countermeasures to these problems for colleges and universities to cultivate students’internet financial literacy as well as guide them to establish the correct concept of financial management under the internet financial environment,learn financial management knowledge,improve financial management capabilities and risk awareness,as well as choose appropriate internet financial management products.展开更多
College students with economic difficulties are the vulnerable groups who are easy to fall into the predicament of career development. They are mainly characterized as weak career awareness,unclear self-awareness,lack...College students with economic difficulties are the vulnerable groups who are easy to fall into the predicament of career development. They are mainly characterized as weak career awareness,unclear self-awareness,lack of social resources,and poor comprehensive quality. This paper comprehensively analyzed the predicament of college students and causes. On the basis of causes,it came up with strategies including establishing a perfect whole-process education mechanism,strengthening psychological health and ideological and political education,actively expanding social practice internship platform,and vigorously cultivating employment competitiveness,so as to help students with economic difficulties to get out of their predicament and realize sustainable and comprehensive career development.展开更多
This paper examines the multifaceted economic,social,and psychological impacts of the rising cost of college tuition in the United States,with a particular focus on students from low-income families.The escalating tui...This paper examines the multifaceted economic,social,and psychological impacts of the rising cost of college tuition in the United States,with a particular focus on students from low-income families.The escalating tuition fees have far-reaching implications,including increased student loan debt,delayed social mobility,and psychological stress among students.The paper explores the barriers to higher education imposed by financial constraints and the systemic challenges that exacerbate income inequality in access to quality education.Case studies highlight the resilience of students who overcome these obstacles,as well as the struggles of those who face significant setbacks.The paper concludes with policy implications and recommendations for future research,emphasizing the need for a comprehensive approach to address the financial barriers in higher education.It advocates for policy interventions that increase financial aid,reform educational funding,and promote innovative and affordable educational models to ensure equitable access to higher education.展开更多
Internet financing in China has been developing rapidly in China.Recently,college students start to be one of emerging target group of internet consumer financing services.However,college students' credit has not ...Internet financing in China has been developing rapidly in China.Recently,college students start to be one of emerging target group of internet consumer financing services.However,college students' credit has not been fully taken account yet.This paper aims at contributing to making a step for solving this issue.In this paper,a credit fraud evaluation model is developed using a university' s students ' grade and campus consumption data.A logistic regression model is trained with the students' grade and daily consumption data.The features of the model with stepwise regression methods are selected.And this model achieves that the paper predicts the students' fault rate accurately.展开更多
文摘With the rapid development of information technology,internet financial products have been continuously launched,and many college students have joined the internet financial team.By investigating the current situation of college students’financial management,this study found several problems and deficiencies in college students’financial management and proposed countermeasures to these problems for colleges and universities to cultivate students’internet financial literacy as well as guide them to establish the correct concept of financial management under the internet financial environment,learn financial management knowledge,improve financial management capabilities and risk awareness,as well as choose appropriate internet financial management products.
基金Supported by the Study on Whole Process Education Mechanism for Career Planning of College Students in Northwest A&F University
文摘College students with economic difficulties are the vulnerable groups who are easy to fall into the predicament of career development. They are mainly characterized as weak career awareness,unclear self-awareness,lack of social resources,and poor comprehensive quality. This paper comprehensively analyzed the predicament of college students and causes. On the basis of causes,it came up with strategies including establishing a perfect whole-process education mechanism,strengthening psychological health and ideological and political education,actively expanding social practice internship platform,and vigorously cultivating employment competitiveness,so as to help students with economic difficulties to get out of their predicament and realize sustainable and comprehensive career development.
文摘This paper examines the multifaceted economic,social,and psychological impacts of the rising cost of college tuition in the United States,with a particular focus on students from low-income families.The escalating tuition fees have far-reaching implications,including increased student loan debt,delayed social mobility,and psychological stress among students.The paper explores the barriers to higher education imposed by financial constraints and the systemic challenges that exacerbate income inequality in access to quality education.Case studies highlight the resilience of students who overcome these obstacles,as well as the struggles of those who face significant setbacks.The paper concludes with policy implications and recommendations for future research,emphasizing the need for a comprehensive approach to address the financial barriers in higher education.It advocates for policy interventions that increase financial aid,reform educational funding,and promote innovative and affordable educational models to ensure equitable access to higher education.
基金Fundamental Research Funds for the Central Universities(Tongji University)Interdisciplinary Project,China(No.0800219311)
文摘Internet financing in China has been developing rapidly in China.Recently,college students start to be one of emerging target group of internet consumer financing services.However,college students' credit has not been fully taken account yet.This paper aims at contributing to making a step for solving this issue.In this paper,a credit fraud evaluation model is developed using a university' s students ' grade and campus consumption data.A logistic regression model is trained with the students' grade and daily consumption data.The features of the model with stepwise regression methods are selected.And this model achieves that the paper predicts the students' fault rate accurately.
