Credit Checking Market Setting up Gradually in China

This paper describes the present condition of credit checking industry and the market of Chinese, elaborates what has restricted Chinese credit development, presents the possible credit products of current Chinese credit checking market, forecasts the profits of credit checking service in China, and indicates the strategic steps of operation on credit checking service in China. ＂Credit＂ is one of the most popular words in the last two years in China, every thing related to credit will heat up, and the credit management is also becoming a burgeoning industry and comes to front. The development of economy has called for construction of the social credit system, which brings great business opportunities to the credit management agency. Therefore, the government, the industry and the private focus on this wealth dinner. Once deeming it as a great opportunity some far-sighted men bravely begin to take tough practice in the huge market. From then on, some credit management companies have come into being a part of the credit checking agent industry.

中国信用卡行业发展的制约因素及对策

近年来我国信用卡产业快速发展,信用卡正在成为城乡居民日常消费、支付结算和信用借贷的重要工具。但是,在信用卡市场发展中仍然存在粗放式发展、品牌间差异性小、信用卡使用频率低、重"量"不重"质"、相关违法案件与日俱增等问题。针对这些问题,发卡机构应根据客户需求细分市场,进行科学的市场营销策略,并且在发卡对象和数量方面坚守审慎原则;监管部门则应加强监管,严厉打击信用卡犯罪,促进信用卡市场的健康发展。