With the increasing popularity of mobile devices and the wide adoption of mobile Apps,an increasing concern of privacy issues is raised.Privacy policy is identified as a proper medium to indicate the legal terms,such ...With the increasing popularity of mobile devices and the wide adoption of mobile Apps,an increasing concern of privacy issues is raised.Privacy policy is identified as a proper medium to indicate the legal terms,such as the general data protection regulation(GDPR),and to bind legal agreement between service providers and users.However,privacy policies are usually long and vague for end users to read and understand.It is thus important to be able to automatically analyze the document structures of privacy policies to assist user understanding.In this work we create a manually labelled corpus containing 231 privacy policies(of more than 566,000 words and 7,748 annotated paragraphs).We benchmark our data corpus with 3 document classification models and achieve more than 82%on F1-score.展开更多
Although the corporate relationship manager seems to be the key enabler in commercial banking,the personal relationship sales model is not a sustainable model for the paradigm shift in digital financial markets.In thi...Although the corporate relationship manager seems to be the key enabler in commercial banking,the personal relationship sales model is not a sustainable model for the paradigm shift in digital financial markets.In this research,we propose a knowledge-driven decision analytics approach to improve the decision process.However,most of the corporate client documents processed in banks are not well-structured and the traditional analysis approach does not consider the document structure,which carries rich semantic information.We propose a document structure-based text representation approach with incorporating auxiliary information in the predictive analytics of unstructured data to improve the performance in the document classification task.The proposed approach significantly outperforms the traditional whole document approach which does not take into considerations of the document structure.With the proposed approach,knowledge can be effectively and efficiently used for business decisions and planning to improve the competitive advantage and substantiality of banks.展开更多
基金This work was supported by the National Natural Science Foundation of China(Grant Nos.61802275 and U1836214)the Innovation fund of Tianjin University(2020XRG-0022).
文摘With the increasing popularity of mobile devices and the wide adoption of mobile Apps,an increasing concern of privacy issues is raised.Privacy policy is identified as a proper medium to indicate the legal terms,such as the general data protection regulation(GDPR),and to bind legal agreement between service providers and users.However,privacy policies are usually long and vague for end users to read and understand.It is thus important to be able to automatically analyze the document structures of privacy policies to assist user understanding.In this work we create a manually labelled corpus containing 231 privacy policies(of more than 566,000 words and 7,748 annotated paragraphs).We benchmark our data corpus with 3 document classification models and achieve more than 82%on F1-score.
文摘Although the corporate relationship manager seems to be the key enabler in commercial banking,the personal relationship sales model is not a sustainable model for the paradigm shift in digital financial markets.In this research,we propose a knowledge-driven decision analytics approach to improve the decision process.However,most of the corporate client documents processed in banks are not well-structured and the traditional analysis approach does not consider the document structure,which carries rich semantic information.We propose a document structure-based text representation approach with incorporating auxiliary information in the predictive analytics of unstructured data to improve the performance in the document classification task.The proposed approach significantly outperforms the traditional whole document approach which does not take into considerations of the document structure.With the proposed approach,knowledge can be effectively and efficiently used for business decisions and planning to improve the competitive advantage and substantiality of banks.