Federated Learning Model for Auto Insurance Rate Setting Based on Tweedie Distribution

In the assessment of car insurance claims,the claim rate for car insurance presents a highly skewed probability distribution,which is typically modeled using Tweedie distribution.The traditional approach to obtaining the Tweedie regression model involves training on a centralized dataset,when the data is provided by multiple parties,training a privacy-preserving Tweedie regression model without exchanging raw data becomes a challenge.To address this issue,this study introduces a novel vertical federated learning-based Tweedie regression algorithm for multi-party auto insurance rate setting in data silos.The algorithm can keep sensitive data locally and uses privacy-preserving techniques to achieve intersection operations between the two parties holding the data.After determining which entities are shared,the participants train the model locally using the shared entity data to obtain the local generalized linear model intermediate parameters.The homomorphic encryption algorithms are introduced to interact with and update the model intermediate parameters to collaboratively complete the joint training of the car insurance rate-setting model.Performance tests on two publicly available datasets show that the proposed federated Tweedie regression algorithm can effectively generate Tweedie regression models that leverage the value of data fromboth partieswithout exchanging data.The assessment results of the scheme approach those of the Tweedie regressionmodel learned fromcentralized data,and outperformthe Tweedie regressionmodel learned independently by a single party.

Low-Cost Federated Broad Learning for Privacy-Preserved Knowledge Sharing in the RIS-Aided Internet of Vehicles

High-efficiency and low-cost knowledge sharing can improve the decision-making ability of autonomous vehicles by mining knowledge from the Internet of Vehicles(IoVs).However,it is challenging to ensure high efficiency of local data learning models while preventing privacy leakage in a high mobility environment.In order to protect data privacy and improve data learning efficiency in knowledge sharing,we propose an asynchronous federated broad learning(FBL)framework that integrates broad learning(BL)into federated learning(FL).In FBL,we design a broad fully connected model(BFCM)as a local model for training client data.To enhance the wireless channel quality for knowledge sharing and reduce the communication and computation cost of participating clients,we construct a joint resource allocation and reconfigurable intelligent surface(RIS)configuration optimization framework for FBL.The problem is decoupled into two convex subproblems.Aiming to improve the resource scheduling efficiency in FBL,a double Davidon–Fletcher–Powell(DDFP)algorithm is presented to solve the time slot allocation and RIS configuration problem.Based on the results of resource scheduling,we design a reward-allocation algorithm based on federated incentive learning(FIL)in FBL to compensate clients for their costs.The simulation results show that the proposed FBL framework achieves better performance than the comparison models in terms of efficiency,accuracy,and cost for knowledge sharing in the IoV.

Decentralized Heterogeneous Federal Distillation Learning Based on Blockchain

Load forecasting is a crucial aspect of intelligent Virtual Power Plant(VPP)management and ameans of balancing the relationship between distributed power grids and traditional power grids.However,due to the continuous emergence of power consumption peaks,the power supply quality of the power grid cannot be guaranteed.Therefore,an intelligent calculation method is required to effectively predict the load,enabling better power grid dispatching and ensuring the stable operation of the power grid.This paper proposes a decentralized heterogeneous federated distillation learning algorithm(DHFDL)to promote trusted federated learning(FL)between different federates in the blockchain.The algorithm comprises two stages:common knowledge accumulation and personalized training.In the first stage,each federate on the blockchain is treated as ameta-distribution.After aggregating the knowledge of each federate circularly,the model is uploaded to the blockchain.In the second stage,other federates on the blockchain download the trained model for personalized training,both of which are based on knowledge distillation.Experimental results demonstrate that the DHFDL algorithmproposed in this paper can resist a higher proportion of malicious code compared to FedAvg and a Blockchain-based Federated Learning framework with Committee consensus(BFLC).Additionally,by combining asynchronous consensus with the FL model training process,the DHFDL training time is the shortest,and the training efficiency of decentralized FL is improved.

Veterans utilizing a federally qualified health center: a clinical snapshot

Dear Editor,Te Veterans Health Administration(VHA)provides healthcare for over 9 million enrolled veterans with approximately 2.7 million of those residing in rural areas[1].Te MISSION Act of 2018 emphasizes VHA collaboration with Federally Qualifed Healthcare Centers(FQHC)to serve rural residing veterans and nearly all existing collaborations involve arrangement of payment for community-based care by VHA to FQHCs.Unfortunately,there is a paucity of descriptive clinical data on existing cross-system collaborations which may help characterize these veterans and aid understanding of conditions for which they may receive treatment across systems.Such data has implications for workforce training,development,and resource allocation[2].Te objective of this report is to describe diferent clinical profles between two mutually exclusive samples:veterans engaged in FQHC only use,and VHA-enrolled veterans engaged in dual VHA and FQHC use.

FedNRM:A Federal Personalized News Recommendation Model Achieving User Privacy Protection

In recent years,the type and quantity of news are growing rapidly,and it is not easy for users to find the news they are interested in the massive amount of news.A news recommendation system can score and predict the candidate news,and finally recommend the news with high scores to users.However,existing user models usually only consider users’long-term interests and ignore users’recent interests,which affects users’usage experience.Therefore,this paper introduces gated recurrent unit(GRU)sequence network to capture users’short-term interests and combines users’short-term interests and long-terminterests to characterize users.While existing models often only use the user’s browsing history and ignore the variability of different users’interest in the same news,we introduce additional user’s ID information and apply the personalized attention mechanism for user representation.Thus,we achieve a more accurate user representation.We also consider the risk of compromising user privacy if the user model training is placed on the server side.To solve this problem,we design the training of the user model locally on the client side by introducing a federated learning framework to keep the user’s browsing history on the client side.We further employ secure multiparty computation to request news representations from the server side,which protects privacy to some extent.Extensive experiments on a real-world news dataset show that our proposed news recommendation model has a better improvement in several performance evaluation metrics.Compared with the current state-of-the-art federated news recommendation models,our model has increased by 0.54%in AUC,1.97%in MRR,2.59%in nDCG@5%,and 1.89%in nDCG@10.At the same time,because we use a federated learning framework,compared with other centralized news recommendation methods,we achieve privacy protection for users.

A Survey on Blockchain-Based Federated Learning:Categorization,Application and Analysis

Federated Learning(FL),as an emergent paradigm in privacy-preserving machine learning,has garnered significant interest from scholars and engineers across both academic and industrial spheres.Despite its innovative approach to model training across distributed networks,FL has its vulnerabilities;the centralized server-client architecture introduces risks of single-point failures.Moreover,the integrity of the global model—a cornerstone of FL—is susceptible to compromise through poisoning attacks by malicious actors.Such attacks and the potential for privacy leakage via inference starkly undermine FL’s foundational privacy and security goals.For these reasons,some participants unwilling use their private data to train a model,which is a bottleneck in the development and industrialization of federated learning.Blockchain technology,characterized by its decentralized ledger system,offers a compelling solution to these issues.It inherently prevents single-point failures and,through its incentive mechanisms,motivates participants to contribute computing power.Thus,blockchain-based FL(BCFL)emerges as a natural progression to address FL’s challenges.This study begins with concise introductions to federated learning and blockchain technologies,followed by a formal analysis of the specific problems that FL encounters.It discusses the challenges of combining the two technologies and presents an overview of the latest cryptographic solutions that prevent privacy leakage during communication and incentives in BCFL.In addition,this research examines the use of BCFL in various fields,such as the Internet of Things and the Internet of Vehicles.Finally,it assesses the effectiveness of these solutions.

Privacy-Preserving Federated Mobility Prediction with Compound Data and Model Perturbation Mechanism

Human mobility prediction is important for many applications.However,training an accurate mobility prediction model requires a large scale of human trajectories,where privacy issues become an important problem.The rising federated learning provides us with a promising solution to this problem,which enables mobile devices to collaboratively learn a shared prediction model while keeping all the training data on the device,decoupling the ability to do machine learning from the need to store the data in the cloud.However,existing federated learningbased methods either do not provide privacy guarantees or have vulnerability in terms of privacy leakage.In this paper,we combine the techniques of data perturbation and model perturbation mechanisms and propose a privacy-preserving mobility prediction algorithm,where we add noise to the transmitted model and the raw data collaboratively to protect user privacy and keep the mobility prediction performance.Extensive experimental results show that our proposed method significantly outperforms the existing stateof-the-art mobility prediction method in terms of defensive performance against practical attacks while having comparable mobility prediction performance,demonstrating its effectiveness.

Improving Federated Learning through Abnormal Client Detection and Incentive

Data sharing and privacy protection are made possible by federated learning,which allows for continuous model parameter sharing between several clients and a central server.Multiple reliable and high-quality clients must participate in practical applications for the federated learning global model to be accurate,but because the clients are independent,the central server cannot fully control their behavior.The central server has no way of knowing the correctness of the model parameters provided by each client in this round,so clients may purposefully or unwittingly submit anomalous data,leading to abnormal behavior,such as becoming malicious attackers or defective clients.To reduce their negative consequences,it is crucial to quickly detect these abnormalities and incentivize them.In this paper,we propose a Federated Learning framework for Detecting and Incentivizing Abnormal Clients(FL-DIAC)to accomplish efficient and security federated learning.We build a detector that introduces an auto-encoder for anomaly detection and use it to perform anomaly identification and prevent the involvement of abnormal clients,in particular for the anomaly client detection problem.Among them,before the model parameters are input to the detector,we propose a Fourier transform-based anomaly data detectionmethod for dimensionality reduction in order to reduce the computational complexity.Additionally,we create a credit scorebased incentive structure to encourage clients to participate in training in order tomake clients actively participate.Three training models(CNN,MLP,and ResNet-18)and three datasets(MNIST,Fashion MNIST,and CIFAR-10)have been used in experiments.According to theoretical analysis and experimental findings,the FL-DIAC is superior to other federated learning schemes of the same type in terms of effectiveness.

A blockchain based privacy-preserving federated learning scheme for Internet of Vehicles

The application of artificial intelligence technology in Internet of Vehicles(lov)has attracted great research interests with the goal of enabling smart transportation and traffic management.Meanwhile,concerns have been raised over the security and privacy of the tons of traffic and vehicle data.In this regard,Federated Learning(FL)with privacy protection features is considered a highly promising solution.However,in the FL process,the server side may take advantage of its dominant role in model aggregation to steal sensitive information of users,while the client side may also upload malicious data to compromise the training of the global model.Most existing privacy-preserving FL schemes in IoV fail to deal with threats from both of these two sides at the same time.In this paper,we propose a Blockchain based Privacy-preserving Federated Learning scheme named BPFL,which uses blockchain as the underlying distributed framework of FL.We improve the Multi-Krum technology and combine it with the homomorphic encryption to achieve ciphertext-level model aggregation and model filtering,which can enable the verifiability of the local models while achieving privacy-preservation.Additionally,we develop a reputation-based incentive mechanism to encourage users in IoV to actively participate in the federated learning and to practice honesty.The security analysis and performance evaluations are conducted to show that the proposed scheme can meet the security requirements and improve the performance of the FL model.

WebFLex:A Framework for Web Browsers-Based Peer-to-Peer Federated Learning Systems Using WebRTC

Scalability and information personal privacy are vital for training and deploying large-scale deep learning models.Federated learning trains models on exclusive information by aggregating weights from various devices and taking advantage of the device-agnostic environment of web browsers.Nevertheless,relying on a main central server for internet browser-based federated systems can prohibit scalability and interfere with the training process as a result of growing client numbers.Additionally,information relating to the training dataset can possibly be extracted from the distributed weights,potentially reducing the privacy of the local data used for training.In this research paper,we aim to investigate the challenges of scalability and data privacy to increase the efficiency of distributed training models.As a result,we propose a web-federated learning exchange(WebFLex)framework,which intends to improve the decentralization of the federated learning process.WebFLex is additionally developed to secure distributed and scalable federated learning systems that operate in web browsers across heterogeneous devices.Furthermore,WebFLex utilizes peer-to-peer interactions and secure weight exchanges utilizing browser-to-browser web real-time communication(WebRTC),efficiently preventing the need for a main central server.WebFLex has actually been measured in various setups using the MNIST dataset.Experimental results show WebFLex’s ability to improve the scalability of federated learning systems,allowing a smooth increase in the number of participating devices without central data aggregation.In addition,WebFLex can maintain a durable federated learning procedure even when faced with device disconnections and network variability.Additionally,it improves data privacy by utilizing artificial noise,which accomplishes an appropriate balance between accuracy and privacy preservation.

A Differential Privacy Federated Learning Scheme Based on Adaptive Gaussian Noise

As a distributed machine learning method,federated learning(FL)has the advantage of naturally protecting data privacy.It keeps data locally and trains local models through local data to protect the privacy of local data.The federated learning method effectively solves the problem of artificial Smart data islands and privacy protection issues.However,existing research shows that attackersmay still steal user information by analyzing the parameters in the federated learning training process and the aggregation parameters on the server side.To solve this problem,differential privacy(DP)techniques are widely used for privacy protection in federated learning.However,adding Gaussian noise perturbations to the data degrades the model learning performance.To address these issues,this paper proposes a differential privacy federated learning scheme based on adaptive Gaussian noise(DPFL-AGN).To protect the data privacy and security of the federated learning training process,adaptive Gaussian noise is specifically added in the training process to hide the real parameters uploaded by the client.In addition,this paper proposes an adaptive noise reduction method.With the convergence of the model,the Gaussian noise in the later stage of the federated learning training process is reduced adaptively.This paper conducts a series of simulation experiments on realMNIST and CIFAR-10 datasets,and the results show that the DPFL-AGN algorithmperforms better compared to the other algorithms.

Byzantine Robust Federated Learning Scheme Based on Backdoor Triggers

Federated learning is widely used to solve the problem of data decentralization and can provide privacy protectionfor data owners. However, since multiple participants are required in federated learning, this allows attackers tocompromise. Byzantine attacks pose great threats to federated learning. Byzantine attackers upload maliciouslycreated local models to the server to affect the prediction performance and training speed of the global model. Todefend against Byzantine attacks, we propose a Byzantine robust federated learning scheme based on backdoortriggers. In our scheme, backdoor triggers are embedded into benign data samples, and then malicious localmodels can be identified by the server according to its validation dataset. Furthermore, we calculate the adjustmentfactors of local models according to the parameters of their final layers, which are used to defend against datapoisoning-based Byzantine attacks. To further enhance the robustness of our scheme, each localmodel is weightedand aggregated according to the number of times it is identified as malicious. Relevant experimental data showthat our scheme is effective against Byzantine attacks in both independent identically distributed (IID) and nonindependentidentically distributed (non-IID) scenarios.

Cervical Cancer Prediction Empowered with Federated Machine Learning

Cervical cancer is an intrusive cancer that imitates various women around the world. Cervical cancer ranks in thefourth position because of the leading death cause in its premature stages. The cervix which is the lower end of thevagina that connects the uterus and vagina forms a cancerous tumor very slowly. This pre-mature cancerous tumorin the cervix is deadly if it cannot be detected in the early stages. So, in this delineated study, the proposed approachuses federated machine learning with numerous machine learning solvers for the prediction of cervical cancer totrain the weights with varying neurons empowered fuzzed techniques to align the neurons, Internet of MedicalThings (IoMT) to fetch data and blockchain technology for data privacy and models protection from hazardousattacks. The proposed approach achieves the highest cervical cancer prediction accuracy of 99.26% and a 0.74%misprediction rate. So, the proposed approach shows the best prediction results of cervical cancer in its early stageswith the help of patient clinical records, and all medical professionals will get beneficial diagnosing approachesfrom this study and detect cervical cancer in its early stages which reduce the overall death ratio of women due tocervical cancer.

Adaptation of Federated Explainable Artificial Intelligence for Efficient and Secure E-Healthcare Systems

Explainable Artificial Intelligence(XAI)has an advanced feature to enhance the decision-making feature and improve the rule-based technique by using more advanced Machine Learning(ML)and Deep Learning(DL)based algorithms.In this paper,we chose e-healthcare systems for efficient decision-making and data classification,especially in data security,data handling,diagnostics,laboratories,and decision-making.Federated Machine Learning(FML)is a new and advanced technology that helps to maintain privacy for Personal Health Records(PHR)and handle a large amount of medical data effectively.In this context,XAI,along with FML,increases efficiency and improves the security of e-healthcare systems.The experiments show efficient system performance by implementing a federated averaging algorithm on an open-source Federated Learning(FL)platform.The experimental evaluation demonstrates the accuracy rate by taking epochs size 5,batch size 16,and the number of clients 5,which shows a higher accuracy rate(19,104).We conclude the paper by discussing the existing gaps and future work in an e-healthcare system.

2P3FL:A Novel Approach for Privacy Preserving in Financial Sectors Using Flower Federated Learning

The increasing data pool in finance sectors forces machine learning(ML)to step into new complications.Banking data has significant financial implications and is confidential.Combining users data from several organizations for various banking services may result in various intrusions and privacy leakages.As a result,this study employs federated learning(FL)using a flower paradigm to preserve each organization’s privacy while collaborating to build a robust shared global model.However,diverse data distributions in the collaborative training process might result in inadequate model learning and a lack of privacy.To address this issue,the present paper proposes the imple-mentation of Federated Averaging(FedAvg)and Federated Proximal(FedProx)methods in the flower framework,which take advantage of the data locality while training and guaranteeing global convergence.Resultantly improves the privacy of the local models.This analysis used the credit card and Canadian Institute for Cybersecurity Intrusion Detection Evaluation(CICIDS)datasets.Precision,recall,and accuracy as performance indicators to show the efficacy of the proposed strategy using FedAvg and FedProx.The experimental findings suggest that the proposed approach helps to safely use banking data from diverse sources to enhance customer banking services by obtaining accuracy of 99.55%and 83.72%for FedAvg and 99.57%,and 84.63%for FedProx.

A Federated Learning Framework with Blockchain-Based Auditable Participant Selection

Federated learning is an important distributed model training technique in Internet of Things(IoT),in which participant selection is a key component that plays a role in improving training efficiency and model accuracy.This module enables a central server to select a subset of participants to performmodel training based on data and device information.By doing so,selected participants are rewarded and actively perform model training,while participants that are detrimental to training efficiency and model accuracy are excluded.However,in practice,participants may suspect that the central server may have miscalculated and thus not made the selection honestly.This lack of trustworthiness problem,which can demotivate participants,has received little attention.Another problem that has received little attention is the leakage of participants’private information during the selection process.We will therefore propose a federated learning framework with auditable participant selection.It supports smart contracts in selecting a set of suitable participants based on their training loss without compromising the privacy.Considering the possibility of malicious campaigning and impersonation of participants,the framework employs commitment schemes and zero-knowledge proofs to counteract these malicious behaviors.Finally,we analyze the security of the framework and conduct a series of experiments to demonstrate that the framework can effectively improve the efficiency of federated learning.

A credibility-aware swarm-federated deep learning framework in internet of vehicles

Although Federated Deep Learning(FDL)enables distributed machine learning in the Internet of Vehicles(IoV),it requires multiple clients to upload model parameters,thus still existing unavoidable communication overhead and data privacy risks.The recently proposed Swarm Learning(SL)provides a decentralized machine learning approach for unit edge computing and blockchain-based coordination.A Swarm-Federated Deep Learning framework in the IoV system(IoV-SFDL)that integrates SL into the FDL framework is proposed in this paper.The IoV-SFDL organizes vehicles to generate local SL models with adjacent vehicles based on the blockchain empowered SL,then aggregates the global FDL model among different SL groups with a credibility weights prediction algorithm.Extensive experimental results show that compared with the baseline frameworks,the proposed IoV-SFDL framework reduces the overhead of client-to-server communication by 16.72%,while the model performance improves by about 5.02%for the same training iterations.

IoV environment exploring coordination:A federated learning approach

Exploring open fields with coordinated unmanned vehicles is popular in academia and industries.One of the most impressive applicable approaches is the Internet of Vehicles(lov).The IoV connects vehicles,road infrastructures and communication facilities to provide solutions for exploration tasks.However,the coordination of acquiring information from multi-vehicles may risk data privacy.To this end,sharing high-quality experiences instead of raw data has become an urgent demand.This paper employs a Deep Reinforcement Learning(DRL)method to enable IoVs to generate training data with prioritized experience and states,which can support the IoV to explore the environment more efficiently.Moreover,a Federated Learning(FL)experience sharing model is established to guarantee the vehicles'privacy.The numerical results show that the proposed method presents a better successful sharing rate and a more stable convergence within the comparison of fundamental methods.The experiments also suggest that the proposed method could support agents without full information to achieve the tasks.

A Tutorial on Federated Learning from Theory to Practice:Foundations,Software Frameworks,Exemplary Use Cases,and Selected Trends

When data privacy is imposed as a necessity,Federated learning(FL)emerges as a relevant artificial intelligence field for developing machine learning(ML)models in a distributed and decentralized environment.FL allows ML models to be trained on local devices without any need for centralized data transfer,thereby reducing both the exposure of sensitive data and the possibility of data interception by malicious third parties.This paradigm has gained momentum in the last few years,spurred by the plethora of real-world applications that have leveraged its ability to improve the efficiency of distributed learning and to accommodate numerous participants with their data sources.By virtue of FL,models can be learned from all such distributed data sources while preserving data privacy.The aim of this paper is to provide a practical tutorial on FL,including a short methodology and a systematic analysis of existing software frameworks.Furthermore,our tutorial provides exemplary cases of study from three complementary perspectives:i)Foundations of FL,describing the main components of FL,from key elements to FL categories;ii)Implementation guidelines and exemplary cases of study,by systematically examining the functionalities provided by existing software frameworks for FL deployment,devising a methodology to design a FL scenario,and providing exemplary cases of study with source code for different ML approaches;and iii)Trends,shortly reviewing a non-exhaustive list of research directions that are under active investigation in the current FL landscape.The ultimate purpose of this work is to establish itself as a referential work for researchers,developers,and data scientists willing to explore the capabilities of FL in practical applications.

FL-EASGD:Federated Learning Privacy Security Method Based on Homomorphic Encryption

Federated learning ensures data privacy and security by sharing models among multiple computing nodes instead of plaintext data.However,there is still a potential risk of privacy leakage,for example,attackers can obtain the original data through model inference attacks.Therefore,safeguarding the privacy of model parameters becomes crucial.One proposed solution involves incorporating homomorphic encryption algorithms into the federated learning process.However,the existing federated learning privacy protection scheme based on homomorphic encryption will greatly reduce the efficiency and robustness when there are performance differences between parties or abnormal nodes.To solve the above problems,this paper proposes a privacy protection scheme named Federated Learning-Elastic Averaging Stochastic Gradient Descent(FL-EASGD)based on a fully homomorphic encryption algorithm.First,this paper introduces the homomorphic encryption algorithm into the FL-EASGD scheme to preventmodel plaintext leakage and realize privacy security in the process ofmodel aggregation.Second,this paper designs a robust model aggregation algorithm by adding time variables and constraint coefficients,which ensures the accuracy of model prediction while solving performance differences such as computation speed and node anomalies such as downtime of each participant.In addition,the scheme in this paper preserves the independent exploration of the local model by the nodes of each party,making the model more applicable to the local data distribution.Finally,experimental analysis shows that when there are abnormalities in the participants,the efficiency and accuracy of the whole protocol are not significantly affected.